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독일의 금융카드 및 결제 시장

Financial Cards and Payments in Germany

리서치사 Euromonitor International
발행일 2021년 11월 상품 코드 969883
페이지 정보 영문 63 Pages
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US $ 2,100 ₩ 2,525,000 PDF (Single User License)


독일의 금융카드 및 결제 시장 Financial Cards and Payments in Germany
발행일 : 2021년 11월 페이지 정보 : 영문 63 Pages

본 상품은 영문 자료로 한글과 영문목차에 불일치하는 내용이 있을 경우 영문을 우선합니다. 정확한 검토를 위해 영문목차를 참고해주시기 바랍니다.

독일의 금융카드 및 결제(Financial Cards and Payments) 시장을 조사했으며, 코로나19(COVID-19)의 영향, 카드 유통·발행·결제액 등의 추이와 예측, 오퍼레이터·발행업체별 점유율, 카테고리별 내역, 회복 전망과 시장 기회 분석 등의 정보를 정리했습니다.

조사 내용

  • 개요
    • COVID-19 : 시장에 대한 영향
    • COVID-19 : 국가에 대한 영향
  • 시장 지표
    • POS 단말기 수 추이
    • ATM수 추이
    • 사기 피해액 추이
    • 카드 지출액
    • 유통 금융카드 : 유형별 점유율
    • 지출 비교 : 국내/해외
  • 시장 데이터
    • 카드 유통 추이와 예측
    • 카드 계좌 추이와 예측
    • 카드 발급 추이 : 오퍼레이터별
    • 카드 발급 추이 : 발행업체별
    • 카드 및 결제액 추이 : 오퍼레이터별
    • 카드 및 결제액 추이 : 발행업체별
    • 카드 및 결제액 추이와 예측 : 카테고리별
    • 카드 및 결제건수 추이와 예측 : 카테고리별
    • 소비자 결제액 추이와 예측 : 카테고리별
    • 소비자 결제건수 추이와 예측 : 카테고리별
    • M-commerce 매출 추이와 예측
  • 세계의 거시경제 환경
  • 세계의 산업 환경
  • 시장 분석 : 카테고리/제품별
    • 체크카드
    • 신용카드
    • 차지카드
    • 선불카드
    • 스토어 카드
      • 2020년의 영향
      • 회복 전망과 시장 기회
      • 카드 유통 추이와 예측
      • 카드 및 결제액 추이와 예측
      • 카드 유통 추이 : 발행업체별
      • 카드 및 결제액 추이 : 발행업체별
      • 카드 유통 추이 : 오퍼레이터별
      • 카드 및 결제액 추이 : 오퍼레이터별
LSH 20.11.23

In 2021, Germany's payments landscape remained highly dynamic, following the swift changes that occurred following the outbreak of the COVID-19 pandemic in 2020. In fact, it is evident that the pandemic has led to longer-term changes in payment behaviour amongst Germans which otherwise would have taken years, while also significantly accelerating the level of innovation within the industry. The development has been particularly dynamic in Germany because prior to the pandemic, consumers in a cas...

Euromonitor International's Financial Cards and Payments in Germany report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, M-Commerce, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Financial Cards and Payments market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List Of Contents And Tables

EXECUTIVE SUMMARY

  • Financial cards and payments in 2021: The big picture
  • Digital transformation in consumer finance takes shape
  • Economic recovery fuels payment transactions
  • Mobile payment options increase amid digitalisation push
  • Competitive landscape becomes increasingly multi-layered behind new options
  • What next for financial cards and payments?

MARKET INDICATORS

  • Table 1 Number of POS Terminals: Units 2016-2021
  • Table 2 Number of ATMs: Units 2016-2021
  • Table 3 Value Lost to Fraud 2016-2021
  • Table 4 Card Expenditure by Location 2021
  • Table 5 Financial Cards in Circulation by Type: % Number of Cards 2016-2021
  • Table 6 Domestic versus Foreign Spend 2021

MARKET DATA

  • Table 7 Financial Cards by Category: Number of Cards in Circulation 2016-2021
  • Table 8 Financial Cards by Category: Number of Accounts 2016-2021
  • Table 9 Financial Cards Transactions by Category: Value 2016-2021
  • Table 10 Financial Cards by Category: Number of Transactions 2016-2021
  • Table 11 Consumer Payments by Category: Value 2016-2021
  • Table 12 Consumer Payments by Category: Number of Transactions 2016-2021
  • Table 13 M-Commerce by Category: Value 2016-2021
  • Table 14 M-Commerce by Category: % Value Growth 2016-2021
  • Table 15 Financial Cards: Number of Cards by Issuer 2016-2020
  • Table 16 Financial Cards: Number of Cards by Operator 2016-2020
  • Table 17 Financial Cards: Card Payment Transactions Value by Operator 2016-2020
  • Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2016-2020
  • Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2021-2026
  • Table 20 Forecast Financial Cards by Category: Number of Accounts 2021-2026
  • Table 21 Forecast Financial Cards Transactions by Category: Value 2021-2026
  • Table 22 Forecast Financial Cards by Category: Number of Transactions 2021-2026
  • Table 23 Forecast Consumer Payments by Category: Value 2021-2026
  • Table 24 Forecast Consumer Payments by Category: Number of Transactions 2021-2026
  • Table 25 Forecast M-Commerce by Category: Value 2021-2026
  • Table 26 Forecast M-Commerce by Category: % Value Growth 2021-2026

DISCLAIMER

SOURCES

    • Summary 1 Research Sources

DEBIT CARDS IN GERMANY

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Debit cards benefits from changing payment behaviour with further move away from cash
  • Surge in contactless payments propels debit card use
  • Dominant girocard faces growing competition amid increasing card usage

PROSPECTS AND OPPORTUNITIES

  • Further growth will see debit cards overtake cash as primary payment choice
  • Share of girocard within debit cards expected to decline
  • Growing shift towards digital payments poses future risk for debit cards

CATEGORY DATA

  • Table 27 Debit Cards: Number of Cards in Circulation 2016-2021
  • Table 28 Debit Cards Transactions 2016-2021
  • Table 29 Debit Cards in Circulation: % Growth 2016-2021
  • Table 30 Debit Cards Transactions: % Growth 2016-2021
  • Table 31 Debit Cards: Number of Cards by Issuer 2016-2020
  • Table 32 Debit Cards: Number of Cards by Operator 2016-2020
  • Table 33 Debit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 34 Debit Cards Payment Transaction Value by Operator 2016-2020
  • Table 35 Forecast Debit Cards: Number of Cards in Circulation 2021-2026
  • Table 36 Forecast Debit Cards Transactions 2021-2026
  • Table 37 Forecast Debit Cards in Circulation: % Growth 2021-2026
  • Table 38 Forecast Debit Cards Transactions: % Growth 2021-2026

CREDIT CARDS IN GERMANY

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Credit cards benefit from long-term shift in payment behaviour
  • Reluctance largely persists among consumers and issuers due to debt aversion
  • Benefits of co-branding fuel consumer interest in credit cards

PROSPECTS AND OPPORTUNITIES

  • Credit cards poised to lose share to other payment cards despite rising adoption
  • Scepticism towards "pay later" approach will remain a huge obstacle for credit cards
  • Additional services attached to credit cards to remain as unique selling point

CATEGORY DATA

  • Table 39 Credit Cards: Number of Cards in Circulation 2016-2021
  • Table 40 Credit Cards Transactions 2016-2021
  • Table 41 Credit Cards in Circulation: % Growth 2016-2021
  • Table 42 Credit Cards Transactions: % Growth 2016-2021
  • Table 43 Personal Credit Cards: Number of Cards in Circulation 2016-2021
  • Table 44 Personal Credit Cards Transactions 2016-2021
  • Table 45 Personal Credit Cards in Circulation: % Growth 2016-2021
  • Table 46 Personal Credit Cards Transactions: % Growth 2016-2021
  • Table 47 Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 48 Credit Cards: Number of Cards by Operator 2016-2020
  • Table 49 Credit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 50 Credit Cards Payment Transaction Value by Operator 2016-2020
  • Table 51 Commercial Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 52 Personal Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 53 Personal Credit Cards: Number of Cards by Operator 2016-2020
  • Table 54 Personal Credit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 55 Personal Credit Cards Payment Transaction Value by Operator 2016-2020
  • Table 56 Forecast Credit Cards: Number of Cards in Circulation 2021-2026
  • Table 57 Forecast Credit Cards Transactions 2021-2026
  • Table 58 Forecast Credit Cards in Circulation: % Growth 2021-2026
  • Table 59 Forecast Credit Cards Transactions: % Growth 2021-2026
  • Table 60 Forecast Personal Credit Cards: Number of Cards in Circulation 2021-2026
  • Table 61 Forecast Personal Credit Cards Transactions 2021-2026
  • Table 62 Forecast Personal Credit Cards in Circulation: % Growth 2021-2026
  • Table 63 Forecast Personal Credit Cards Transactions: % Growth 2021-2026

CHARGE CARDS IN GERMANY

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Pandemic continues to fuel more frequent use of charge cards in Germany
  • Mastercard to improve competitive position with exclusive Deutsche Bank partnership
  • E-commerce consumers feel the impact of PSD2 coming into full effect in 2021

PROSPECTS AND OPPORTUNITIES

  • Charge cards in a strong position to benefit from overall shift towards card payments
  • Charge cards to remain distant second to debit cards
  • Emergence of non-girocard debit cards provides potential growth risk

CATEGORY DATA

  • Table 64 Charge Cards: Number of Cards in Circulation 2016-2021
  • Table 65 Charge Cards Transactions 2016-2021
  • Table 66 Charge Cards in Circulation: % Growth 2016-2021
  • Table 67 Charge Cards Transactions: % Growth 2016-2021
  • Table 68 Commercial Charge Cards: Number of Cards in Circulation 2016-2021
  • Table 69 Commercial Charge Cards Transactions 2016-2021
  • Table 70 Commercial Charge Cards in Circulation: % Growth 2016-2021
  • Table 71 Commercial Charge Cards Transactions: % Growth 2016-2021
  • Table 72 Personal Charge Cards: Number of Cards in Circulation 2016-2021
  • Table 73 Personal Charge Cards Transactions 2016-2021
  • Table 74 Personal Charge Cards in Circulation: % Growth 2016-2021
  • Table 75 Personal Charge Cards Transactions: % Growth 2016-2021
  • Table 76 Charge Cards: Number of Cards by Issuer 2016-2020
  • Table 77 Charge Cards: Number of Cards by Operator 2016-2020
  • Table 78 Charge Cards Payment Transaction Value by Issuer 2016-2020
  • Table 79 Charge Cards Payment Transaction Value by Operator 2016-2020
  • Table 80 Commercial Charge Cards: Number of Cards by Issuer 2016-2020
  • Table 81 Commercial Charge Cards: Number of Cards by Operator 2016-2020
  • Table 82 Commercial Charge Cards Payment Transaction Value by Issuer 2016-2020
  • Table 83 Commercial Charge Cards Payment Transaction Value by Operator 2016-2020
  • Table 84 Personal Charge Cards: Number of Cards by Issuer 2016-2020
  • Table 85 Personal Charge Cards: Number of Cards by Operator 2016-2020
  • Table 86 Personal Charge Cards Transaction Value by Issuer 2016-2020
  • Table 87 Personal Charge Cards Transaction Value by Operator 2016-2020
  • Table 88 Forecast Charge Cards: Number of Cards in Circulation 2021-2026
  • Table 89 Forecast Charge Cards Transactions 2021-2026
  • Table 90 Forecast Charge Cards in Circulation: % Growth 2021-2026
  • Table 91 Forecast Charge Cards Transactions: % Growth 2021-2026
  • Table 92 Forecast Commercial Charge Cards: Number of Cards in Circulation 2021-2026
  • Table 93 Forecast Commercial Charge Cards Transactions 2021-2026
  • Table 94 Forecast Commercial Charge Cards in Circulation: % Growth 2021-2026
  • Table 95 Forecast Commercial Charge Cards Transactions: % Growth 2021-2026
  • Table 96 Forecast Personal Charge Cards: Number of Cards in Circulation 2021-2026
  • Table 97 Forecast Personal Charge Cards Transactions 2021-2026
  • Table 98 Forecast Personal Charge Cards in Circulation: % Growth 2021-2026
  • Table 99 Forecast Personal Charge Cards Transactions: % Growth 2021-2026

PRE-PAID CARDS IN GERMANY

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Pre-paid cards recovers after pandemic-related downturn
  • Closed loop pre-paid cards rebounds in 2021
  • Geldkarte nears its end as Mastercard and Visa grow within open loop pre-paid cards

PROSPECTS AND OPPORTUNITIES

  • Pre-paid cards to continue its upward trend, albeit remaining a niche
  • Final surge of Geldkarte and rising growth potential for eTicket
  • Mastercard and Visa have potential to fuel popularity of open loop pre-paid cards

CATEGORY DATA

  • Table 100 Pre-paid Cards: Number of Cards in Circulation 2016-2021
  • Table 101 Pre-paid Cards Transactions 2016-2021
  • Table 102 Pre-paid Cards in Circulation: % Growth 2016-2021
  • Table 103 Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 104 Closed Loop Pre-paid Cards Transactions 2016-2021
  • Table 105 Closed Loop Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 106 Open Loop Pre-paid Cards Transactions 2016-2021
  • Table 107 Open Loop Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 108 Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 109 Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 110 Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 111 Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 112 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 113 Closed Loop Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 114 Closed Loop Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 115 Closed Loop Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 116 Open Loop Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 117 Open Loop Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 118 Open Loop Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 119 Open Loop Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 120 Forecast Pre-paid Cards: Number of Cards in Circulation 2021-2026
  • Table 121 Forecast Pre-paid Cards Transactions 2021-2026
  • Table 122 Forecast Pre-paid Cards in Circulation: % Growth 2021-2026
  • Table 123 Forecast Pre-paid Cards Transactions: % Growth 2021-2026
  • Table 124 Forecast Closed Loop Pre-paid Cards Transactions 2021-2026
  • Table 125 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2021-2026
  • Table 126 Forecast Open Loop Pre-paid Cards Transactions 2021-2026
  • Table 127 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2021-2026

STORE CARDS IN GERMANY

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Lack of recovery in 2021 underlines accelerating decline of store cards
  • Various alternatives place growing pressure on store cards
  • Consumer interest continues to diminish amid contactless surge

PROSPECTS AND OPPORTUNITIES

  • Store cards to remain on downward trend as consumers turn to other options
  • Accelerating pace of innovation in payments worsens store cards' prospects
  • Store cards requires revamp to remain competitive

CATEGORY DATA

  • Table 128 Store Cards: Number of Cards in Circulation 2016-2021
  • Table 129 Store Cards Transactions 2016-2021
  • Table 130 Store Cards in Circulation: % Growth 2016-2021
  • Table 131 Store Cards Transactions: % Growth 2016-2021
  • Table 132 Store Cards: Number of Cards by Issuer 2016-2020
  • Table 133 Store Cards: Payment Transaction Value by Issuer 2016-2020
  • Table 134 Forecast Store Cards: Number of Cards in Circulation 2021-2026
  • Table 135 Forecast Store Cards Transactions 2021-2026
  • Table 136 Forecast Store Cards in Circulation: % Growth 2021-2026
  • Table 137 Forecast Store Cards Transactions: % Growth 2021-2026
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