통합 결제 플랫폼 : 세계 시장 점유율(2022년)

Quadrant Knowledge Solutions Reveals that Integrated Payment Platform Market is Projected to Register a CAGR of 14.60% by 2027.

While FIs are increasingly adopting integrated payment platforms, they continue to face a challenge in integrating this technology with their existing legacy systems. These challenges include eliminating the need for manual accounting and the requirement for faster clearing and settlement processes. These factors have given rise to the adoption of an Integrated Payment Platform that acts as a payment processor to facilitate end-to-end payment processing for multiple payment types, performing automated accounting and clearing and settlement in real-time. Organizations will continue to primarily focus on offering support to any payments, cross-border payments, banking convergence, facilitating connection to real-time schemes for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity and offering seamless integration to multiple clearing and settlement mechanisms to achieve multi-bank, multi-currency processing capabilities in a single ecosystem. The Platform supports high and low-value real-time payments, retail, and card payments, along with digital real-time payments to facilitate a seamless customer experience. The Platform helps modernize the payment experience by enabling merging and alternative payment methods such as QR codes, social media payments, instant payments, and dynamic QR codes that enable banks, merchants, and billers to send and receive money in real time. It also helps strengthen the security of the payments' ecosystems with improved security measures such as tokenization and end-to-end encryption and helps to achieve regulatory mandates.

Quadrant Knowledge Solutions defines Integrated Payment Platform as "Platform that connects payment processing and merchant services with various business management software and tools, including accounting systems, ERP, CRM software, eCommerce shopping carts, website platforms, invoicing solutions, and more to enable banks and financial intermediaries to facilitate end-to-end processing of multiple types of payments, including domestic or cross-border, RTGS or ACH, integration and orchestration, from initiation to clearing and settlement connectivity in real-time. The software enables banks, financial institutions, merchants, and billers to cater to the rapidly changing customer demands specifically related to payments modernization, including support for alternative payment methods (APMs) and new types of payments across consumer, merchant, and corporate payments, real-time payments, mobile payments, tokenization, virtual cards and accounts, cross-border payments, global clearing gateways, open banking, and compliance through a single unified system."

While FIs are increasingly adopting integrated payment platforms, they continue to face a challenge in integrating this technology with their existing legacy systems. These challenges include eliminating the need for manual accounting and faster clearing and settlement processes. Organizations will continue to primarily focus on offering support to any payments, cross-border payments, banking convergence, facilitating connection to real-time schemes for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity and offering seamless integration to multiple clearing and settlement mechanisms to achieve multi-bank, multi-currency processing capabilities in a single ecosystem.

Table of Contents

Chapter 01: Research Summary

• 2023 Competition Outlook
• Top Research Findings and Key Takeaways

Chapter 02: Market Overview

• Market Definition and Scope
• Revenue Type
• Geographical Regions
• Industry Verticals

Chapter 03: Market Share Analysis

• Market Share by Total Market
• Market Share by Deployment Type
  • Cloud
  • On-Premises
• Market Share by Geographical Regions
  • Canada
  • Central & Eastern Europe
  • Japan
  • Latin America
  • Middle East & Africa
  • USA
  • Western Europe
  • Asia Ex-Japan China (AxJC)
  • China
• Market Share by Industry Verticals
  • Banking and Financial Services
  • Electronics & Telecom
  • Retail and eCommerce
  • Professional Services
  • Healthcare and Life Sciences
  • Manufacturing
  • Media & Entertainment
  • Government and Public Sectors
  • Education
  • Energy & Utility Others
  • Others
• Market Share by Customer Types
  • SMB
  • Large
  • Enterprise

Chapter 04: Analyst Recommendations

• Analyst Recommendations

Chapter 05: Appendix

• Research Methodologies