세계의 디지털 뱅킹 플랫폼 시장 규모 조사 및 예측 : 구성요소별, 배포별, 유형별, 모드별 및 지역별 분석(2023-2030년)

Global Digital Banking Platform Market is valued at approximately USD 5.10 billion in 2022 and is anticipated to grow with a healthy growth rate of more than 13.60% over the forecast period 2023-2030. A digital banking platform refers to a comprehensive and integrated software solution that enables financial institutions, such as banks, to provide a range of banking services and operations through online and digital channels. It serves as the technological infrastructure that supports various digital banking activities and customer interactions. Digital banking platforms are designed to offer a seamless and convenient banking experience to customers, allowing them to access and manage their financial services remotely through Internet banking, mobile applications, and other digital channels. The Digital Banking Platform Market is expanding because of factors such as increasing digital banking transactions and an increasing number of Internet users.

The rising number of digital payments across the globe is driving market growth. According to a Reserve Bank of India report, in 2020-21, the proportion of digital transactions in the total volume of non-cash retail payments increased to 98.5% from 97.0%. According to the same source, the total value of digital payments was USD 28.18 million in the fiscal year 2018-2019 and reached USD 52.95 million in the fiscal year 2020-2021. In addition, according to the Canadian Bankers Association, in the year 2018 the value of mobile banking transactions in Canada stood at USD 663.7 million which increased to USD 947 million in the year 2020. Thus, the rising number of digital payment transactions is fostering market growth. In addition, the increase in focus of organizations on digitalizing their financial services and growth in the usage of machine learning and artificial intelligence in digital banking platforms are creating lucrative opportunity for market growth. However, the high cost of digital banking platform and security and compliance issues stifles market growth throughout the forecast period of 2023-2030.

The key regions considered for the Global Digital Banking Platform Market study includes Asia Pacific, North America, Europe, Latin America, and Middle East & Africa. Asia Pacific dominated the market in 2022 owing to the rising adoption of cloud technology by corporate banks in the region, the rising value of bank deposits in the region, as well as rise in the development of new cash management systems in the region. Along with this development of the smart retail industry, rising online retail sales, a rising number of digital payment transactions in the region are creating a lucrative market growth opportunity. Whereas, North America is expected to have significant growth owing to factors such as the rising number of digital banking and neo banks users in the region. Along with these, the rising retail industry and product development activities in the region are creating lucrative growth in the market.

Major market player included in this report are:

• Appway AG
• Cor Financial Solution Ltd.
• Edgeverve (Subsidiary of Infosys)
• NCino Inc
• Fiserv Inc.
• Oracle Corporation
• SAP SE
• Temenos
• Vsoft Corporation
• FIS

Recent Developments in the Market:

• In January 2023, Taiwan's Next Bank, a digital bank, launched Temenos. Next Bank is able to promote its goods quickly and effectively thanks to Temenos' open platform. The bank intends to gradually expand the range of foreign currency services it provides, including tools for managing assets and remittances for workers who are abroad. Next Bank, a company that employs Temenos as its backend technology, expects to reach 300,000 subscribers within nine months of its launch.
• In December 2022,, Wells Fargo introduced a one-stop digital banking interface for its corporate investment and commercial banking clients. With this launch, the company aims to leverage machine learning (ML) and artificial intelligence (AI) to provide organisations with specialised corporate and commercial financial services catered to their unique needs.

Global Digital Banking Platform Market Report Scope:

• Historical Data: 2020 - 2021
• Base Year for Estimation: 2022
• Forecast period: 2023-2030
• Report Coverage: Revenue forecast, Company Ranking, Competitive Landscape, Growth factors, and Trends
• Segments Covered - Component, Deployment, Type, Mode, Region
• Regional Scope: North America; Europe; Asia Pacific; Latin America; Middle East & Africa
• Customization Scope: Free report customization (equivalent up to 8 analyst's working hours) with purchase. Addition or alteration to country, regional & segment scope*

The objective of the study is to define market sizes of different segments & countries in recent years and to forecast the values to the coming years. The report is designed to incorporate both qualitative and quantitative aspects of the industry within countries involved in the study.

The report also caters detailed information about the crucial aspects such as driving factors & challenges which will define the future growth of the market. Additionally, it also incorporates potential opportunities in micro markets for stakeholders to invest along with the detailed analysis of competitive landscape and Componentofferings of key players. The detailed segments and sub-segment of the market are explained below.

By Component:

• Solution
• Services

By Deployment:

• On -premise
• Cloud

By Type:

• Retail Banking
• Corporate banking

By Mode:

• Online Banking
• Mobile Banking

By Region:

• North America
• U.S.
• Canada
• Europe
• UK
• Germany
• France
• Spain
• Italy
• ROE
• Asia Pacific
• China
• India
• Japan
• Australia
• South Korea
• RoAPAC
• Latin America
• Brazil
• Mexico
• Middle East & Africa
• Saudi Arabia
• South Africa
• Rest of Middle East & Africa

Table of Contents

Chapter 1. Executive Summary

• 1.1. Market Snapshot
• 1.2. Global & Segmental Market Estimates & Forecasts, 2020-2030 (USD Billion)
  • 1.2.1. Digital Banking Platform Market, by Region, 2020-2030 (USD Billion)
  • 1.2.2. Digital Banking Platform Market, by Component, 2020-2030 (USD Billion)
  • 1.2.3. Digital Banking Platform Market, by Deployment, 2020-2030 (USD Billion)
  • 1.2.4. Digital Banking Platform Market, by Type, 2020-2030 (USD Billion)
  • 1.2.5. Digital Banking Platform Market, by Mode, 2020-2030 (USD Billion)
• 1.3. Key Trends
• 1.4. Estimation Methodology
• 1.5. Research Assumption

Chapter 2. Global Digital Banking Platform Market Definition and Scope

• 2.1. Objective of the Study
• 2.2. Market Definition & Scope
  • 2.2.1. Industry Evolution
  • 2.2.2. Scope of the Study
• 2.3. Years Considered for the Study
• 2.4. Currency Conversion Rates

Chapter 3. Global Digital Banking Platform Market Dynamics

• 3.1. Digital Banking Platform Market Impact Analysis (2020-2030)
  • 3.1.1. Market Drivers
    • 3.1.1.1. Increasing digital banking transactions
    • 3.1.1.2. Increasing number of internet users
  • 3.1.2. Market Challenges
    • 3.1.2.1. High cost of digital banking platform
    • 3.1.2.2. Security and compliance issues
  • 3.1.3. Market Opportunities
    • 3.1.3.1. Increase in focus of organizations on digitalizing their financial services.
    • 3.1.3.2. Growth in usage of machine learning and artificial intelligence in digital banking platform

Chapter 4. Global Digital Banking Platform Market Industry Analysis

• 4.1. Porter's 5 Force Model
  • 4.1.1. Bargaining Power of Suppliers
  • 4.1.2. Bargaining Power of Buyers
  • 4.1.3. Threat of New Entrants
  • 4.1.4. Threat of Substitutes
  • 4.1.5. Competitive Rivalry
• 4.2. Porter's 5 Force Impact Analysis
• 4.3. PEST Analysis
  • 4.3.1. Political
  • 4.3.2. Economical
  • 4.3.3. Social
  • 4.3.4. Technological
  • 4.3.5. Environmental
  • 4.3.6. Legal
• 4.4. Top investment opportunity
• 4.5. Top winning strategies
• 4.6. COVID-19 Impact Analysis
• 4.7. Disruptive Trends
• 4.8. Industry Expert Perspective
• 4.9. Analyst Recommendation & Conclusion

Chapter 5. Global Digital Banking Platform Market, by Component

• 5.1. Market Snapshot
• 5.2. Global Digital Banking Platform Market by Component, Performance - Potential Analysis
• 5.3. Global Digital Banking Platform Market Estimates & Forecasts by Component 2020-2030 (USD Billion)
• 5.4. Digital Banking Platform Market, Sub Segment Analysis
  • 5.4.1. Solution
  • 5.4.2. Services

Chapter 6. Global Digital Banking Platform Market, by Deployment

• 6.1. Market Snapshot
• 6.2. Global Digital Banking Platform Market by Deployment, Performance - Potential Analysis
• 6.3. Global Digital Banking Platform Market Estimates & Forecasts by Deployment 2020-2030 (USD Billion)
• 6.4. Digital Banking Platform Market, Sub Segment Analysis
  • 6.4.1. On -premise
  • 6.4.2. Cloud

Chapter 7. Global Digital Banking Platform Market, by Type

• 7.1. Market Snapshot
• 7.2. Global Digital Banking Platform Market by Type, Performance - Potential Analysis
• 7.3. Global Digital Banking Platform Market Estimates & Forecasts by Type 2020-2030 (USD Billion)
• 7.4. Digital Banking Platform Market, Sub Segment Analysis
  • 7.4.1. Retail Banking
  • 7.4.2. Corporate Banking

Chapter 8. Global Digital Banking Platform Market, by Mode

• 8.1. Market Snapshot
• 8.2. Global Digital Banking Platform Market by Mode, Performance - Potential Analysis
• 8.3. Global Digital Banking Platform Market Estimates & Forecasts by Mode 2020-2030 (USD Billion)
• 8.4. Digital Banking Platform Market, Sub Segment Analysis
  • 8.4.1. Online Banking
  • 8.4.2. Mobile Banking

Chapter 9. Global Digital Banking Platform Market, Regional Analysis

• 9.1. Top Leading Countries
• 9.2. Top Emerging Countries
• 9.3. Digital Banking Platform Market, Regional Market Snapshot
• 9.4. North America Digital Banking Platform Market
  • 9.4.1. U.S. Digital Banking Platform Market
    • 9.4.1.1. Component breakdown estimates & forecasts, 2020-2030
    • 9.4.1.2. Deployment breakdown estimates & forecasts, 2020-2030
    • 9.4.1.3. Type breakdown estimates & forecasts, 2020-2030
    • 9.4.1.4. Mode breakdown estimates & forecasts, 2020-2030
  • 9.4.2. Canada Digital Banking Platform Market
• 9.5. Europe Digital Banking Platform Market Snapshot
  • 9.5.1. U.K. Digital Banking Platform Market
  • 9.5.2. Germany Digital Banking Platform Market
  • 9.5.3. France Digital Banking Platform Market
  • 9.5.4. Spain Digital Banking Platform Market
  • 9.5.5. Italy Digital Banking Platform Market
  • 9.5.6. Rest of Europe Digital Banking Platform Market
• 9.6. Asia-Pacific Digital Banking Platform Market Snapshot
  • 9.6.1. China Digital Banking Platform Market
  • 9.6.2. India Digital Banking Platform Market
  • 9.6.3. Japan Digital Banking Platform Market
  • 9.6.4. Australia Digital Banking Platform Market
  • 9.6.5. South Korea Digital Banking Platform Market
  • 9.6.6. Rest of Asia Pacific Digital Banking Platform Market
• 9.7. Latin America Digital Banking Platform Market Snapshot
  • 9.7.1. Brazil Digital Banking Platform Market
  • 9.7.2. Mexico Digital Banking Platform Market
• 9.8. Middle East & Africa Digital Banking Platform Market
  • 9.8.1. Saudi Arabia Digital Banking Platform Market
  • 9.8.2. South Africa Digital Banking Platform Market
  • 9.8.3. Rest of Middle East & Africa Digital Banking Platform Market

Chapter 10. Competitive Intelligence

• 10.1. Key Company SWOT Analysis
  • 10.1.1. Company 1
  • 10.1.2. Company 2
  • 10.1.3. Company 3
• 10.2. Top Market Strategies
• 10.3. Company Profiles
  • 10.3.1. Appway AG
    • 10.3.1.1. Key Information
    • 10.3.1.2. Overview
    • 10.3.1.3. Financial (Subject to Data Availability)
    • 10.3.1.4. Product Summary
    • 10.3.1.5. Recent Developments
  • 10.3.2. Cor Financial Solution Ltd.
  • 10.3.3. Edgeverve (Subsidiary of Infosys)
  • 10.3.4. NCino Inc.
  • 10.3.5. Fiserv Inc.
  • 10.3.6. Oracle Corporation
  • 10.3.7. SAP SE
  • 10.3.8. Temenos
  • 10.3.9. Vsoft Corporation
  • 10.3.10. FIS

Chapter 11. Research Process

• 11.1. Research Process
  • 11.1.1. Data Mining
  • 11.1.2. Analysis
  • 11.1.3. Market Estimation
  • 11.1.4. Validation
  • 11.1.5. Publishing
• 11.2. Research Attributes
• 11.3. Research Assumption