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시장보고서
상품코드
2017785
SaaS 자금 조달 시장 규모, 점유율, 동향 분석 보고서 : 자금 조달 유형별, 기업 규모별, 최종 이용 업계별, 지역별, 부문별 예측(2026-2033년)SaaS Financing Market Size, Share & Trends Analysis Report By Financing Type, By Enterprise Size, By End-user Industry, By Region, And Segment Forecasts, 2026 - 2033 |
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SaaS 자금 조달 시장 요약
세계의 SaaS 자금 조달 시장 규모는 2025년에 649억 2,000만 달러로 추정되며, 2033년까지 1,402억 달러에 달할 것으로 예측되며, 2026년부터 2033년까지 CAGR 10.2%로 성장할 것으로 전망됩니다.
구독형 소프트웨어 기업의 급속한 성장, 지속적인 수익형 펀딩 모델 채택 확대, 희석 없는 펀딩 솔루션에 대한 수요 증가가 시장 성장을 견인하는 주요 요인으로 작용하고 있습니다.
SaaS 기업들이 확장성과 예측 가능한 수익원을 우선시하는 가운데, 벤처 캐피털 자금 조달, 수익 연동형 금융, 벤처 부채와 같은 자금 조달 솔루션이 전 세계 스타트업 생태계에서 주목받고 있습니다.
세계 SaaS 산업의 급속한 성장은 시장을 가속화하는 주요 요인입니다. SaaS 기업은 소프트웨어 개발, 클라우드 인프라 확장, 고객 확보 및 세계 확장 전략을 지원하기 위해 지속적인 자금이 필요합니다. 미국 중소기업청(SBA)에 따르면, 유연한 자금 조달에 대한 접근성은 여전히 기술 스타트업의 가장 중요한 과제 중 하나이며, 이는 구독형 비즈니스에 특화된 전문 자금 조달 모델의 개발을 촉진하고 있습니다.
수익연계형 금융(RBF)의 등장은 스타트업의 자금조달 전략에 큰 변화를 가져왔습니다. 기존 벤처 캐피털과 달리 RBF를 통해 SaaS 기업은 지속적인 수익 실적에 따라 자금을 확보할 수 있기 때문에 창업자는 주식 희석화를 피할 수 있습니다. OECD와 같은 기관들은 기업들이 보다 유연한 자본구조를 추구하면서 벤처 부채, 크라우드펀딩, 수익배분 계약 등 대안적 자금조달 모델이 전 세계 스타트업 생태계에서 채택되고 있다고 지적하고 있습니다.
또한, 산업 전반의 디지털 전환은 SaaS 솔루션에 대한 수요를 촉진하고 있으며, 이는 SaaS에 대한 자금 조달 수요를 증가시키고 있습니다. 미국 국립표준기술연구소(NIST)는 클라우드 컴퓨팅과 SaaS 플랫폼이 이제 기업의 IT 현대화 전략의 핵심 요소라고 강조하고 있습니다. 모든 부문의 기업들이 데이터 분석, 사이버 보안, 업무 관리를 위해 구독형 소프트웨어에 대한 의존도를 높이고 있으며, 외부 자금을 필요로 하는 SaaS 제공업체들의 생태계가 확대되고 있습니다.
스타트업 생태계의 세계 확장도 또 다른 주요 촉진요인입니다. OECD의 기업가 정신 지표에 따르면, 지난 10년간 기술 스타트업에 대한 벤처 캐피털 투자는 꾸준히 증가하고 있으며, SaaS 스타트업이 자금 조달 라운드의 상당 부분을 차지하고 있습니다. 이러한 성장에 따라 금융기관, 벤처펀드, 핀테크 대출업체들은 SaaS 기업을 위해 특별히 고안된 전문 대출 상품을 개발하기 시작했습니다.
자주 묻는 질문
목차
제1장 조사 방법과 범위
제2장 주요 요약
제3장 SaaS 자금 조달 시장 : 변수, 동향, 범위
제4장 SaaS 자금 조달 시장 : 자금 조달 형태별 추정·동향 분석
제5장 SaaS 자금 조달 시장 : 기업 규모별 추정·동향 분석
제6장 SaaS 자금 조달 시장 : 최종 이용 산업별 추정·동향 분석
제7장 SaaS 자금 조달 시장 : 지역별 추정·동향 분석
제8장 경쟁 구도
KSM 26.05.12SaaS Financing Market Summary
The global SaaS financing market size was estimated at USD 64.92 billion in 2025 and is projected to reach USD 140.20 billion by 2033, growing at a CAGR of 10.2% from 2026 to 2033. The rapid expansion of subscription-based software companies, increasing adoption of recurring-revenue financing models, and the rising demand for non-dilutive funding solutions are key factors driving market growth.
As SaaS companies prioritize scalability and predictable revenue streams, financing solutions such as venture capital funding, revenue-based financing, and venture debt are gaining traction across startup ecosystems globally.
The rapid growth of the global SaaS industry is a major factor accelerating the market. SaaS companies require continuous capital to support software development, cloud infrastructure expansion, customer acquisition, and global scaling strategies. According to the U.S. Small Business Administration (SBA), access to flexible financing remains one of the most critical challenges for technology startups, encouraging the development of specialized funding models tailored to subscription-based businesses.
The rise of revenue-based financing (RBF) has significantly transformed startup funding strategies. Unlike traditional venture capital, RBF enables SaaS companies to secure capital based on recurring revenue performance, allowing founders to avoid substantial equity dilution. Organizations such as the OECD have noted the increasing adoption of alternative financing models, including venture debt, crowdfunding, and revenue-sharing agreements, across the global startup ecosystem as companies seek more flexible capital structures.
Digital transformation across industries is also boosting demand for SaaS solutions and, in turn, SaaS financing. The U.S. National Institute of Standards and Technology (NIST) highlights that cloud computing and SaaS platforms are now core components of enterprise IT modernization strategies. Businesses across sectors increasingly rely on subscription-based software for data analytics, cybersecurity, and operational management, creating a growing ecosystem of SaaS providers requiring external financing.
The global expansion of startup ecosystems is another major driver. According to OECD entrepreneurship indicators, venture capital investment in technology startups has grown steadily over the past decade, with SaaS startups representing a significant portion of funding rounds. This growth has encouraged financial institutions, venture funds, and fintech lenders to develop specialized financing products designed specifically for SaaS businesses.
Global SaaS Financing Market Report Segmentation
This report forecasts revenue growth at the global, regional, and country levels and provides an analysis of the latest industry trends in each of the sub-segments from 2021 to 2033. For this study, Grand View Research has segmented the global SaaS Financing market report based on financing type, enterprise size, end-user industry, and region:
- Financing Type Outlook (Revenue, USD Million, 2021 - 2033)
- Debt Financing
- Equity Financing
- Revenue-Based Financing
- Venture Capital Funding
- Others
- Enterprise Size Outlook (Revenue, USD Million, 2021 - 2033)
- Small Enterprises
- Medium-Sized Enterprises
- Large Enterprises
- End-user Industry Outlook (Revenue, USD Million, 2021 - 2033)
- IT & Telecommunications
- BFSI
- Healthcare & Life Sciences
- Retail & E-commerce
- Education & EdTech
- Others
- Regional Outlook (Revenue, USD Million, 2021 - 2033)
- North America
- U.S.
- Canada
- Mexico
- Europe
- Germany
- UK
- France
- Asia Pacific
- China
- Japan
- India
- South Korea
- Australia
- Latin America
- Brazil
- Middle East and Africa (MEA)
- KSA
- UAE
- South Africa
Table of Contents
Chapter 1. Methodology and Scope
- 1.1. Market Segmentation and Scope
- 1.2. Research Methodology
- 1.2.1. Information Procurement
- 1.3. Information or Data Analysis
- 1.4. Methodology
- 1.5. Research Scope and Assumptions
- 1.6. Market Formulation & Validation
- 1.7. Country-Based Segment Share Calculation
- 1.8. List of Data Sources
Chapter 2. Executive Summary
- 2.1. Market Outlook
- 2.2. Segment Outlook
- 2.3. Competitive Insights
Chapter 3. SaaS Financing Market Variables, Trends, & Scope
- 3.1. Market Lineage Outlook
- 3.2. Market Dynamics
- 3.2.1. Market Driver Analysis
- 3.2.2. Market Restraint Analysis
- 3.2.3. Industry Challenge
- 3.3. SaaS Financing Market Analysis Tools
- 3.3.1. Industry Analysis - Porter's
- 3.3.1.1. Bargaining power of the suppliers
- 3.3.1.2. Bargaining power of the buyers
- 3.3.1.3. Threats of substitution
- 3.3.1.4. Threats from new entrants
- 3.3.1.5. Competitive rivalry
- 3.3.2. PESTEL Analysis
- 3.3.2.1. Political landscape
- 3.3.2.2. Economic landscape
- 3.3.2.3. Social landscape
- 3.3.2.4. Technological landscape
- 3.3.2.5. Environmental landscape
- 3.3.2.6. Legal landscape
- 3.3.1. Industry Analysis - Porter's
Chapter 4. SaaS Financing Market: Financing Type Estimates & Trend Analysis
- 4.1. Segment Dashboard
- 4.2. SaaS Financing Market: Financing Type Movement Analysis, USD Million, 2025 & 2033
- 4.3. Debt Financing
- 4.3.1. Debt Financing Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 4.4. Equity Financing
- 4.4.1. Equity Financing Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 4.5. Revenue-Based Financing
- 4.5.1. Revenue-Based Financing Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 4.6. Venture Capital Funding
- 4.6.1. Venture Capital Funding Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 4.7. Others
- 4.7.1. Others Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
Chapter 5. SaaS Financing Market: Enterprise Size Estimates & Trend Analysis
- 5.1. Segment Dashboard
- 5.2. SaaS Financing Market: Enterprise Size Movement Analysis, USD Million, 2025 & 2033
- 5.3. Small Enterprises
- 5.3.1. Small Enterprises Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 5.4. Medium-Sized Enterprises
- 5.4.1. Medium-Sized Enterprises Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 5.5. Large Enterprises
- 5.5.1. Large Enterprises Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
Chapter 6. SaaS Financing Market: End User Industry Estimates & Trend Analysis
- 6.1. Segment Dashboard
- 6.2. SaaS Financing Market: End User Industry Movement Analysis, USD Million, 2025 & 2033
- 6.3. IT & Telecommunications
- 6.3.1. IT & Telecommunications Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 6.4. BFSI
- 6.4.1. BFSI Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 6.5. Healthcare & Life Sciences
- 6.5.1. Healthcare & Life Sciences Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 6.6. Retail & E-commerce
- 6.6.1. Retail & E-commerce Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 6.7. Education & EdTech
- 6.7.1. Education & EdTech Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 6.8. Others
- 6.8.1. Others Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
Chapter 7. SaaS Financing Market: Regional Estimates & Trend Analysis
- 7.1. SaaS Financing Market Share, By Region, 2025 & 2033, USD Million
- 7.2. North America
- 7.2.1. North America SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.2.2. U.S.
- 7.2.2.1. U.S. SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.2.3. Canada
- 7.2.3.1. Canada SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.2.4. Mexico
- 7.2.4.1. Mexico SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.3. Europe
- 7.3.1. Europe SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.3.2. UK
- 7.3.2.1. UK SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.3.3. Germany
- 7.3.3.1. Germany SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.3.4. France
- 7.3.4.1. France SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.4. Asia Pacific
- 7.4.1. Asia Pacific SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.4.2. China
- 7.4.2.1. China SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.4.3. Japan
- 7.4.3.1. Japan SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.4.4. India
- 7.4.4.1. India SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.4.5. South Korea
- 7.4.5.1. South Korea SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.4.6. Australia
- 7.4.6.1. Australia SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.5. Latin America
- 7.5.1. Latin America SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.5.2. Brazil
- 7.5.2.1. Brazil SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.6. Middle East and Africa
- 7.6.1. Middle East and Africa SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.6.2. UAE
- 7.6.2.1. UAE SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.6.3. KSA
- 7.6.3.1. KSA SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
- 7.6.4. South Africa
- 7.6.4.1. South Africa SaaS Financing Market Estimates and Forecasts, 2021 - 2033 (USD Million)
Chapter 8. Competitive Landscape
- 8.1. Company Categorization
- 8.2. Company Market Positioning
- 8.3. Company Heat Map Analysis
- 8.4. Company Profiles/Listing
- 8.4.1. Lighter Capital
- 8.4.1.1. Participant's Overview
- 8.4.1.2. Financial Performance
- 8.4.1.3. Product Benchmarking
- 8.4.1.4. Strategic Initiatives
- 8.4.2. Capchase
- 8.4.2.1. Participant's Overview
- 8.4.2.2. Financial Performance
- 8.4.2.3. Product Benchmarking
- 8.4.2.4. Strategic Initiatives
- 8.4.3. Pipe
- 8.4.3.1. Participant's Overview
- 8.4.3.2. Financial Performance
- 8.4.3.3. Product Benchmarking
- 8.4.3.4. Strategic Initiatives
- 8.4.4. Founderpath
- 8.4.4.1. Participant's Overview
- 8.4.4.2. Financial Performance
- 8.4.4.3. Product Benchmarking
- 8.4.4.4. Strategic Initiatives
- 8.4.5. Clearco
- 8.4.5.1. Participant's Overview
- 8.4.5.2. Financial Performance
- 8.4.5.3. Product Benchmarking
- 8.4.5.4. Strategic Initiatives
- 8.4.6. SaaS Capital
- 8.4.6.1. Participant's Overview
- 8.4.6.2. Financial Performance
- 8.4.6.3. Product Benchmarking
- 8.4.6.4. Strategic Initiatives
- 8.4.7. Trinity Capital
- 8.4.7.1. Participant's Overview
- 8.4.7.2. Financial Performance
- 8.4.7.3. Product Benchmarking
- 8.4.7.4. Strategic Initiatives
- 8.4.8. Silicon Valley Bank
- 8.4.8.1. Participant's Overview
- 8.4.8.2. Financial Performance
- 8.4.8.3. Product Benchmarking
- 8.4.8.4. Strategic Initiatives
- 8.4.9. Arc
- 8.4.9.1. Participant's Overview
- 8.4.9.2. Financial Performance
- 8.4.9.3. Product Benchmarking
- 8.4.9.4. Strategic Initiatives
- 8.4.10. Wayflyer
- 8.4.10.1. Participant's Overview
- 8.4.10.2. Financial Performance
- 8.4.10.3. Product Benchmarking
- 8.4.10.4. Strategic Initiatives
- 8.4.1. Lighter Capital
