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세계의 즉시결제 시장(2022-2029년)

Global Instant Payment Market - 2022-2029

리서치사 DataM Intelligence
발행일 2022년 08월 상품코드 1118021
페이지 정보 영문 195 Pages 배송안내 1-2일 (영업일 기준)
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세계의 즉시결제 시장(2022-2029년) Global Instant Payment Market - 2022-2029
발행일 : 2022년 08월 페이지 정보 : 영문 195 Pages

본 상품은 영문 자료로 한글과 영문 목차에 불일치하는 내용이 있을 경우 영문을 우선합니다. 정확한 검토를 위해 영문목차를 참고해주시기 바랍니다.

세계의 즉시결제(Instant Payment) 시장에 대해 조사했으며, 시장 개요와 함께 결제 성질별, 서비스별, 전개 방식별, 기업 규모별, 최종사용자별, 지역별 동향, 경쟁 상황 및 시장에 참여하는 기업 개요 등을 제공합니다.

목차

제1장 세계의 즉시결제 시장 - 조사 방법과 범위

제2장 세계의 즉시결제 시장 - 시장 정의와 개요

제3장 세계의 즉시결제 시장 - 주요 요약

제4장 세계의 즉시결제 시장 역학

  • 시장에 영향을 미치는 요인
    • 성장 촉진요인
    • 성장 억제요인
    • 기회
    • 영향 분석

제5장 세계의 즉시결제 시장 - 업계 분석

  • Porter's Five Forces 분석
  • 공급망 분석
  • 가격 분석
  • 규제 분석

제6장 세계의 즉시결제 시장 - COVID-19의 분석

제7장 세계의 즉시결제 시장 - 결제 성질별

  • 개인대 개인(P2P)
  • 개인대 기업(P2B)
  • 기업대 개인(B2P)
  • 기타

제8장 세계의 즉시결제 시장 - 서비스별

  • 솔루션
  • 서비스

제9장 세계의 즉시결제 시장 - 전개 방식별

  • 클라우드
  • 온프레미스

제10장 세계의 즉시결제 시장 - 기업 규모별

  • 중소기업
  • 대기업

제11장 세계의 즉시결제 시장 - 최종사용자별

  • BFSI
  • IT·통신
  • 소매·E-Commerce
  • 정부
  • 에너지·유틸리티
  • 기타

제12장 세계의 즉시결제 시장 - 지역별

  • 북미
  • 유럽
  • 남미
  • 아시아태평양
  • 중동 및 아프리카

제13장 세계의 즉시결제 시장 - 경쟁 상황

제14장 세계의 즉시결제 시장 - 기업 개요

  • PayPal
  • ACI Worldwide
  • FIS
  • Fiserv
  • Mastercard
  • Worldline
  • Visa
  • Ant Financial
  • INTELLIGENT PAYMENTS
  • Tmenos

제15장 세계의 즉시결제 시장 - 주요 인사이트

제16장 세계의 즉시결제 시장 - DataM

KSM 22.09.01

Market Overview

Instant Payment Market reached US$ YY million in 2021 and is expected to record significant growth by reaching up to US$ YY million by 2029, growing at a CAGR of 23.30% during the forecast period (2022-2029). Instant payment is a way of transferring money and processing payments that allows for the almost immediate transfer of funds between bank accounts instead of the more customary one to three business days.

Due to the rising need for faster and more reliable transactions, many nations have established immediate payment systems and many instant payment systems and platforms are now under development worldwide. In some countries, it is possible to transmit fast payments by mobile phone, providing the same speed and convenience as cash, such as splitting a dinner bill with coworkers or lending money to a friend or relative.

Market Dynamics

Though the user-friendly experience and less expensive transactions offered by instant payment drive the market, the associated security risks limit the market's growth.

Less expensive and user-friendly transactions

Instant payments have swiftly evolved into a smooth, quick and simple payment method. The massive technological revolution has proved that electronic payments have created several opportunities for customers and businesses to grow more swiftly. Instant payments have witnessed a sudden revolution due to ongoing technical advancements, eliminating the need to visit banks regularly to deposit and withdraw money.

Electronic payment provides more user-friendly experiences, such as improved client convenience. Transparency is essential when it comes to payments. It is vital to preserve transaction transparency when processing payments via digital media. Electronic payments automatically keep a record of the payment data and payment information is supplied ahead of time, eliminating the possibility of confusion. As a result, fast payments' less priced and more user-friendly transactions could be a significant industry driver.

Security Issues

There are still a few people worldwide who use older versions of iOS and Android. It can lead to a variety of security risks. The gadgets do not support the most recent security technology, attracting hackers and scammers for abuse and assault. Further, even if the software is secure, the gadget may not satisfy the standards, giving security fundamentals. As a result, the security risks involved with instant payments are the worst market restraints that limit the market's growth.

COVID-19 Impact Analysis

The COVID-19 outbreak pushed banks and customers to react swiftly to physical interface restrictions. As a result, bank customers' instant payment adoption has quickened. Many have hailed this as a seismic shift, with most assuming that digital natives and huge national banks would emerge as victors, owing to their widespread investment in digital enablement. While significant, the shift to instant digital payments has been significantly less dramatic than most predicted. Banks have kept at least part of their branches open while reducing branch staffing and hours and limiting the number of customers admitted. Branch transaction volumes have decreased, albeit only by 30% to 50% in some cases. Compared to most retail categories (excluding groceries), this decrease is significant.

As a result, the pandemic-driven digital acceleration will assist banks and other financial institutions in lower costs and providing a better customer experience, resulting in improved Net Promoter scores and increased customer lifetime value. As a result, it is best to conclude that the effect of the COVID-19 pandemic on the global instant payment market is extremely positive. Further, the respective market will continue the pace of growth even after the pandemic subsides due to the paradigm shift instant payment has brought into people's life.

Segment Analysis

The global instant payment market is classified based on nature of payment, services, deployment modes, enterprise size, end-user and region.

The technological advancements and high security offered by instant payments allow the BFSI segment to dominate the end-user segment

The banking and financial services industries have been changed by rising technological innovation. Using immediate payment technologies has simplified banking and reduced bank transaction and service costs. Instant payment systems enable money transfers between different banks from one bank account to another. Customers benefit from high-security safeguards that prevent fraudulent transactions and financial loss. Many countries have established national instant payment systems to make financial transactions easier.

When the Danish central bank established MobilePay, it was one of the first countries to launch a national quick payment system. Many other countries have followed their national rapid payment systems in recent years. In 2010, India introduced the immediate payment service (IMPS). In 2016, India launched the mobile-based unified payments interface (UPI). Governments, central banks and commercial banks continually consult to improve, expand and streamline the immediate payment system.

Geographical Analysis

Due to robust economic growth, urbanization and industrialization, Asia-Pacific dominates the instant payment market's regional segment.

The Asia-Pacific region is seeing fast economic growth and industrialization. The spread of smartphones and low-cost internet connections coincided with the rise of formal banking services in the region's emerging countries. Many first-time buyers avoided credit and debit cards favoring rapid digital payment options.

Instant payment systems have been tremendously useful to all main players in emerging countries. Banks might reduce transaction costs, while central banks and governments could employ fast payment systems to extend formal banking services. With robust economic growth, urbanization and industrialization rates, Asia-need Pacific's for fast payments across multiple industrial verticals is likely to rise dramatically in the coming years.

Competitive Landscape

The instant payment market is quite active regarding the number and scope of global and local developers. The industry has been described as fragmented due to multiple service providers and developers such as ACI Worldwide, FIS, Fiserv, Mastercard, Worldline, PayPal, Visa, Ant Financial, INTELLIGENT PAYMENTS and Tmenos. Mergers, product launches, acquisitions, investments and partnerships are common market strategies employed by major market players to obtain a competitive advantage and boost their reputation.

PayPal

Overview: PayPal is a U.S.-based multinational company that offers financial technology products and services. PayPal offers instant online money transfer services for individual consumers. It also acts as a facilitator for online payments for various multinational companies. PayPal operates in all major global markets such as U.S., India, UK, Germany, France and Japan. The company is expanding its operations in developing countries of Asia-Pacific and Africa, where it is currently negotiating terms of service with various central banks. PayPal's main operations center is in La Vista, Nevada, U.S.

Product Portfolio:

  • Instant payments with PayPal: PayPal's fast payment service provides benefits such as 24/7 fraud prevention and the ability to pay for services without providing bank card information. Furthermore, all financial transactions are encrypted using advanced data encryption technology and the payment system is bilingual and available in most nations globally, including the mobile app.

Key Development:

  • PayPal and Venmo raised their immediate transfer fees for American customers and businesses on April 21, 2022. Customers can pay a charge to rapidly transfer their money to a bank account or debit card. Users must pay 1.75 percent of the transfer amount for personal PayPal accounts and consumer and business profiles on Venmo, with a minimum cost of $0.25 and a maximum price of $25.

Why Purchase the Report?

  • To visualize the global instant payment market segmentation based on the nature of payment, services, deployment modes, enterprise size, end-user and region, as well as understand key commercial assets and players.
  • Identify commercial opportunities in the global instant payment market by analyzing trends and co-development.
  • Excel data sheet with numerous data points of instant payment market-level with four segments.
  • PDF report consisting of cogently put together market analysis after exhaustive qualitative interviews and in-depth market study.
  • Product mapping available as excel consisting of key products of all the major market players

The global instant payment market report would provide approximately 77 tables, 77 figures and almost 195 pages.

Target Audience 2023

  • Manufacturers/ Buyers
  • Industry Investors/Investment Bankers
  • Research Professionals
  • Emerging Companies

Table of Contents

1. Global Instant Payment Market - Methodology and Scope

  • 1.1. Research Methodology
  • 1.2. Research Objective and Scope of the Report

2. Global Instant Payment Market - Market Definition and Overview

3. Global Instant Payment Market - Executive Summary

  • 3.1. Market Snippet by Nature of Payment
  • 3.2. Market Snippet by Services
  • 3.3. Market Snippet by Deployment Mode
  • 3.4. Market Snippet by Enterprise Size
  • 3.5. Market Snippet by End-User
  • 3.6. Market Snippet by Region

4. Global Instant Payment Market-Market Dynamics

  • 4.1. Market Impacting Factors
    • 4.1.1. Drivers
      • 4.1.1.1. Less expensive and user-friendly transactions
      • 4.1.1.2. XX
    • 4.1.2. Restraints
      • 4.1.2.1. Security Issues
      • 4.1.2.2. XX
    • 4.1.3. Opportunity
      • 4.1.3.1. XX
    • 4.1.4. Impact Analysis

5. Global Instant Payment Market - Industry Analysis

  • 5.1. Porter's Five Forces Analysis
  • 5.2. Supply Chain Analysis
  • 5.3. Pricing Analysis
  • 5.4. Regulatory Analysis

6. Global Instant Payment Market - COVID-19 Analysis

  • 6.1. Analysis of COVID-19 on the Market
    • 6.1.1. Before COVID-19 Market Scenario
    • 6.1.2. Present COVID-19 Market Scenario
    • 6.1.3. After COVID-19 or Future Scenario
  • 6.2. Pricing Dynamics Amid COVID-19
  • 6.3. Demand-Supply Spectrum
  • 6.4. Government Initiatives Related to the Market During Pandemic
  • 6.5. Manufacturers Strategic Initiatives
  • 6.6. Conclusion

7. Global Instant Payment Market - By Nature of Payment

  • 7.1. Introduction
    • 7.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Nature of Payment
    • 7.1.2. Market Attractiveness Index, By Nature of Payment
  • 7.2. Person-to-Person (P2P)*
    • 7.2.1. Introduction
    • 7.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
  • 7.3. Person-to-Business (P2B)
  • 7.4. Business-to-Person (B2P)
  • 7.5. Others

8. Global Instant Payment Market - By Services

  • 8.1. Introduction
    • 8.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Services
    • 8.1.2. Market Attractiveness Index, By Services
  • 8.2. Solutions*
    • 8.2.1. Introduction
    • 8.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
  • 8.3. Services

9. Global Instant Payment Market - By Deployment Mode

  • 9.1. Introduction
    • 9.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Deployment Mode
    • 9.1.2. Market Attractiveness Index, By Deployment Mode
  • 9.2. Cloud*
    • 9.2.1. Introduction
    • 9.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
  • 9.3. On Premises

10. Global Instant Payment Market - By Enterprise Size

  • 10.1. Introduction
    • 10.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Enterprise Size
    • 10.1.2. Market Attractiveness Index, By Enterprise Size
  • 10.2. Small and Medium-sized Enterprises (SMEs)*
    • 10.2.1. Introduction
    • 10.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
  • 10.3. Large enterprises

11. Global Instant Payment Market - By End-User

  • 11.1. Introduction
    • 11.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By End-User
    • 11.1.2. Market Attractiveness Index, By End-User
  • 11.2. BFSI*
    • 11.2.1. Introduction
    • 11.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
  • 11.3. IT and Telecommunications
  • 11.4. Retail and e-commerce
  • 11.5. Government
  • 11.6. Energy and Utilities
  • 11.7. Others

12. Global Instant Payment Market - By Region

  • 12.1. Introduction
    • 12.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Region
    • 12.1.2. Market Attractiveness Index, By Region
  • 12.2. North America
    • 12.2.1. Introduction
    • 12.2.2. Key Region-Specific Dynamics
    • 12.2.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Nature of Payment
    • 12.2.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Services
    • 12.2.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Deployment Mode
    • 12.2.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Enterprise Size
    • 12.2.7. Market Size Analysis and Y-o-Y Growth Analysis (%), By End-User
    • 12.2.8. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
      • 12.2.8.1. U.S.
      • 12.2.8.2. Canada
      • 12.2.8.3. Mexico
  • 12.3. Europe
    • 12.3.1. Introduction
    • 12.3.2. Key Region-Specific Dynamics
    • 12.3.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Nature of Payment
    • 12.3.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Services
    • 12.3.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Deployment Mode
    • 12.3.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Enterprise Size
    • 12.3.7. Market Size Analysis and Y-o-Y Growth Analysis (%), By End-User
    • 12.3.8. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
      • 12.3.8.1. Germany
      • 12.3.8.2. UK
      • 12.3.8.3. France
      • 12.3.8.4. Italy
      • 12.3.8.5. Russia
      • 12.3.8.6. Rest of Europe
  • 12.4. South America
    • 12.4.1. Introduction
    • 12.4.2. Key Region-Specific Dynamics
    • 12.4.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Nature of Payment
    • 12.4.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Services
    • 12.4.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Deployment Mode
    • 12.4.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Enterprise Size
    • 12.4.7. Market Size Analysis and Y-o-Y Growth Analysis (%), By End-User
    • 12.4.8. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
      • 12.4.8.1. Brazil
      • 12.4.8.2. Argentina
      • 12.4.8.3. Rest of South America
  • 12.5. Asia-Pacific
    • 12.5.1. Introduction
    • 12.5.2. Key Region-Specific Dynamics
    • 12.5.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Nature of Payment
    • 12.5.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Services
    • 12.5.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Deployment Mode
    • 12.5.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Enterprise Size
    • 12.5.7. Market Size Analysis and Y-o-Y Growth Analysis (%), By End-User
    • 12.5.8. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
      • 12.5.8.1. China
      • 12.5.8.2. India
      • 12.5.8.3. Japan
      • 12.5.8.4. Australia
      • 12.5.8.5. Rest of Asia-Pacific
  • 12.6. Middle East and Africa
    • 12.6.1. Introduction
    • 12.6.2. Key Region-Specific Dynamics
    • 12.6.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Nature of Payment
    • 12.6.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Services
    • 12.6.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Deployment Mode
    • 12.6.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Enterprise Size
    • 12.6.7. Market Size Analysis and Y-o-Y Growth Analysis (%), By End-User

13. Global Instant Payment Market - Competitive Landscape

  • 13.1. Competitive Scenario
  • 13.2. Market Positioning/Share Analysis
  • 13.3. Mergers and Acquisitions Analysis

14. Global Instant Payment Market- Company Profiles

  • 14.1. PayPal*
    • 14.1.1. Company Overview
    • 14.1.2. Product Portfolio and Description
    • 14.1.3. Key Highlights
    • 14.1.4. Financial Overview
  • 14.2. ACI Worldwide
  • 14.3. FIS
  • 14.4. Fiserv
  • 14.5. Mastercard
  • 14.6. Worldline
  • 14.7. Visa
  • 14.8. Ant Financial
  • 14.9. INTELLIGENT PAYMENTS
  • 14.10. Tmenos

LIST NOT EXHAUSTIVE

15. Global Instant Payment Market - Premium Insights

16. Global Instant Payment Market - DataM

  • 16.1. Appendix
  • 16.2. About Us and Services
  • 16.3. Contact Us
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