금융 서비스용 AI 에이전트 시장 규모, 점유율과 동향 분석 보고서 : 유형별, 기관 유형별, 기술별, 지역별, 부문 예측(2026-2033년)

AI Agents In Financial Services Market Summary

The global AI agents in financial services market size was estimated at USD 691.3 million in 2025 and is projected to reach USD 6,708.0 million by 2033, growing at a CAGR of 31.5% from 2026 to 2033. AI agents are rapidly transforming financial services by automating complicated processes, improving decision-making, and serving personalized customer experiences.

These intelligent systems manage tasks ranging from customer onboarding and 24/7 support to fraud detection and real-time investment management, making tasks more efficient and secure. AI-driven automation and digitalization are increasingly shaping financial services, and several companies are actively implementing these solutions. AI agents help streamline core banking and insurance operations, reducing manual workloads. Natural language interfaces enable easier interaction with financial data. Real-time insights and predictive analytics improve decision-making speed and accuracy. Integration of AI into existing platforms supports scalable digital transformation across the. For instance, in June 2025, SAP Fioneer, a German financial technology company, launched its AI Agent to transform core banking and insurance operations. This solution automates processes, provides real-time insights, and allows users to interact with financial data using natural language, all integrated with SAP's financial services platforms.

AI-driven automation and intelligent decision support are transforming financial services. AI agents help streamline accounting, reporting, and workflow processes, reducing manual effort. Natural language interfaces make accessing and analyzing financial data easier for users. Real-time insights from AI agents improve accuracy and speed in decision-making. Automation also helps minimize errors and enhances operational efficiency. Many companies are actively implementing these AI solutions to improve financial operations. These developments are driving growth in the AI-powered financial tools market. For instance, in November 2025, Sage Group plc, a UK-based financial technology company, announced the Finance Intelligence Agent, a new AI agent within its Sage Intacct suite that autonomously delivers insights, automates accounting workflows, and routes natural language queries to the right financial data sources, reducing manual reporting work.

Integration of generative AI with enterprise systems accelerates the adoption of AI agents across financial services by enabling deeper automation and intelligence. Access to core banking, ERP, and CRM platforms allows AI agents to operate on real-time, high-quality enterprise data. This capability enhances decision-making across credit assessment, fraud detection, and risk management. Automated report generation, compliance documents, and insights reduce manual workloads and operational costs. Personalized financial guidance and customer interactions improve user experience and retention. Seamless system integration supports end-to-end workflow orchestration across front-, middle-, and back-office functions. Faster data processing enables institutions to respond quickly to market and regulatory changes. Improved scalability encourages financial firms to deploy AI agents across multiple business units.

Global AI Agents In Financial Services Market Report Segmentation

This report forecasts revenue growth at the global, regional, and country levels and provides an analysis of the latest industry trends in each of the sub-segments from 2021 to 2033. For this study, Grand View Research has segmented the global AI agents in financial Services market report based on type, institution type, technology, and region:

• Type Outlook (Revenue, USD Million, 2021 - 2033)
• Risk Management Agents
• Compliance and Regulatory Agents
• Fraud Detection Agents
• Customer Service Agents
• Credit Scoring Agents
• Others
• Institutional Type Outlook (Revenue, USD Million, 2021 - 2033)
• Traditional Banks
• InsurTech Firms
• FinTech Companies
• Others
• Technology Outlook (Revenue, USD Million, 2021 - 2033)
• Machine Learning (ML) & Deep Learning
• Large Language Models (LLMs)
• Robotic Process Automation (RPA)
• Cloud Computing & APIs
• Others
• Regional Outlook (Revenue, USD Million, 2021 - 2033)
• North America
  • U.S.
  • Canada
  • Mexico
• Europe
  • UK
  • Germany
  • France
• Asia Pacific
  • China
  • Japan
  • India
  • South Korea
  • Australia
• Latin America
  • Brazil
• Middle East and Africa (MEA)
  • KSA
  • UAE
  • South Africa

Table of Contents

Chapter 1. Methodology and Scope

• 1.1. Market Segmentation and Scope
• 1.2. Market Definition
• 1.3. Research Methodology
  • 1.3.1. Information Procurement
  • 1.3.2. Information or Data Analysis
  • 1.3.3. Market Formulation & Data Visualization
  • 1.3.4. Data Validation & Publishing
• 1.4. Research Scope and Assumptions
  • 1.4.1. List of Data Sources

Chapter 2. Executive Summary

• 2.1. Market Outlook
• 2.2. Segment Outlook
• 2.3. Competitive Insights

Chapter 3. AI Agents in Financial Services market Variables, Trends, & Scope

• 3.1. Market Introduction/Lineage Outlook
• 3.2. Market Dynamics
  • 3.2.1. Market Driver Analysis
  • 3.2.2. Market Restraint Analysis
  • 3.2.3. Industry Challenge
• 3.3. AI Agents in Financial Services Market Analysis Tools
  • 3.3.1. Porter's Analysis
  • 3.3.2. PESTEL Analysis

Chapter 4. AI Agents in Financial Services market: Type Estimates & Trend Analysis

• 4.1. Segment Dashboard
• 4.2. AI Agents in Financial Services market: Type Movement Analysis, 2025 & 2033 (USD Million)
• 4.3. Risk Management Agents
  • 4.3.1. Risk Management Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 4.4. Compliance and Regulatory Agents
  • 4.4.1. Compliance and Regulatory Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 4.5. Fraud Detection Agents
  • 4.5.1. Fraud Detection Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 4.6. Customer Service Agents
  • 4.6.1. Customer Service Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 4.7. Credit Scoring Agents
  • 4.7.1. Credit Scoring Agents AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 4.8. Others
  • 4.8.1. Others AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 5. AI Agents in Financial Services market: Institutional Type Estimates & Trend Analysis

• 5.1. Segment Dashboard
• 5.2. AI Agents in Financial Services market: Institutional Type Movement Analysis, 2025 & 2033 (USD Million)
• 5.3. Traditional Banks
  • 5.3.1. Traditional Banks AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 5.4. InsurTech Firms
  • 5.4.1. InsurTech firms AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 5.5. FinTech Companies
  • 5.5.1. FinTech companies AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 5.6. Others
  • 5.6.1. Others AI Agents in Financial Services Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 6. AI Agents in Financial Services market: Technology Estimates & Trend Analysis

• 6.1. Segment Dashboard
• 6.2. AI Agents in Financial Services market: Technology Movement Analysis, 2025 & 2033 (USD Million)
• 6.3. Machine Learning (ML) & Deep Learning
  • 6.3.1. Machine Learning (ML) & Deep Learning AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 6.4. Large Language Models (LLMs)
  • 6.4.1. Large Language Models (LLMs) AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 6.5. Robotic Process Automation (RPA)
  • 6.5.1. Robotic Process Automation (RPA) AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 6.6. Cloud Computing & APIs
  • 6.6.1. Cloud Computing & APIs AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
• 6.7. Others
  • 6.7.1. Others AI Agents in Financial Services market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 7. AI Agents in Financial Services Market: Regional Estimates & Trend Analysis

• 7.1. AI Agents in Financial Services market Share, By Region, 2025 & 2033, USD Million
• 7.2. North America
  • 7.2.1. North America AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.2.2. U.S.
    • 7.2.2.1. U.S. AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.2.3. Canada
    • 7.2.3.1. Canada AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.2.4. Mexico
    • 7.2.4.1. Mexico AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
• 7.3. Europe
  • 7.3.1. Europe AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.3.2. UK
    • 7.3.2.1. UK AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.3.3. Germany
    • 7.3.3.1. Germany AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.3.4. France
    • 7.3.4.1. France AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
• 7.4. Asia Pacific
  • 7.4.1. Asia Pacific AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.4.2. China
    • 7.4.2.1. China AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.4.3. Japan
    • 7.4.3.1. Japan AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.4.4. India
    • 7.4.4.1. India AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.4.5. South Korea
    • 7.4.5.1. South Korea AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.4.6. Australia
    • 7.4.6.1. Australia AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
• 7.5. Latin America
  • 7.5.1. Latin America AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.5.2. Brazil
    • 7.5.2.1. Brazil AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
• 7.6. Middle East and Africa
  • 7.6.1. Middle East and Africa AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.6.2. KSA
    • 7.6.2.1. KSA AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.6.3. UAE
    • 7.6.3.1. UAE AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)
  • 7.6.4. South Africa
    • 7.6.4.1. South Africa AI Agents in Financial Services market Estimates and Forecasts, 2021 - 2033 (USD Million)

Chapter 8. Competitive Landscape

• 8.1. Company Categorization
• 8.2. Company Market Positioning
• 8.3. Participant's Overview
• 8.4. Financial Performance
• 8.5. Type Benchmarking
• 8.6. Company Heat Map Analysis
• 8.7. Strategy Mapping
• 8.8. Company Profiles/Listing
  • 8.8.1. Accenture
    • 8.8.1.1. Participant's Overview
    • 8.8.1.2. Financial Performance
    • 8.8.1.3. Product Benchmarking
    • 8.8.1.4. Recent Developments
  • 8.8.2. Amazon Web Services, Inc.
    • 8.8.2.1. Participant's Overview
    • 8.8.2.2. Financial Performance
    • 8.8.2.3. Product Benchmarking
    • 8.8.2.4. Recent Developments
  • 8.8.3. FICO
    • 8.8.3.1. Participant's Overview
    • 8.8.3.2. Financial Performance
    • 8.8.3.3. Product Benchmarking
    • 8.8.3.4. Recent Developments
  • 8.8.4. Microsoft
    • 8.8.4.1. Participant's Overview
    • 8.8.4.2. Financial Performance
    • 8.8.4.3. Product Benchmarking
    • 8.8.4.4. Recent Developments
  • 8.8.5. NVIDIA
    • 8.8.5.1. Participant's Overview
    • 8.8.5.2. Financial Performance
    • 8.8.5.3. Product Benchmarking
    • 8.8.5.4. Recent Developments
  • 8.8.6. Salesforce
    • 8.8.6.1. Participant's Overview
    • 8.8.6.2. Financial Performance
    • 8.8.6.3. Product Benchmarking
    • 8.8.6.4. Recent Developments
  • 8.8.7. SAP
    • 8.8.7.1. Participant's Overview
    • 8.8.7.2. Financial Performance
    • 8.8.7.3. Product Benchmarking
    • 8.8.7.4. Recent Developments
  • 8.8.8. Oracle
    • 8.8.8.1. Participant's Overview
    • 8.8.8.2. Financial Performance
    • 8.8.8.3. Product Benchmarking
    • 8.8.8.4. Recent Developments
  • 8.8.9. Temenos
    • 8.8.9.1. Participant's Overview
    • 8.8.9.2. Financial Performance
    • 8.8.9.3. Product Benchmarking
    • 8.8.9.4. Recent Developments
  • 8.8.10. Upstart
    • 8.8.10.1. Participant's Overview
    • 8.8.10.2. Financial Performance
    • 8.8.10.3. Product Benchmarking
    • 8.8.10.4. Recent Developments
  • 8.8.11. WorkFusion
    • 8.8.11.1. Participant's Overview
    • 8.8.11.2. Financial Performance
    • 8.8.11.3. Product Benchmarking
    • 8.8.11.4. Recent Developments
  • 8.8.12. Zest AI
    • 8.8.12.1. Participant's Overview
    • 8.8.12.2. Financial Performance
    • 8.8.12.3. Product Benchmarking
    • 8.8.12.4. Recent Developments