아시아의 PaaS 및 임베디드 금융 동향 : 새로운 모델에서 새로운 가치를 창출

This IDC report looks at prominent developments within the payments-as-a-service (PaaS) space in Asia/Pacific and how global developments may affect this rapidly growing space. The PaaS movement brings interesting opportunities for both financial services institutions (FSIs) and merchants to reduce their technical burden and streamline operations and further possible revenue-generating activities by innovating with new payments business models that can create whole new business lines. "Both FSIs and merchants stand to benefit from the adoption of PaaS into their respective businesses. PaaS offers the ability to streamline and innovate with payments. However, before adopting PaaS, both FSIs and merchants need to be honest with their current technology situation and assess how their current needs might be better served in a PaaS setup. If they identify key areas that can be improved, they need to strategize as to how they can best leverage PaaS to fulfill their strategic aims in payments," says Michael Sek Pheng Yeo, associate research director, IDC Asia/Pacific.

Executive Snapshot

Situation Overview

• The Current Universe of PaaS
  • Reducing Legacy Stack Accumulation
  • Streamlining Operations and New Payments Experiences
• The Need for PaaS
• The Opportunity in Asia/Pacific
  • Banks Transforming into PaaS Partners
  • Merchants Becoming Payments Specialists
• Future Developments

Advice for the Technology Buyer

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• Related Research
• Synopsis