세계의 결제 보안 시장 규모, 점유율, 동향, 예측 : 컴포넌트, 플랫폼, 기업 규모, 최종사용자, 지역별(2025-2033년)

The global payment security market size was valued at USD 30.56 Billion in 2024. Looking forward, IMARC Group estimates the market to reach USD 88.44 Billion by 2033, exhibiting a CAGR of 11.91% from 2025-2033. North America currently dominates the market, holding a market share of over 35.0% in 2024. The growth of the North American region is driven by increased digital payments, rising cyber threats, stringent regulations, and the adoption of advanced security technologies across industries. These factors are significantly boosting the payment security market share, as businesses prioritize safeguarding transactions to maintain consumer trust and meet compliance requirements.

Payment security refers to the measures and protocols in place to protect financial transactions from unauthorized access, fraud, and data breaches. It encompasses several techniques designed to ensure the confidentiality and integrity of payment information. It involves encryption methods, secure authentication processes, and real-time monitoring of transactions. It protects sensitive data, such as credit card details and personal information, and also build trust between consumers and businesses. Additionally, the implementation of stringent payment security measures can prevent financial loss and reputational damage of businesses and provide customers with a safe and reliable environment for making digital payments, thus enhancing their experience and fostering long-term relationships.

The market is primarily driven by the growing incidences of cyberattacks. In addition, businesses and consumers are seeking robust solutions to safeguard their financial data from hackers, thus contributing to the market growth. Moreover, the growing awareness among businesses about the potential financial and reputational repercussions of security breaches led to a shift in mindset with strategic investment to protect their operations, and building customer loyalty represents another major growth-inducing factor. Besides this, the widespread adoption of digital payment modes and utilization of wireless networks in computing devices for facilitating payments is driving the market growth. Along with this, emerging technological advancements, including the integration of connected devices with the Internet of Things (IoT), machine learning (ML), and artificial intelligence (AI) solutions are propelling the market growth. Furthermore, the implementation of several government stringent compliance requirements to ensure the protection of sensitive financial data and the adoption of advanced security measures are creating a positive market outlook.

Payment Security Market Trends/Drivers:

The significant expansion of the e-commerce and online shopping industry

The e-commerce and online shopping industries are growing significantly. In addition, the rise in digitization, the growing internet penetration, and the easy availability of online shopping applications are contributing to the market growth. It also offers convenience, accessibility, and the availability of several product choices to consumers on these digital platforms requiring secure and seamless payment transactions are influencing the market growth. Moreover, the need for robust payment security solutions due to increasing online shopping activities among customers entrusting their sensitive financial information to e-commerce platforms requires airtight security measures to protect data during every step of the transaction process representing another major growth-inducing factor. Besides this, e-commerce businesses are adopting advanced encryption methods, secure authentication processes, and real-time monitoring to ensure the confidentiality and integrity of payment information, thus accelerating market growth. Furthermore, the expansion of cross-border e-commerce led to the adoption of secure payment processing for international transactions which is essential to encourage global market growth.

The emerging technological advancements

The payment security market is driven by rapid technological advancements offering innovative solutions to combat evolving cyber threats. These advancements empower businesses to strengthen their payment security measures and provide customers with enhanced protection. Moreover, the integration of tokenization, a method that substitutes sensitive payment data with unique tokens, ensures that even if a breach occurs, hackers obtain meaningless data, thus mitigating the risk of fraudulent transactions which represents another major growth-inducing factor. Along with this, the incorporation of biometric authentication which employs unique human characteristics such as fingerprints and facial recognition for secure identity verification during payments enhances security and provides seamless and user-friendly experiences thus propelling the market growth. Besides this, the introduction of artificial intelligence (AI) in fraud detection and prevention, and machine learning (ML) algorithms to analyze patterns in transaction data to identify anomalies indicative of fraudulent activity are accelerating the market growth.

The growing number of cybersecurity threats and data breaches

The digital transformation led to a rising number of cybersecurity threats, including unauthorized access, fraud, and data breaches in payment security. Cybercriminals are becoming sophisticated in exploiting vulnerabilities, making it imperative for businesses to prioritize comprehensive payment security strategies. Moreover, unauthorized access to payment data can lead to severe financial losses and reputational damage leading to widespread adoption of payment security solutions representing another major growth-inducing factor. Along with this, hackers target weak points in payment systems, often gaining access through phishing attacks, malware, or social engineering, thus influencing market growth. Apart from this, fraudulent activities, such as credit card fraud and identity theft are impacting individuals and businesses requiring stringent security measures, thus augmenting the market growth. Furthermore, the theft of sensitive payment information can lead to financial and legal repercussions resulting in the adoption of multi-layered security measures, including real-time transaction monitoring, two-factor authentication, encryption of sensitive data, and employee training to recognize and prevent potential security breaches are creating a positive market outlook.

Payment Security Industry Segmentation:

Breakup by Component:

• Solution
• Encryption
• Tokenization
• Fraud Detection and Prevention
• Service

Solution represents the most popular component

The solution component is driven by fortifying the integrity of financial transactions across various industries. These solutions include sophisticated tools and technologies that address the evolving cybersecurity threats. Moreover, the incorporation of payment security solutions to counter unauthorized access, fraud, and data breaches to protect sensitive payment data during transmission and storage represents another major growth-inducing factor.

Additionally, secure authentication processes, such as multi-factor authentication and biometric verification, provide robust identity validation, ensuring that only authorized individuals can initiate transactions, thus contributing to the market growth.

Along with this, the real-time monitoring and fraud detection solutions use advanced AI and machine learning algorithms to analyze transaction patterns to identify anomalies indicative of fraudulent activities which allows businesses to block potential attacks in real time, safeguarding customer data and their own financial interests, thus propelling the market growth. Furthermore, tokenization solutions are gaining traction by replacing sensitive payment information with unique tokens, which add an extra layer of security, thus providing a positive thrust to market growth.

Breakup by Platform:

• Web-based
• POS-based

POS-based platform holds the largest share of the market

Point-of-Sale (POS)-based platforms ensure secure payment transactions across several industries. In addition, the point-of-sale system facilitates payment processing at the moment of purchase and offers a seamless and familiar experience to merchants and customers which enhances user confidence and encourages the adoption of secure payment practices, thus contributing to the market growth.

Moreover, the integration of advanced security features within POS systems including encryption techniques, secure card readers, and tokenization processes that collectively fortify payment security and protect against potential breaches and fraudulent activities represents another major growth-inducing factor.

Furthermore, the easy adaptability of POS-based platforms catering to numerous businesses, from retail stores to restaurants, enables secure payment transactions in various settings which is contributing to their widespread adoption, further solidifying their position at the forefront of the payment security market.

Breakup by Enterprise Size:

• Small and Medium-sized Enterprises
• Large Enterprises

Large enterprises presently account for the largest market share

Large enterprises possess distinct advantages in terms of resources, financial and human, which enable them to invest substantially in robust payment security solutions with their expansive budgets. It allows for the implementation of advanced technologies, sophisticated encryption methods, and dedicated teams focused on monitoring and mitigating security risks which safeguards their own operations while positioning them as industry leaders in promoting secure payment practices.

Moreover, the scale of operations and customer base associated with large enterprises amplifies the need for stringent payment security measures to engage these companies in a high volume of transactions and manage vast amounts of customer data, resulting in the adoption of comprehensive security strategies to uphold customer trust and protect their brand reputation.

Furthermore, large enterprises often have a global presence, engaging in cross-border transactions that demand secure payment processing across numerous markets and regulatory landscapes which requires the implementation of adaptable security measures to comply with various regional requirements and to ensure consistent protection for the company and its customers, thus propelling the market growth.

Breakup by End User:

• BFSI
• Government and Utilities
• IT and Telecom
• Healthcare
• Retail and E-Commerce
• Media and Entertainment
• Travel and Hospitality
• Others

Retail and e-commerce hold the largest share of the market

Retail and e-commerce businesses are transforming significantly, transitioning from traditional brick-and-mortar models to dynamic online platforms. In addition, the changing consumer preferences and the convenience of online shopping are escalating the demand for payment security solutions to ensure secure payment processing.

Moreover, consumers entrust their sensitive financial information, including credit card details and personal data, to online retail and e-commerce platforms resulting in stringent payment security measures such as tokenization, biometric authentication, and AI-driven fraud detection to protect customer information and enhance the shopping experience represents another major growth-inducing factor. Furthermore, the growing number of cyber threats, data breaches, and fraudulent activities targeting the retail and e-commerce sectors underscores the critical importance of payment security, thus augmenting the market growth.

Breakup by Region:

• North America
• United States
• Canada
• Asia-Pacific
• China
• Japan
• India
• South Korea
• Australia
• Indonesia
• Others
• Europe
• Germany
• France
• United Kingdom
• Italy
• Spain
• Russia
• Others
• Latin America
• Brazil
• Mexico
• Others
• Middle East and Africa

North America exhibits a clear dominance in the market

The report has also provided a comprehensive analysis of all the major regional markets, which include North America (the United States and Canada); Europe (Germany, France, the United Kingdom, Italy, Spain, Russia, and others); Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others); Latin America (Brazil, Mexico, and others); and the Middle East and Africa. According to the report, North America accounted for the largest market share.

North America is driven by the robust technological infrastructure and a growing digital ecosystem. Ina addition, the rising digitalization, the widespread adoption of online payment methods, and the escalating demand for advanced security solutions are augmenting the market growth. Also, businesses and consumers place a premium on protecting financial transactions, driving the need for advanced security measures.

Moreover, the North America region is home to numerous large-scale corporations, financial institutions, and technology giants that handle extensive volumes of financial transactions which requires rigorous payment security protocols to mitigate risks and maintain consumer trust representing another major growth-inducing factor.

Furthermore, the implementation of favorable government policies regarding data protection and cybersecurity such as the payment card industry data security standard (PCI DSS) and evolving privacy laws compel businesses to implement comprehensive payment security measures encouraging the adoption of advanced security solutions to ensure compliance and avoid legal repercussions thus propelling the market growth.

Competitive Landscape:

At present, key players in the payment security market are taking strategic initiatives to solidify and enhance their positions in an increasingly competitive landscape. They are investing in research and development (R&D) to innovate and develop security solutions, including advancements in encryption technologies, fraud detection algorithms, and biometric authentication methods which contribute to strengthening their product portfolios. Moreover, companies are strategically acquiring or merging with smaller firms that possess specialized expertise in payment solutions which enables them to quickly expand their capabilities, access new markets, and stay ahead of the competition. Besides this, they are forming strategic partnerships and collaborations with other technology companies, financial institutions, and cybersecurity experts to facilitate knowledge sharing, access to complementary technologies, and the creation of comprehensive security solutions that address several threats.

The report has provided a comprehensive analysis of the competitive landscape in the market. Detailed profiles of all major companies have also been provided. Some of the key players in the market include:

• Bluefin Payment Systems LLC
• Broadcom Inc.
• Cybersource (Visa Inc.)
• Elavon Inc. (U.S. Bancorp)
• Ingenico (Worldline)
• PayPal Holdings Inc.
• SecurionPay
• Shift4 Payments
• Signifyd
• SISA Information Security
• TokenEx
• VeriFone Inc.

Key Questions Answered in This Report

• 1.How big is the payment security market?
• 2.What is the future outlook of payment security market?
• 3.What are the key factors driving the payment security market?
• 4.Which region accounts for the largest payment security market share?
• 5.Which are the leading companies in the global payment security market?

Table of Contents

1 Preface

2 Scope and Methodology

• 2.1 Objectives of the Study
• 2.2 Stakeholders
• 2.3 Data Sources
  • 2.3.1 Primary Sources
  • 2.3.2 Secondary Sources
• 2.4 Market Estimation
  • 2.4.1 Bottom-Up Approach
  • 2.4.2 Top-Down Approach
• 2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

• 4.1 Overview
• 4.2 Key Industry Trends

5 Global Payment Security Market

• 5.1 Market Overview
• 5.2 Market Performance
• 5.3 Impact of COVID-19
• 5.4 Market Forecast

6 Market Breakup by Component

• 6.1 Solution
  • 6.1.1 Market Trends
  • 6.1.2 Key Segments
    • 6.1.2.1 Encryption
    • 6.1.2.2 Tokenization
    • 6.1.2.3 Fraud Detection and Prevention
  • 6.1.3 Market Forecast
• 6.2 Service
  • 6.2.1 Market Trends
  • 6.2.2 Market Forecast

7 Market Breakup by Platform

• 7.1 Web-based
  • 7.1.1 Market Trends
  • 7.1.2 Market Forecast
• 7.2 POS-based
  • 7.2.1 Market Trends
  • 7.2.2 Market Forecast

8 Market Breakup by Enterprise Size

• 8.1 Small and Medium-sized Enterprises
  • 8.1.1 Market Trends
  • 8.1.2 Market Forecast
• 8.2 Large Enterprises
  • 8.2.1 Market Trends
  • 8.2.2 Market Forecast

9 Market Breakup by End User

• 9.1 BFSI
  • 9.1.1 Market Trends
  • 9.1.2 Market Forecast
• 9.2 Government and Utilities
  • 9.2.1 Market Trends
  • 9.2.2 Market Forecast
• 9.3 IT and Telecom
  • 9.3.1 Market Trends
  • 9.3.2 Market Forecast
• 9.4 Healthcare
  • 9.4.1 Market Trends
  • 9.4.2 Market Forecast
• 9.5 Retail and E-Commerce
  • 9.5.1 Market Trends
  • 9.5.2 Market Forecast
• 9.6 Media and Entertainment
  • 9.6.1 Market Trends
  • 9.6.2 Market Forecast
• 9.7 Travel and Hospitality
  • 9.7.1 Market Trends
  • 9.7.2 Market Forecast
• 9.8 Others
  • 9.8.1 Market Trends
  • 9.8.2 Market Forecast

10 Market Breakup by Region

• 10.1 North America
  • 10.1.1 United States
    • 10.1.1.1 Market Trends
    • 10.1.1.2 Market Forecast
  • 10.1.2 Canada
    • 10.1.2.1 Market Trends
    • 10.1.2.2 Market Forecast
• 10.2 Asia-Pacific
  • 10.2.1 China
    • 10.2.1.1 Market Trends
    • 10.2.1.2 Market Forecast
  • 10.2.2 Japan
    • 10.2.2.1 Market Trends
    • 10.2.2.2 Market Forecast
  • 10.2.3 India
    • 10.2.3.1 Market Trends
    • 10.2.3.2 Market Forecast
  • 10.2.4 South Korea
    • 10.2.4.1 Market Trends
    • 10.2.4.2 Market Forecast
  • 10.2.5 Australia
    • 10.2.5.1 Market Trends
    • 10.2.5.2 Market Forecast
  • 10.2.6 Indonesia
    • 10.2.6.1 Market Trends
    • 10.2.6.2 Market Forecast
  • 10.2.7 Others
    • 10.2.7.1 Market Trends
    • 10.2.7.2 Market Forecast
• 10.3 Europe
  • 10.3.1 Germany
    • 10.3.1.1 Market Trends
    • 10.3.1.2 Market Forecast
  • 10.3.2 France
    • 10.3.2.1 Market Trends
    • 10.3.2.2 Market Forecast
  • 10.3.3 United Kingdom
    • 10.3.3.1 Market Trends
    • 10.3.3.2 Market Forecast
  • 10.3.4 Italy
    • 10.3.4.1 Market Trends
    • 10.3.4.2 Market Forecast
  • 10.3.5 Spain
    • 10.3.5.1 Market Trends
    • 10.3.5.2 Market Forecast
  • 10.3.6 Russia
    • 10.3.6.1 Market Trends
    • 10.3.6.2 Market Forecast
  • 10.3.7 Others
    • 10.3.7.1 Market Trends
    • 10.3.7.2 Market Forecast
• 10.4 Latin America
  • 10.4.1 Brazil
    • 10.4.1.1 Market Trends
    • 10.4.1.2 Market Forecast
  • 10.4.2 Mexico
    • 10.4.2.1 Market Trends
    • 10.4.2.2 Market Forecast
  • 10.4.3 Others
    • 10.4.3.1 Market Trends
    • 10.4.3.2 Market Forecast
• 10.5 Middle East and Africa
  • 10.5.1 Market Trends
  • 10.5.2 Market Breakup by Country
  • 10.5.3 Market Forecast

11 SWOT Analysis

• 11.1 Overview
• 11.2 Strengths
• 11.3 Weaknesses
• 11.4 Opportunities
• 11.5 Threats

12 Value Chain Analysis

13 Porters Five Forces Analysis

• 13.1 Overview
• 13.2 Bargaining Power of Buyers
• 13.3 Bargaining Power of Suppliers
• 13.4 Degree of Competition
• 13.5 Threat of New Entrants
• 13.6 Threat of Substitutes

14 Price Analysis

15 Competitive Landscape

• 15.1 Market Structure
• 15.2 Key Players
• 15.3 Profiles of Key Players
  • 15.3.1 Bluefin Payment Systems LLC
    • 15.3.1.1 Company Overview
    • 15.3.1.2 Product Portfolio
  • 15.3.2 Broadcom Inc.
    • 15.3.2.1 Company Overview
    • 15.3.2.2 Product Portfolio
    • 15.3.2.3 Financials
    • 15.3.2.4 SWOT Analysis
  • 15.3.3 Cybersource (Visa Inc.)
    • 15.3.3.1 Company Overview
    • 15.3.3.2 Product Portfolio
    • 15.3.3.3 SWOT Analysis
  • 15.3.4 Elavon Inc. (U.S. Bancorp)
    • 15.3.4.1 Company Overview
    • 15.3.4.2 Product Portfolio
  • 15.3.5 Ingenico (Worldline)
    • 15.3.5.1 Company Overview
    • 15.3.5.2 Product Portfolio
    • 15.3.5.3 SWOT Analysis
  • 15.3.6 PayPal Holdings Inc.
    • 15.3.6.1 Company Overview
    • 15.3.6.2 Product Portfolio
    • 15.3.6.3 Financials
    • 15.3.6.4 SWOT Analysis
  • 15.3.7 SecurionPay
    • 15.3.7.1 Company Overview
    • 15.3.7.2 Product Portfolio
  • 15.3.8 Shift4 Payments
    • 15.3.8.1 Company Overview
    • 15.3.8.2 Product Portfolio
    • 15.3.8.3 Financials
  • 15.3.9 Signifyd
    • 15.3.9.1 Company Overview
    • 15.3.9.2 Product Portfolio
  • 15.3.10 SISA Information Security
    • 15.3.10.1 Company Overview
    • 15.3.10.2 Product Portfolio
  • 15.3.11 TokenEx
    • 15.3.11.1 Company Overview
    • 15.3.11.2 Product Portfolio
  • 15.3.12 VeriFone Inc.
    • 15.3.12.1 Company Overview
    • 15.3.12.2 Product Portfolio
    • 15.3.12.3 SWOT Analysis