인슈어테크 시장 규모, 점유율, 성장 분석 : 컴포넌트별, 보험 유형별, 기술별, 도입 형태별, 기업 규모별, 최종사용자별, 지역별 - 업계 예측(2026-2033년)

Global Insurtech Market size was valued at USD 19.41 Billion in 2024 and is poised to grow from USD 29.64 Billion in 2025 to USD 876.06 Billion by 2033, growing at a CAGR of 52.7% during the forecast period (2026-2033).

The global Insurtech market is experiencing robust growth fueled by increasing demands across various sectors, including healthcare, manufacturing, and clean energy. The healthcare industry's expansion, particularly in medical gases, significantly contributes to this trend. Additionally, industrialization in emerging economies bolsters demand for Insurtech solutions in sectors like metal fabrication and petrochemicals. However, the market faces challenges, including high production and distribution costs for gases, regulatory complexities, and safety concerns related to emissions, which escalate compliance expenses. Price volatility of raw materials, such as natural gas, further impacts profitability. Despite these constraints, innovation and consolidation drive optimism, as key players pursue strategic partnerships and technological advancements, paving the way for sustainability initiatives and future growth opportunities in the market.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Insurtech market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Insurtech Market Segments Analysis

Global Insurtech Market is segmented by Component, Insurance Type, Technology, Deployment Mode, Enterprise Size, End-User and region. Based on Component, the market is segmented into Software and Service. Based on Insurance Type, the market is segmented into Automotive, Business, Health, Home, Commercial, Travel and Others. Based on Technology, the market is segmented into Blockchain, Cloud Computing, IoT, Machine Learning,Robo Advisoryand Others. Based on Deployment Mode, the market is segmented into Cloud-based and On-premises. Based on Enterprise Size, the market is segmented into Large Enterprises and Small & Medium Enterprises (SMEs). Based on End-User, the market is segmented into Automotive, BFSI, Government, Healthcare, Manufacturing, Retail, Transportation and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Insurtech Market

The global insurtech market is being propelled by a widespread emphasis across various industries and nations on the digital transformation of financial services to stay aligned with technological advancements. The increasing adoption of cutting-edge digital technologies aimed at modernizing and enhancing insurance and financial operations is anticipated to significantly boost the demand for insurtech solutions. As organizations strive to improve efficiency and customer experience, the integration of innovative digital tools in the insurance sector is becoming essential for staying competitive and meeting evolving consumer expectations, ultimately stimulating growth in the insurtech landscape.

Restraints in the Global Insurtech Market

The Global Insurtech market faces significant constraints due to the advanced and costly nature of insurtech solutions and technologies. This financial barrier presents a challenge for insurance organizations operating with restricted budgets or limited financial resources. Furthermore, the need for additional investments associated with the implementation, ongoing maintenance, and necessary training for personnel to effectively utilize these insurtech solutions exacerbates the expense. As a result, these factors collectively hinder the growth potential of the market, as many companies struggle to justify the costs involved in adopting these innovative technologies.

Market Trends of the Global Insurtech Market

A key market trend in the global insurtech industry is the increasing adoption of digital technologies to enhance customer experience and streamline operations. The integration of artificial intelligence, machine learning, and big data analytics is transforming underwriting processes, claims management, and risk assessment, enabling insurers to offer personalized products and services. Additionally, the rise of insurtech startups is fostering innovation and competition, leading to the emergence of new distribution channels such as mobile apps and online platforms. This shift towards a more tech-driven landscape is encouraging traditional insurers to collaborate with insurtech firms, ultimately driving efficiency and enhancing customer engagement.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2025
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Insurtech Market Size by Component & CAGR (2026-2033)

• Market Overview
• Software
  • Policy Administration Software
  • Underwriting & Risk Rating Software
  • Claims Management Software
  • Billing & Payment Solutions
  • Analytics & AI Tools
• Service
  • Consulting & Advisory
  • Integration & Deployment
  • Support & Maintenance

Global Insurtech Market Size by Insurance Type & CAGR (2026-2033)

• Market Overview
• Automotive
• Business
• Health
• Home
• Commercial
• Travel
• Others

Global Insurtech Market Size by Technology & CAGR (2026-2033)

• Market Overview
• Blockchain
• Cloud Computing
• IoT
• Machine Learning
• Robo Advisory
• Others

Global Insurtech Market Size by Deployment Mode & CAGR (2026-2033)

• Market Overview
• Cloud-based
• On-premises

Global Insurtech Market Size by Enterprise Size & CAGR (2026-2033)

• Market Overview
• Large Enterprises
• Small & Medium Enterprises (SMEs)

Global Insurtech Market Size by End-User & CAGR (2026-2033)

• Market Overview
• Automotive
• BFSI
• Government
• Healthcare
• Manufacturing
• Retail
• Transportation
• Others

Global Insurtech Market Size & CAGR (2026-2033)

• North America (Component, Insurance Type, Technology, Deployment Mode, Enterprise Size, End-User)
  • US
  • Canada
• Europe (Component, Insurance Type, Technology, Deployment Mode, Enterprise Size, End-User)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Component, Insurance Type, Technology, Deployment Mode, Enterprise Size, End-User)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Component, Insurance Type, Technology, Deployment Mode, Enterprise Size, End-User)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Component, Insurance Type, Technology, Deployment Mode, Enterprise Size, End-User)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2025
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2025
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2023-2025)

Key Company Profiles

• Lemonade Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Root Insurance Co. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Zego (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Trov (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• WeFox (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Getsafe (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Hippo Insurance (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bolttech (Singapore)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Alan (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Cover (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Cuvva (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Pie Insurance (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bima (Sweden)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Go Digit Insurance (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• OneDegree (Hong Kong)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Kin Insurance (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Inshur (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations