This report discusses the disruptive potential of the BNPL sector on the payments industry. It identifies the leading companies that are driving growth in the space as well as the benefits BNPL provides to both merchants and consumers. The report also discusses the risks around BNPL loans and the future regulatory outlook.
Buy now pay later (BNPL) providers disrupt the lending sector by simplifying access to loans to consumers and reducing friction at payment points. The sector has been around for many years, but it has seen rapid growth recently as key players expanded into new regions. Long dominated by key BNPL providers such as Klarna, Clearpay, and Affirm, the sector is now being challenged by incumbent card networks and banks such as Visa, Mastercard, and Barclays. The sector has been able to grow so rapidly partly due to a lack of regulation. However, governing bodies are reviewing the sector and considering imposing rules to protect consumers from accumulating unmanageable debt.
Scope
- The global BNPL sector reached $160 billion in 2021.
- Millennials and Generation Z are the main demographics driving the adoption of BNPL.
- UK consumers paid $50.7 million in BNPL late fees in the UK in 2020, while one in 10 consumers dealt with debt collectors due to unpaid loans.
- In 2020, Klarna reached 87 million users, generated $1 billion in revenue, but reported a loss of $139 million.
Reasons to Buy
- Understand key technology, macroeconomic, and regulatory trends driving BNPL.
- Find out how BNPL challenges the payment card market.
- Find out how incumbent financial institutions are responding to BNPL.
- Identify the key players in the sector.
Table of Contents
Table of Contents
- Executive Summary
- Players
- Trends
- Technology trends
- Macroeconomic trends
- Regulatory trends
- Industry Analysis
- Regulation
- Mergers and Acquisitions
- Timeline
- Value Chain
- Companies
- Sector Scorecards
- Payments sector scorecard
- Ecommerce sector scorecard
- Glossary
- Secondary Sources
- Further Reading
- Our Thematic Research Methodology
- About GlobalData
- Contact Us
세계의 BNPL(Buy Now Pay Later) 플랫폼 시장 : 최종 사용 산업별, 기업 규모별, 지역별 - 규모, 점유율, 전망, 기회 분석(2022-2028년)
BNPL : 미국 시장에서의 POS 할부 대출과 국제적 전망(제2판)
후불 결제(BNPL : Buy Now Pay Later) 시장 : 채널별, 애플리케이션별, 최종 사용자별 시장 기회 분석 및 산업 전망(2021-2030년)
BNPL : 벤더 전략, 규제 프레임워크, 시장 예측(2021-2026년)
선구매 후결제(BNPL) : 융자 규모 확대와 현황 타파
북미의 BNPL(Buy Now Pay later) 시장과 동향(2021년)
유럽의 BNPL(Buy Now Pay later) 시장과 동향(2021년)
