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HSA-Linked Credit: Putting Dough In The HSA Doughnut Hole
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Mercator Advisory Group, Inc. ¿¡¼ 2007³â 06¿ù ¿¡ ¹ßÇàÇÑ ¡¸¹Ì±¹ÀÇ(high deductible health plan) °¡ÀÔÀÚ¿¡ ´ëÇÑ À¶ÀÚ ±âȸ¡¹ º¸°í¼´Â 27 pages, 8 exhibits·Î ±¸¼ºµÇ¾î, US $2,950 ºÎÅÍ ±¸¸Å °¡´ÉÇÕ´Ï´Ù.
°áÁ¦ °ü·Ã ±â¼ú°ú ±â±â, ½ÃÀå¿¡ °üÇÑ Àü¹®ÀûÀÎ Á¶»ç¸¦ ÇàÇÏ´Â ¹Ì±¹ÀÇ Á¶»çȸ»ç Mercator Advisory Group, Inc.(º»»ç : ¸Þ»çÃß¼¼½ºÁÖ)¿¡¼´Â ¹Ì±¹ÀÇ ³ôÀº ÀÚ±âºÎ´ã º¸Çè(high deductible health plan, HDHP) °¡ÀÔÀÚ¿¡ ´ëÇÑ À¶ÀÚ ±âȸ¿¡ ´ëÇÑ Á¶»ç ºÐ¼® º¸°í¼ "HSA-Linked Credit: Putting Dough In The HSA Doughnut Hole"¸¦ ¹ßÇàÇß½À´Ï´Ù. ¹Ì±¹ÀÇ HSA(°Ç°ÀúÃà°èÁÂ, Health Savings Account)¸¦ º¸À¯ÇÏ´Â HDHP °¡ÀÔÀÚÀÇ ÀϽÃÀûÀÎ ÀÚ±Ý ºÎÁ·À» ÇØ¼Ò½ÃÄÑ ÁÖ±â À§ÇØ À¶ÀÚ¸¦ ¹ÞÀ» ¼ö ÀÖ´Â ±âȸ¿Í À¶ÀÚ ±â°üÀÌ ÁÖ¸ñÇÏ´Â µÎ °¡ÁöÀÇ ¸ðµ¨(°³Àοë À¶ÀÚ ¸ðµ¨ ¹× °í¿ëÀÚÃøÀÇ ±Þ·á °øÁ¦ ¸ðµ¨)ÀÇ ºÐ¼®°ú 2010³â ±îÁöÀÇ Â÷ÀÔÀÜ°í ¿¹Ãø¿¡ ´ëÇØ ÀüÇØµå¸³´Ï´Ù. Á¦ 1 Àå ¹®Á¦¿Í ½ÃÀå±âȸÀÇ Á¤ÀÇ - Åë°è
- ÀáÀçÀûÀÎ ÀÚ±ÝÀÇ ²÷±è°ú ÀáÀçÀûÀÎ À¶ÀÚ ±âȸ
Á¦ 2 Àå ±¸Á¦¸¦ À§ÇÑ À¶ÀÚ - HDHP Å©·¹µ÷ À¯Àú¿¡ °üÇÑ °íÂû
- ¿©½ÅÀÇ ´ëüÀû Á¢±Ù
- °³ÀÎÀÇ À¶ÀÚ ¸ðµ¨
- ¿¹ : American Express HealthPay Plus
- ¿¹ : JP Morgan Chase
- ¿¹ : Bank of America/ MedImpact
- ¿¹ : Canopy Financial HealthDirect Platform/ CardLink
- ±Þ·á °øÁ¦ ¸ðµ¨
- ¿¹ : Canopy Financial HealthScore
- ¿¹ : MedDirect Health Bridge Line
- ¿¹ : E-Duction HSA Credit Solutions
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