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시장보고서
상품코드
2005666
전자상거래 후불 결제 솔루션 시장(2026-2030년)Global Buy-Now-Pay-Later Solutions In E-Commerce Market 2026-2030 |
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E-Commerce 시장 세계의 ' 금방 구입, 후불 ' 솔루션 시장은 2025-2030년 278억 4,570만 달러 증가하고, 예측 기간 중 연평균 복합 성장률(CAGR)은 32.3%를 나타낼 것으로 예측됩니다. 본 보고서는 세계의 E-Commerce 시장 ' 금방 구입, 후불(BNPL) ' 솔루션에 대해 종합적 분석, 시장 규모와 예측, 동향, 성장요인, 과제와 약 25개사 벤더 분석을 제공합니다.
본 보고서는 현재 시장 상황, 최신 시장 동향 및 촉진요인, 그리고 전체 시장 환경에 대한 최신 분석을 제공합니다. 이 시장은 유연한 결제 옵션에 대한 소비자 수요 증가, 핀테크 및 데이터 분석 기술의 발전, 전략적 가맹점과의 제휴, 새로운 소매 카테고리로의 확장에 힘입어 성장하고 있습니다.
이번 조사는 업계 주요 관계자들의 의견을 포함한 1차 정보와 2차 정보를 객관적으로 조합하여 실시되었습니다. 이 보고서에는 주요 기업 분석과 함께 종합적인 시장 규모 데이터, 지역별 분석과 함께 부문 및 공급업체 현황이 포함되어 있습니다. 보고서에는 과거 데이터와 예측 데이터가 수록되어 있습니다.
| 시장 범위 | |
|---|---|
| 기준연도 | 2026년 |
| 종료연도 | 2030 |
| 조사 기간 | 2026-2030년 |
| 성장 모멘텀 | 가속 |
| 2026년 대비 | 29.5% |
| CAGR | 32.3% |
| 증가액 | 278억 4,570만 달러 |
이번 조사에서는 신흥국에서의 모바일 커머스 및 디지털 지갑의 보급이 향후 몇 년 동안 이커머스 시장에서 BNPL(Buy Now, Pay Later) 솔루션의 성장을 견인할 주요 요인 중 하나로 꼽았습니다. 또한, 기존 은행 업무 및 주류 금융 생태계와의 융합, 그리고 지속 가능한 커머스 및 목적 지향적 구매의 통합으로 인해 시장에서 상당한 규모 수요가 창출될 것으로 예측됩니다.
목차
제1장 주요 요약
제2장 Technavio 분석
제3장 시장 구도
제4장 시장 규모
제5장 시장 규모 실적
제6장 정성 분석
제7장 Five Forces 분석
제8장 시장 세분화 : 채널별
제9장 시장 세분화 : 방법별
제10장 시장 세분화 : 최종사용자별
제11장 고객 현황
제12장 지역별 상황
제13장 성장 촉진요인, 과제 및 기회
제14장 경쟁 구도
제15장 경쟁 분석
제16장 부록
LSHThe global buy-now-pay-later solutions in e-commerce market is forecasted to grow by USD 27845.7 mn during 2025-2030, accelerating at a CAGR of 32.3% during the forecast period. The report on the global buy-now-pay-later solutions in e-commerce market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors.
The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is driven by increasing consumer demand for flexible payment options, technological advancements in financial technology and data analytics, strategic merchant partnerships and expansion into new retail categories.
The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market size data, segment with regional analysis and vendor landscape in addition to an analysis of the key companies. Reports have historic and forecast data.
| Market Scope | |
|---|---|
| Base Year | 2026 |
| End Year | 2030 |
| Series Year | 2026-2030 |
| Growth Momentum | Accelerate |
| YOY 2026 | 29.5% |
| CAGR | 32.3% |
| Incremental Value | $27845.7 mn |
Technavio's global buy-now-pay-later solutions in e-commerce market is segmented as below:
By Channel
- On-platform
- Off-platform
By Method
- Interest-free BNPL
- Interest-bearing installments
- Deferred payment
By End-User
- Fashion and apparel
- Consumer electronics
- Home and furniture
- Beauty and personal care
- Others
Geography
- North America
- US
- Canada
- Mexico
- Europe
- UK
- Germany
- France
- Italy
- The Netherlands
- Spain
- APAC
- China
- India
- Japan
- Australia
- South Korea
- Indonesia
- Middle East and Africa
- UAE
- South Africa
- Turkey
- South America
- Brazil
- Argentina
- Colombia
- Rest of World (ROW)
This study identifies the deepening penetration of mobile commerce and digital wallets in emerging economies as one of the prime reasons driving the global buy-now-pay-later solutions in e-commerce market growth during the next few years. Also, convergence with traditional banking and mainstream financial ecosystems and integration of sustainable commerce and purpose-driven purchasing will lead to sizable demand in the market.
The report on the global buy-now-pay-later solutions in e-commerce market covers the following areas:
- Global buy-now-pay-later solutions in e-commerce market sizing
- Global buy-now-pay-later solutions in e-commerce market forecast
- Global buy-now-pay-later solutions in e-commerce market industry analysis
The robust vendor analysis is designed to help clients improve their market position, and in line with this, this report provides a detailed analysis of several leading global buy-now-pay-later solutions in e-commerce market vendors that include Adyen NV, Affirm Holdings Inc., Alma, Billie, Block Inc., Cross River Bank, Four Technologies Inc., Klarna Bank AB, KUESKI, Marqeta Inc., PayPal Holdings Inc., Plaid Inc., Solaris SE, Splitit, Stripe Inc., Sunbit Now LLC, Tabby LLC., Tamara Finance Company, Unit Finance Inc., Upgrade Inc.. Also, the global buy-now-pay-later solutions in e-commerce market analysis report includes information on upcoming trends and challenges that will influence market growth. This is to help companies strategize and leverage all forthcoming growth opportunities.
The publisher presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters such as profit, pricing, competition, and promotions. It presents various market facets by identifying the key industry influencers. The data presented is comprehensive, reliable, and a result of extensive primary and secondary research. The market research reports provide a complete competitive landscape and an in-depth vendor selection methodology and analysis using qualitative and quantitative research to forecast accurate market growth.
Table of Contents
1 Executive Summary
- 1.1 Market overview
- Executive Summary - Chart on Market Overview
- Executive Summary - Data Table on Market Overview
- Executive Summary - Chart on Global Market Characteristics
- Executive Summary - Chart on Market by Geography
- Executive Summary - Chart on Market Segmentation by Channel
- Executive Summary - Chart on Market Segmentation by Method
- Executive Summary - Chart on Market Segmentation by End-user
- Executive Summary - Chart on Incremental Growth
- Executive Summary - Data Table on Incremental Growth
- Executive Summary - Chart on Company Market Positioning
2 Technavio Analysis
- 2.1 Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
- Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
- 2.2 Criticality of inputs and Factors of differentiation
- 2.3 Factors of disruption
- 2.4 Impact of drivers and challenges
3 Market Landscape
- 3.1 Market ecosystem
- 3.2 Market characteristics
- 3.3 Value chain analysis
4 Market Sizing
- 4.1 Market definition
- 4.2 Market segment analysis
- Market segments
- 4.3 Market size 2025
- 4.4 Market outlook: Forecast for 2025-2030
5 Historic Market Size
- 5.1 Global Buy-Now-Pay-Later Solutions In E-Commerce Market 2020 - 2024
- Historic Market Size - Data Table on Global Buy-Now-Pay-Later Solutions In E-Commerce Market 2020 - 2024 ($ million)
- 5.2 Channel segment analysis 2020 - 2024
- Historic Market Size - Channel Segment 2020 - 2024 ($ million)
- 5.3 Method segment analysis 2020 - 2024
- Historic Market Size - Method Segment 2020 - 2024 ($ million)
- 5.4 End-user segment analysis 2020 - 2024
- Historic Market Size - End-user Segment 2020 - 2024 ($ million)
- 5.5 Geography segment analysis 2020 - 2024
- Historic Market Size - Geography Segment 2020 - 2024 ($ million)
- 5.6 Country segment analysis 2020 - 2024
- Historic Market Size - Country Segment 2020 - 2024 ($ million)
6 Qualitative Analysis
- 6.1 Impact of AI on Global Buy-Now-Pay-Later Solutions in E-Commerce Market
- 6.2 Impact of Geopolitical Conflicts on Global Buy-Now-Pay-Later Solutions in E-Commerce Market
7 Five Forces Analysis
- 7.1 Five forces summary
- Five forces analysis - Comparison between 2025 and 2030
- 7.2 Bargaining power of buyers
- Bargaining power of buyers - Impact of key factors 2025 and 2030
- 7.3 Bargaining power of suppliers
- Bargaining power of suppliers - Impact of key factors in 2025 and 2030
- 7.4 Threat of new entrants
- Threat of new entrants - Impact of key factors in 2025 and 2030
- 7.5 Threat of substitutes
- Threat of substitutes - Impact of key factors in 2025 and 2030
- 7.6 Threat of rivalry
- Threat of rivalry - Impact of key factors in 2025 and 2030
- 7.7 Market condition
8 Market Segmentation by Channel
- 8.1 Market segments
- 8.2 Comparison by Channel
- 8.3 On-platform - Market size and forecast 2025-2030
- 8.4 Off-platform - Market size and forecast 2025-2030
- 8.5 Market opportunity by Channel
- Market opportunity by Channel ($ million)
9 Market Segmentation by Method
- 9.1 Market segments
- 9.2 Comparison by Method
- 9.3 Interest-free BNPL - Market size and forecast 2025-2030
- 9.4 Interest-bearing installments - Market size and forecast 2025-2030
- 9.5 Deferred payment - Market size and forecast 2025-2030
- 9.6 Market opportunity by Method
- Market opportunity by Method ($ million)
10 Market Segmentation by End-user
- 10.1 Market segments
- 10.2 Comparison by End-user
- 10.3 Fashion and apparel - Market size and forecast 2025-2030
- 10.4 Consumer electronics - Market size and forecast 2025-2030
- 10.5 Home and furniture - Market size and forecast 2025-2030
- 10.6 Beauty and personal care - Market size and forecast 2025-2030
- 10.7 Others - Market size and forecast 2025-2030
- 10.8 Market opportunity by End-user
- Market opportunity by End-user ($ million)
11 Customer Landscape
- 11.1 Customer landscape overview
- Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
12 Geographic Landscape
- 12.1 Geographic segmentation
- 12.2 Geographic comparison
- 12.3 North America - Market size and forecast 2025-2030
- 12.3.1 US - Market size and forecast 2025-2030
- 12.3.2 Canada - Market size and forecast 2025-2030
- 12.3.3 Mexico - Market size and forecast 2025-2030
- 12.4 Europe - Market size and forecast 2025-2030
- 12.4.1 UK - Market size and forecast 2025-2030
- 12.4.2 Germany - Market size and forecast 2025-2030
- 12.4.3 France - Market size and forecast 2025-2030
- 12.4.4 Italy - Market size and forecast 2025-2030
- 12.4.5 The Netherlands - Market size and forecast 2025-2030
- 12.4.6 Spain - Market size and forecast 2025-2030
- 12.5 APAC - Market size and forecast 2025-2030
- 12.5.1 China - Market size and forecast 2025-2030
- 12.5.2 India - Market size and forecast 2025-2030
- 12.5.3 Japan - Market size and forecast 2025-2030
- 12.5.4 Australia - Market size and forecast 2025-2030
- 12.5.5 South Korea - Market size and forecast 2025-2030
- 12.5.6 Indonesia - Market size and forecast 2025-2030
- 12.6 Middle East and Africa - Market size and forecast 2025-2030
- 12.6.1 Saudi Arabia - Market size and forecast 2025-2030
- 12.6.2 UAE - Market size and forecast 2025-2030
- 12.6.3 South Africa - Market size and forecast 2025-2030
- 12.6.4 Israel - Market size and forecast 2025-2030
- 12.6.5 Turkey - Market size and forecast 2025-2030
- 12.7 South America - Market size and forecast 2025-2030
- 12.7.1 Brazil - Market size and forecast 2025-2030
- 12.7.2 Argentina - Market size and forecast 2025-2030
- 12.7.3 Colombia - Market size and forecast 2025-2030
- 12.8 Market opportunity by geography
- Market opportunity by geography ($ million)
- Data Tables on Market opportunity by geography ($ million)
13 Drivers, Challenges, and Opportunity
- 13.1 Market drivers
- Increasing consumer demand for flexible payment options
- Technological advancements in financial technology and data analytics
- Strategic merchant partnerships and expansion into new retail categories
- 13.2 Market challenges
- Heightened regulatory scrutiny and compliance complexities
- Rising interest rates and cost of capital
- Escalating cybersecurity vulnerabilities and synthetic identity exploitation
- 13.3 Impact of drivers and challenges
- Impact of drivers and challenges in 2025 and 2030
- 13.4 Market opportunities
- Deepening penetration of mobile commerce and digital wallets in emerging economies
- Convergence with traditional banking and mainstream financial ecosystems
- Integration of sustainable commerce and purpose-driven purchasing
14 Competitive Landscape
- 14.1 Overview
- 14.2 Competitive Landscape
- Overview on criticality of inputs and factors of differentiation
- 14.3 Landscape disruption
- Overview on factors of disruption
- 14.4 Industry risks
- Impact of key risks on business
15 Competitive Analysis
- 15.1 Companies profiled
- Companies covered
- 15.2 Company ranking index
- Company ranking index
- 15.3 Market positioning of companies
- Matrix on companies position and classification
- 15.4 Adyen NV
- Adyen NV - Overview
- Adyen NV - Product / Service
- Adyen NV - Key news
- Adyen NV - Key offerings
- SWOT
- 15.5 Affirm Holdings Inc.
- Affirm Holdings Inc. - Overview
- Affirm Holdings Inc. - Product / Service
- Affirm Holdings Inc. - Key news
- Affirm Holdings Inc. - Key offerings
- SWOT
- 15.6 Alma
- Alma - Overview
- Alma - Product / Service
- Alma - Key offerings
- SWOT
- 15.7 Billie
- Billie - Overview
- Billie - Product / Service
- Billie - Key offerings
- SWOT
- 15.8 Block Inc.
- Block Inc. - Overview
- Block Inc. - Business segments
- Block Inc. - Key news
- Block Inc. - Key offerings
- Block Inc. - Segment focus
- SWOT
- 15.9 Klarna Bank AB
- Klarna Bank AB - Overview
- Klarna Bank AB - Product / Service
- Klarna Bank AB - Key offerings
- SWOT
- 15.10 KUESKI
- KUESKI - Overview
- KUESKI - Product / Service
- KUESKI - Key offerings
- SWOT
- 15.11 Marqeta Inc.
- Marqeta Inc. - Overview
- Marqeta Inc. - Product / Service
- Marqeta Inc. - Key news
- Marqeta Inc. - Key offerings
- SWOT
- 15.12 PayPal Holdings Inc.
- PayPal Holdings Inc. - Overview
- PayPal Holdings Inc. - Product / Service
- PayPal Holdings Inc. - Key news
- PayPal Holdings Inc. - Key offerings
- SWOT
- 15.13 Plaid Inc.
- Plaid Inc. - Overview
- Plaid Inc. - Product / Service
- Plaid Inc. - Key offerings
- SWOT
- 15.14 Splitit
- Splitit - Overview
- Splitit - Product / Service
- Splitit - Key offerings
- SWOT
- 15.15 Stripe Inc.
- Stripe Inc. - Overview
- Stripe Inc. - Product / Service
- Stripe Inc. - Key offerings
- SWOT
- 15.16 Sunbit Now LLC
- Sunbit Now LLC - Overview
- Sunbit Now LLC - Product / Service
- Sunbit Now LLC - Key offerings
- SWOT
- 15.17 Tabby LLC.
- Tabby LLC. - Overview
- Tabby LLC. - Product / Service
- Tabby LLC. - Key offerings
- SWOT
- 15.18 Tamara Finance Company
- Tamara Finance Company - Overview
- Tamara Finance Company - Product / Service
- Tamara Finance Company - Key offerings
- SWOT
16 Appendix
- 16.1 Scope of the report
- Market definition
- Objectives
- Notes and caveats
- 16.2 Inclusions and exclusions checklist
- Inclusions checklist
- Exclusions checklist
- 16.3 Currency conversion rates for US$
- Currency conversion rates for US$
- 16.4 Research methodology
- Research methodology
- 16.5 Data procurement
- Information sources
- 16.6 Data validation
- Data validation
- 16.7 Validation techniques employed for market sizing
- Validation techniques employed for market sizing
- 16.8 Data synthesis
- Data synthesis
- 16.9 360 degree market analysis
- 360 degree market analysis
- 16.10 List of abbreviations
- List of abbreviations
