세계의 부정 탐지 및 방지(2025-2030년)

Artificial Intelligence as an Enabler of Fraud and FDP Solutions is Driving Transformational Growth

The global Fraud Detection and Prevention (FDP) market is evolving as it undergoes transformation with the adoption of advanced technologies such as artificial intelligence (AI), machine learning (ML), behavioral biometrics, and generative AI. Frost & Sullivan's comprehensive analysis explores how these innovations are reshaping the FDP landscape, enabling enterprises to combat increasingly sophisticated fraud threats while ensuring compliance and enhancing customer experience.

Between 2024 and 2030, the FDP market is projected to grow at a compound annual growth rate (CAGR) of 16.6%, reaching a global revenue of $47.16 billion by 2030. This growth is fueled by the proliferation of digital transactions, the rise of fraud-as-a-service (FaaS), and the emergence of synthetic identities and deepfake-enabled scams. Enterprises are responding by deploying AI-powered FDP solutions that offer real-time anomaly detection, adaptive learning, and seamless integration across platforms.

The study segments the market by region, vertical, and business size, highlighting North America and Europe as leading adopters due to stringent regulatory frameworks and high digital maturity. Asia Pacific and Latin America are poised for accelerated growth, driven by increasing digital penetration and evolving regulatory landscapes. Small and medium enterprises (SMEs), often resource-constrained, are turning to modular, SaaS-based FDP solutions to mitigate risk and ensure business continuity.

Key components of FDP include Know Your Customer (KYC), Know Your User (KYU), fraud analytics, and anti-money laundering (AML) technologies. The competitive environment is marked by over 100 vendors, with notable players such as LexisNexis Risk Solutions, NICE Actimize, Entrust, Akamai, Forter, and BioCatch offering differentiated capabilities across verticals like BFSI, retail, government, and media.

Strategic imperatives such as customer value chain compression, disruptive technologies, and industry convergence are reshaping the FDP ecosystem. Mergers and acquisitions, including Visa's acquisition of Featurespace and Entrust's acquisition of Onfido, underscore the market's dynamism and the push toward integrated, end-to-end fraud prevention platforms.

The report concludes with actionable insights for CISOs, emphasizing the need for dynamic fraud management, regulatory alignment, explainable AI, and scalable architectures. As fraud tactics evolve, organizations must prioritize intelligence, adaptability, and collaboration to survive and thrive in the digital age.

Key questions answered by this report:

1. What are the primary drivers of growth in the global FDP market between 2024 and 2030

2. How are advanced technologies like AI, ML, and biometrics transforming fraud detection and prevention?

3. Which regions and industry verticals are expected to lead FDP adoption and revenue growth?

4. What are the major challenges and restraints hindering the adoption of FDP solutions?

5. Who are the leading vendors in the FDP space and what differentiates their offerings?

Analyst: Deepali Sathe

Report Summary: Fraud Detection and Prevention Market

The global fraud detection and prevention market is expanding rapidly as organizations deploy AI-powered analytics and machine learning-driven defense systems to counter sophisticated fraud schemes. Valued at USD 41.8 billion in 2024, the market is projected to reach USD 85.2 billion by 2030, registering a CAGR of 12.8% during the forecast period.

Adoption of AI in fraud detection and prevention is transforming how enterprises monitor, detect, and mitigate threats across digital payments, banking, insurance, and eCommerce platforms.

Key Market Highlights

• AI transformation: The AI-powered fraud detection and prevention market is shifting from static rule-based systems to adaptive, self-learning models capable of real-time anomaly detection and behavioral analytics.
• Rapid digitalization: The surge in online payments, fintech platforms, and cross-border transactions increases the urgency for intelligent fraud detection and prevention solutions.
• Cloud adoption surge: Cloud-based FDP systems dominate new deployments, offering scalability, flexibility, and seamless integration with core enterprise systems.
• Regulatory enforcement: Compliance frameworks like PSD2, GDPR, and AML directives are driving investment in transparent and explainable AI-driven fraud detection market solutions.
• Sectoral strength: BFSI leads market demand (38% share), followed by retail, eCommerce, and government sectors adopting AI-enhanced monitoring and authentication technologies.
• Regional leadership: North America leads global revenue share; however, Asia-Pacific is the fastest-growing region, driven by fintech expansion, digital identity initiatives, and government e-security programs.
• Innovation focus: Leading vendors - including IBM, FICO, SAS, and LexisNexis Risk Solutions - are prioritizing graph analytics, behavioral biometrics, and deep learning integration for proactive fraud defense.

Market Size & Forecast

• 2024 Market Value: USD 41.8 Billion
• 2030 Forecast Value: USD 85.2 Billion
• CAGR (2024-2030): 12.8%
• Top Vertical: Banking, Financial Services, and Insurance (BFSI)
• Fastest Growing Segment: Cloud-based, AI-powered FDP solutions

Market Overview: Fraud Detection and Prevention Market

The fraud detection and prevention market is witnessing unprecedented growth as organizations confront increasingly sophisticated cyber threats and identity-related risks. Digital transformation, cloud migration, and the surge in online transactions have expanded the fraud attack surface, necessitating robust, intelligent, and scalable solutions.

A significant shift is underway from reactive defense models to AI-powered fraud detection and prevention market strategies that leverage deep learning, big data analytics, and real-time monitoring. These systems identify anomalies by analyzing behavioral patterns, device fingerprints, and transaction histories across millions of data points per second.

Key industry verticals - including banking, financial services and insurance (BFSI), retail and eCommerce, telecommunications, and government - are investing in AI in fraud detection and prevention market applications to enhance decision-making accuracy and reduce false positives. Within BFSI, AI-driven risk scoring, network behavior analytics, and transaction monitoring have become essential tools to combat account takeover, money laundering, and identity theft.

In the fraud detection market, the adoption of cloud-based fraud detection and prevention solutions has accelerated, enabling enterprises to scale threat analytics while minimizing infrastructure costs. AI integration is further improving detection speed, accuracy, and automation capabilities. Fraud detection-as-a-service (FDaaS) is also emerging as a viable model for small and mid-sized enterprises.

The regulatory landscape continues to evolve, with data protection and compliance frameworks such as GDPR, PSD2, PCI DSS, and CCPA influencing solution design. Vendors are increasingly embedding compliance intelligence and explainable AI within their systems to meet auditability and governance requirements.

As digital commerce expands, AI-powered fraud detection and prevention market players are focusing on omnichannel protection - spanning mobile payments, peer-to-peer transfers, and digital banking platforms. The combination of AI, blockchain, and advanced analytics is expected to revolutionize risk management by ensuring data immutability and enhancing fraud traceability.

Looking ahead, the fraud detection and prevention market will continue to benefit from rising digital payment volumes, cyber insurance adoption, and the integration of federated learning models. These advancements mark a transition toward a proactive, predictive, and autonomous fraud defense era.

Scope of Analysis: Fraud Detection and Prevention Market

This report analyzes the global fraud detection and prevention market across key verticals, deployment models, and technologies. The study provides insights into the adoption trends of AI-powered fraud detection and prevention market solutions and their impact on risk management strategies worldwide.

Geographic Coverage: North America, Europe, Asia-Pacific, Latin America, and the Middle East & Africa

Study Period: 2022-2030

Base Year: 2024

Forecast Period: 2025-2030

Monetary Unit: USD

The analysis covers fraud detection and prevention solutions - including identity verification, authentication, data analytics, fraud monitoring, and reporting systems - deployed across on-premises and cloud environments. The scope also encompasses fraud detection market segments driven by AI and machine learning, covering BFSI, retail, eCommerce, insurance, government, healthcare, and telecommunications industries.

The methodology combines primary interviews with technology providers, system integrators, and enterprise security teams, supported by secondary research from regulatory filings, financial reports, and cybersecurity associations. Forecasting relies on a bottom-up estimation validated through technology penetration rates and enterprise adoption data.

The report delivers actionable intelligence on market dynamics, technological innovation, competitive benchmarking, and growth opportunities within the AI in fraud detection and prevention market ecosystem.

Revenue Forecast: Fraud Detection and Prevention Market

The fraud detection and prevention market is projected to nearly double in value, growing from USD 41.8 billion in 2024 to USD 85.2 billion by 2030, at a CAGR of 12.8%. Growth is primarily driven by the surge in AI-powered fraud detection and prevention market deployments, the rise in online transactions, and regulatory enforcement of fraud risk controls.

By Component:

• Solutions: Expected to reach USD 56.3 billion by 2030, supported by advanced analytics and deep learning adoption.
• Services: Will expand at 11.2% CAGR, as enterprises outsource risk management expertise.

By Region:

• North America: Maintains leadership with strong enterprise cybersecurity maturity.
• Asia-Pacific: Expected to grow at 15% CAGR, fueled by rapid digitalization and fintech investments.

AI and machine learning integration is enabling real-time data correlation and anomaly detection, significantly reducing false positives. Vendors focusing on fraud detection and prevention solutions with explainable AI and continuous learning algorithms are gaining competitive advantage.

The AI in fraud detection and prevention market is expected to dominate future investments, with end users increasingly prioritizing automation, predictive analytics, and compliance-ready fraud defense architectures.

Segmentation Analysis: Fraud Detection and Prevention Market

The fraud detection and prevention market is segmented by component, deployment model, organization size, industry vertical, and region.

By Component:

• Solutions: Identity verification, authentication, fraud analytics, and reporting tools dominate, accounting for over 65% of 2024 revenue.
• Services: Managed and professional services are expanding due to increasing system complexity and demand for customized integration.

By Deployment Model:

• Cloud-based solutions are growing fastest at 14.3% CAGR, offering scalability, AI integration, and API-driven flexibility.
• On-premises deployments remain preferred in regulated sectors requiring data sovereignty.

By Organization Size:

• Large enterprises lead adoption, but SMEs show strong uptake through fraud detection-as-a-service (FDaaS) platforms.

By Industry Vertical:

• BFSI holds the largest market share (38%), driven by anti-money laundering and real-time transaction monitoring.
• Retail & eCommerce follows, focusing on account protection and payment fraud detection.
• Government and healthcare segments are emerging adopters of AI-powered fraud detection and prevention solutions for identity management and public safety.

By Region:

• North America dominates, followed by Europe, while Asia-Pacific is the fastest-growing market due to digital banking and fintech expansion.

This segmentation underscores the strategic integration of AI in fraud detection and prevention market applications across industries, reshaping how organizations identify, prevent, and mitigate fraud globally.

Growth Drivers: Fraud Detection and Prevention Market

Rising Digital Transactions:

The explosion of eCommerce, online banking, and digital wallets has amplified fraud risks, increasing demand for automated prevention systems.

AI and Machine Learning Integration:

AI-driven algorithms in the AI-powered detection and prevention market enhance accuracy, enabling adaptive risk scoring and anomaly detection.

Stringent Regulatory Requirements:

Global mandates such as PSD2, AMLD5, and GDPR compel financial institutions to adopt compliant and transparent fraud detection and prevention solutions.

Emergence of Predictive Analytics and Behavior Biometrics:

AI-based behavioral analytics models are improving real-time fraud detection efficiency and reducing false positive rates.

Increased Cloud Adoption:

The shift to cloud infrastructure enables scalability and continuous AI model improvement, fostering global market expansion.

Growth Restraints: Fraud Detection and Prevention Market

High Implementation Costs:

Deploying advanced AI in fraud detection and prevention market systems requires significant investment in infrastructure and skilled personnel.

Integration Complexity:

Legacy IT environments challenge seamless deployment of modern fraud detection and prevention solutions, especially across multinational organizations.

Data Privacy Concerns:

Balancing real-time analytics with compliance remains a hurdle under data protection laws like GDPR and CCPA.

Skill Shortage:

The lack of AI and data science expertise hinders effective management of AI-based fraud models in developing markets.

Competitive Landscape: Fraud Detection and Prevention Market

The fraud detection and prevention market is highly competitive, featuring global technology leaders and emerging AI innovators. Major players include IBM Corporation, FICO, SAS Institute, LexisNexis Risk Solutions, NICE Actimize, ACI Worldwide, BAE Systems, and Experian. Collectively, these firms account for over 60% of global revenue in 2024.

Vendors are increasingly embedding AI-powered analytics and real-time behavioral models within their fraud detection portfolios. Companies such as IBM and SAS are focusing on hybrid cloud and AI orchestration capabilities, while FICO and NICE Actimize are investing heavily in adaptive intelligence and decision automation.

Recent M&A activity reflects a consolidation trend, with cybersecurity firms acquiring AI start-ups specializing in fraud detection and prevention solutions to enhance algorithmic precision and expand sectoral reach. Strategic collaborations between fintech companies and AI solution providers are also fostering innovation.

Regional players in Asia-Pacific and the Middle East are focusing on niche applications, including digital identity management and transaction authentication, creating new opportunities in the fraud detection market.

As fraud tactics evolve, vendors are prioritizing continuous model training, explainable AI, and federated learning to maintain accuracy and compliance. The future competitive edge will depend on vendors' ability to deliver end-to-end, AI-enabled ecosystems that offer agility, transparency, and measurable fraud risk reduction.

Table of Contents

Research Scope

• Scope of Analysis
• Scope of Analysis-Components of FDP
• Scope of Analysis-Recent Developments - Mergers and Acquisitions
• Scope of Analysis-Types of Fraud
• Scope of Analysis-Technology Trends Timeline
• Segmentation

Growth Environment: Transformation in Fraud Detection and Prevention Sector

• Why is it Increasingly Difficult to Grow?
• The Strategic Imperative 8™
• The Impact of the Top 3 Strategic Imperatives on the Fraud Detection and Prevention FDP Industry

Ecosystem in Fraud Detection and Prevention Sector

• Competitive Environment
• Key Competitors
• Key Features
• Key Verticals

Growth Generator in Fraud Detection and Prevention Sector

• Growth Metrics
• Growth Drivers
• Growth Driver Analysis
• Growth Restraints
• Growth Restraint Analysis
• Forecast Considerations
• Revenue Forecast
• Revenue Forecast by Region
• Revenue Forecast by Industry Vertical
• Revenue Forecast by Business Segment
• Revenue Forecast Analysis
• Revenue Forecast Analysis by Region
• Revenue Forecast Analysis by Industry Vertical
• Revenue Forecast Analysis by Customer Segment
• Pricing Trends and Forecast Analysis
• Revenue Share
• Revenue Share Analysis

Growth Generator: North America

• Growth Metrics
• Revenue Forecast
• Revenue Forecast by Industry Vertical
• Revenue Forecast by Business Segment
• Forecast Analysis

Growth Generator: Europe

• Growth Metrics
• Revenue Forecast
• Revenue Forecast by Industry Vertical
• Revenue Forecast by Business Segment
• Forecast Analysis

Growth Generator: Asia Pacific

• Growth Metrics
• Revenue Forecast
• Revenue Forecast by Industry Vertical
• Revenue Forecast by Business Segment
• Forecast Analysis

Growth Generator: Latin America

• Growth Metrics
• Revenue Forecast
• Revenue Forecast by Industry Vertical
• Revenue Forecast by Business Segment
• Forecast Analysis

Growth Generator: Middle East and Africa

• Growth Metrics
• Revenue Forecast
• Revenue Forecast by Industry Vertical
• Revenue Forecast by Business Segment
• Forecast Analysis

Insights for CISOs

• Insights for CISOs-Enhance Preparedness
• Insights for CISOs-FDP Trends

Growth Opportunity Universe

• Growth Opportunity 1: Integrating with the Payment Ecosystem
• Growth Opportunity 2: Network Intelligence
• Growth Opportunity 3: Document Verification
• Growth Opportunity 4: Deepfake Identification
• Growth Opportunity 5: Vertical Specific Solutions

Appendix & Next Steps

• Benefits and Impacts of Growth Opportunities
• Next Steps
• List of Exhibits
• Legal Disclaimer