신용카드 부정 검출 플랫폼 시장 규모, 점유율, 동향 분석 보고서 : 구성요소별, 전개 방식별, 기술별, 용도별, 최종 용도별, 지역별, 부문별 예측(2025-2033년)

Credit Card Fraud Detection Platform Market Summary

The global credit card fraud detection platform market size was estimated at USD 3.64 billion in 2024, and is projected to reach USD 13.29 billion by 2033, growing at a CAGR of 15.6% from 2025 to 2033. This significant growth is primarily driven by the rising volume of digital transactions, increased adoption of e-commerce, and the growing innovation of cyber threats targeting financial institutions and consumers alike.

The growing integration of artificial intelligence (AI) and machine learning (ML) technologies is significantly propelling the market growth of credit card fraud detection platforms. Public financial bodies have increasingly acknowledged that AI-driven models are capable of processing complex transactional behavior in real time, allowing systems to flag anomalies with higher precision and lower false-positive rates. These intelligent systems leverage advanced pattern recognition, ensemble learning, and neural network frameworks that continuously evolve through adaptive learning. The adoption of such technology across governmental financial systems underscores its effectiveness in accelerating fraud identification and prevention efforts, especially in dynamic digital transaction environments. As AI and ML continue to mature, they are transforming credit card fraud detection from a reactive process to a proactive defense mechanism, reinforcing platform resilience and boosting the market's technological advancement.

The rise of real-time payment infrastructures across financial ecosystems is boosting the market for fraud detection platforms built with instantaneous transaction monitoring capabilities. With real-time payments becoming mainstream, the need for fraud detection systems that can analyze and respond within milliseconds has become a critical requirement. Government-backed payment systems have emphasized the importance of integrating fraud protection directly into the payment rails to maintain user trust and security. These platforms employ behavioral biometrics, contextual analysis, and device intelligence to evaluate transaction legitimacy at the point of initiation. This capability not only reduces fraud losses but also enhances customer experience by minimizing unnecessary transaction blocks. As real-time settlement becomes an industry norm, the adoption of rapid fraud detection technology is acting as a major catalyst for market expansion.

The tightening of global regulatory frameworks is fueling the development of more advanced fraud detection platforms that align with new compliance standards. National financial regulators have issued updated guidelines emphasizing the use of technology, including AI and automated analytics, to detect illicit activity and ensure robust reporting mechanisms. These directives encourage institutions to modernize outdated systems and adopt dynamic fraud detection tools capable of identifying suspicious behavior across domestic and cross-border financial networks. Additionally, oversight bodies have called for improved governance around the use of AI in detection systems, focusing on transparency, risk controls, and model validation. These compliance-driven imperatives are encouraging broader deployment of intelligent fraud platforms, effectively stimulating innovation and pushing the market toward more secure and agile solutions.

The integration of biometric authentication into payment systems is driving market momentum by delivering enhanced security and streamlined user experiences. Government agencies and financial institutions have increasingly turned to biometric solutions such as facial recognition, fingerprint scanning, and iris detection to strengthen identity verification processes. These methods offer a more secure alternative to traditional passwords and PINs, which are frequently compromised. Moreover, biometric data is far more difficult for cybercriminals to replicate, making it an effective barrier against unauthorized access and account takeovers. As contactless transactions and mobile banking gain popularity, the demand for seamless yet secure authentication continues to rise. The ability to embed biometric verification into fraud detection workflows is enhancing platform credibility and supporting broader digital transformation initiatives, thereby propelling growth across the credit card fraud detection platform industry landscape.

The emerging challenge posed by quantum computing is prompting financial institutions and technology providers to reassess the cryptographic foundations of fraud detection platforms, strengthening the long-term stability of the market. Government agencies responsible for cybersecurity have already endorsed the transition toward post-quantum cryptographic algorithms to safeguard financial data against future decryption threats. In response, leading financial institutions are proactively piloting quantum-secure solutions and integrating crypto-agility into their platform designs. This shift ensures that fraud detection systems will remain resilient as quantum capabilities advance, avoiding vulnerabilities associated with traditional encryption standards. These efforts are not only enhancing confidence in digital payment systems but also positioning quantum-resistant fraud detection as a forward-looking investment, reinforcing trust, and laying the groundwork for sustainable market growth.

Global Credit Card Fraud Detection Platform Market Report Segmentation

This report forecasts revenue growth at the global, regional, and country levels and provides an analysis of the latest industry trends in each of the sub-segments from 2021 to 2033. For this study, Grand View Research has segmented the Global credit card fraud detection platform market report based on component, deployment, technology, application,end use, and region:

• Component Outlook (Revenue, USD Million, 2021 - 2033)
• Solution
• Services
• Deployment Outlook (Revenue, USD Million, 2021 - 2033)
• On-Premise
• Cloud
• Technology Outlook (Revenue, USD Million, 2021 - 2033)
• Artificial Intelligence (AI)/Machine Learning
• Big Data
• Predictive Analytics
• Biometrics
• Application Outlook (Revenue, USD Million, 2021 - 2033)
• Transaction Monitoring
• Customer Authentication
• Account Takeover Detection
• Reporting and Monitoring
• End Use Outlook (Revenue, USD Million, 2021 - 2033)
• BFSI
• Retail & E-commerce
• Government
• Healthcare
• Telecommunication
• Others
• Regional Outlook (Revenue, USD Million, 2021 - 2033)
• North America
  • U.S.
  • Canada
  • Mexico
• Europe
  • Germany
  • UK
  • France
• Asia Pacific
  • China
  • Japan
  • India
  • South Korea
  • Australia
• Latin America
  • Brazil
• Middle East and Africa (MEA)
  • KSA
  • UAE
  • South Africa

Table of Contents

Chapter 1. Methodology and Scope

• 1.1. Market Segmentation and Scope
• 1.2. Research Methodology
  • 1.2.1. Information Procurement
• 1.3. Information or Data Analysis
• 1.4. Methodology
• 1.5. Research Scope and Assumptions
• 1.6. Market Formulation & Validation
• 1.7. Country Based Segment Share Calculation
• 1.8. List of Data Sources

Chapter 2. Executive Summary

• 2.1. Market Outlook
• 2.2. Segment Outlook
• 2.3. Competitive Insights

Chapter 3. Credit Card Fraud Detection Platform Market Variables, Trends, & Scope

• 3.1. Market Lineage Outlook
• 3.2. Market Dynamics
  • 3.2.1. Market Driver Analysis
  • 3.2.2. Market Restraint Analysis
  • 3.2.3. Industry Challenge
• 3.3. Credit Card Fraud Detection Platform Market Analysis Tools
  • 3.3.1. Industry Analysis - Porter's
    • 3.3.1.1. Bargaining power of the suppliers
    • 3.3.1.2. Bargaining power of the buyers
    • 3.3.1.3. Threats of substitution
    • 3.3.1.4. Threats from new entrants
    • 3.3.1.5. Competitive rivalry
  • 3.3.2. PESTEL Analysis
    • 3.3.2.1. Political landscape
    • 3.3.2.2. Economic landscape
    • 3.3.2.3. Social landscape
    • 3.3.2.4. Technological landscape
    • 3.3.2.5. Environmental landscape
    • 3.3.2.6. Legal landscape

Chapter 4. Credit Card Fraud Detection Platform Market: Component Estimates & Trend Analysis

• 4.1. Segment Dashboard
• 4.2. Credit Card Fraud Detection Platform Market: Component Movement Analysis, 2024 & 2033 (USD Million)
• 4.3. Solution
  • 4.3.1. Solution Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 4.4. Services
  • 4.4.1. Services Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 5. Credit Card Fraud Detection Platform Market: Deployment Estimates & Trend Analysis

• 5.1. Segment Dashboard
• 5.2. Credit Card Fraud Detection Platform Market: Deployment Movement Analysis, 2024 & 2033 (USD Million)
• 5.3. On-Premise
  • 5.3.1. On-Premise Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 5.4. Cloud
  • 5.4.1. Cloud Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 6. Credit Card Fraud Detection Platform Market: Technology Estimates & Trend Analysis

• 6.1. Segment Dashboard
• 6.2. Credit Card Fraud Detection Platform Market: Technology Movement Analysis, 2024 & 2033 (USD Million)
• 6.3. Artificial Intelligence (AI)/Machine Learning
  • 6.3.1. Artificial Intelligence (AI)/Machine Learning Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 6.4. Big Data
  • 6.4.1. Big Data Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 6.5. Predictive Analytics
  • 6.5.1. Predictive Analytics Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 6.6. Biometrics
  • 6.6.1. Biometrics Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 7. Credit Card Fraud Detection Platform Market: Application Estimates & Trend Analysis

• 7.1. Segment Dashboard
• 7.2. Credit Card Fraud Detection Platform Market: Application Movement Analysis, 2024 & 2033 (USD Million)
• 7.3. Transaction Monitoring
  • 7.3.1. Transaction Monitoring Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 7.4. Customer Authentication
  • 7.4.1. Customer Authentication Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 7.5. Account Takeover Detection
  • 7.5.1. Account Takeover Detection Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 7.6. Reporting and Monitoring
  • 7.6.1. Reporting and Monitoring Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 8. Credit Card Fraud Detection Platform Market: End Use Estimates & Trend Analysis

• 8.1. Segment Dashboard
• 8.2. Credit Card Fraud Detection Platform Market: End Use Movement Analysis, 2024 & 2033 (USD Million)
• 8.3. BFSI
  • 8.3.1. BFSI Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 8.4. Retail & E-commerce
  • 8.4.1. Retail & E-commerce Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 8.5. Government
  • 8.5.1. Government Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 8.6. Healthcare
  • 8.6.1. Healthcare Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 8.7. Telecommunication
  • 8.7.1. Telecommunication Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 8.8. Others
  • 8.8.1. Others Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 9. Credit Card Fraud Detection Platform Market: Regional Estimates & Trend Analysis

• 9.1. Credit Card Fraud Detection Platform Market Share, By Region, 2024 & 2033 (USD Million)
• 9.2. North America
  • 9.2.1. North America Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.2.2. U.S.
    • 9.2.2.1. U.S. Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.2.3. Canada
    • 9.2.3.1. Canada Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.2.4. Mexico
    • 9.2.4.1. Mexico Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
• 9.3. Europe
  • 9.3.1. Europe Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.3.2. UK
    • 9.3.2.1. UK Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.3.3. Germany
    • 9.3.3.1. Germany Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.3.4. France
    • 9.3.4.1. France Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
• 9.4. Asia Pacific
  • 9.4.1. Asia Pacific Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.4.2. China
    • 9.4.2.1. China Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.4.3. Japan
    • 9.4.3.1. Japan Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.4.4. India
    • 9.4.4.1. India Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.4.5. South Korea
    • 9.4.5.1. South Korea Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.4.6. Australia
    • 9.4.6.1. Australia Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
• 9.5. Latin America
  • 9.5.1. Latin America Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.5.2. Brazil
    • 9.5.2.1. Brazil Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
• 9.6. Middle East and Africa
  • 9.6.1. Middle East and Africa Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.6.2. UAE
    • 9.6.2.1. UAE Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.6.3. KSA
    • 9.6.3.1. KSA Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 9.6.4. South Africa
    • 9.6.4.1. South Africa Credit Card Fraud Detection Platform Market Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 10. Competitive Landscape

• 10.1. Company Categorization
• 10.2. Company Market Positioning
• 10.3. Company Heat Map Analysis
• 10.4. Company Profiles/Listing
  • 10.4.1. FICO
    • 10.4.1.1. Participant's Overview
    • 10.4.1.2. Financial Performance
    • 10.4.1.3. Product Benchmarking
    • 10.4.1.4. Strategic Initiatives
  • 10.4.2. SAS Institute Inc.
    • 10.4.2.1. Participant's Overview
    • 10.4.2.2. Financial Performance
    • 10.4.2.3. Product Benchmarking
    • 10.4.2.4. Strategic Initiatives
  • 10.4.3. NICE Actimize
    • 10.4.3.1. Participant's Overview
    • 10.4.3.2. Financial Performance
    • 10.4.3.3. Product Benchmarking
    • 10.4.3.4. Strategic Initiatives
  • 10.4.4. ACI Worldwide
    • 10.4.4.1. Participant's Overview
    • 10.4.4.2. Financial Performance
    • 10.4.4.3. Product Benchmarking
    • 10.4.4.4. Strategic Initiatives
  • 10.4.5. Experian Information Solutions, Inc.
    • 10.4.5.1. Participant's Overview
    • 10.4.5.2. Financial Performance
    • 10.4.5.3. Product Benchmarking
    • 10.4.5.4. Strategic Initiatives
  • 10.4.6. Feedzai
    • 10.4.6.1. Participant's Overview
    • 10.4.6.2. Financial Performance
    • 10.4.6.3. Product Benchmarking
    • 10.4.6.4. Strategic Initiatives
  • 10.4.7. Featurespace Limited
    • 10.4.7.1. Participant's Overview
    • 10.4.7.2. Financial Performance
    • 10.4.7.3. Product Benchmarking
    • 10.4.7.4. Strategic Initiatives
  • 10.4.8. Equifax Inc.
    • 10.4.8.1. Participant's Overview
    • 10.4.8.2. Financial Performance
    • 10.4.8.3. Product Benchmarking
    • 10.4.8.4. Strategic Initiatives
  • 10.4.9. RSA Security USA LLC
    • 10.4.9.1. Participant's Overview
    • 10.4.9.2. Financial Performance
    • 10.4.9.3. Product Benchmarking
    • 10.4.9.4. Strategic Initiatives
  • 10.4.10. LexisNexis Risk Solutions
    • 10.4.10.1. Participant's Overview
    • 10.4.10.2. Financial Performance
    • 10.4.10.3. Product Benchmarking
    • 10.4.10.4. Strategic Initiatives