세계의 PaaS(Payment as a Service) 시장 리포트(2023년)

“Payment as a Service Global Market Report 2023 ” from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on payment as a service market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

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• Assess the Russia - Ukraine war's impact on agriculture, energy and mineral commodity supply and its direct and indirect impact on the market.
• Measure the impact of high global inflation on market growth.
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Where is the largest and fastest growing market for payment as a service ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? “The payment as a service market global report ” from The Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.

• The market characteristics section of the report defines and explains the market.
• The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
• The forecasts are made after considering the major factors currently impacting the market. These include:

The impact of sanctions, supply chain disruptions, and altered demand for goods and services due to the Russian Ukraine war, impacting various macro-economic factors and parameters in the Eastern European region and its subsequent effect on global markets.

The impact of higher inflation in many countries and the resulting spike in interest rates.

The continued but declining impact of COVID-19 on supply chains and consumption patterns.

• Market segmentations break down the market into sub markets.
• The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth. It covers the growth trajectory of COVID-19 for all regions, key developed countries and major emerging markets.
• The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
• The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers.

Scope

Markets Covered:

• 1) By Service: Professional Services; Managed Services

• 2) By Component: Platform; Services

• 3) By Vertical: Retail; Hospitality; Media and entertainment; Healthcare; Banking, Financial Services, and Insurance (BFSI); Other Verticals

• Companies Mentioned: Aurus Inc.; Total System Services Inc (TSYS); Ingenico; Paystand Inc.; Mindgate Solutions Private Limited

• Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Russia; South Korea; UK; USA

• Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa

• Time series: Five years historic and ten years forecast.

• Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita,

• Data segmentations: country and regional historic and forecast data, market share of competitors, market segments.

• Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.

• Delivery format: PDF, Word and Excel Data Dashboard.

Executive Summary

Major players in the payment as a service market are Aurus Inc., Total System Services Inc (TSYS), Ingenico, Paystand Inc., Mindgate Solutions Private Limited, VoPay International Inc., Agile Payments, Route Mobile, Arcus Financial Intelligence Inc., Pelican (ACE Software Solutions Inc.), StyloPAY, FacilitaPay, PaySky Holding, International Business Machines Corporation (IBM), and Radar Payments.

The global payment as a service market is expected to grow from $11.40 billion in 2022 to $13.83 billion in 2023 at a compound annual growth rate (CAGR) of 21.3%. The Russia-Ukraine war disrupted the chances of global economic recovery from the COVID-19 pandemic, at least in the short term. The war between these two countries has led to economic sanctions on multiple countries, a surge in commodity prices, and supply chain disruptions, causing inflation across goods and services and affecting many markets across the globe. The payment as a service market is expected to grow to $29.79 billion in 2027 at a CAGR of 21.2%.

The payments as a Service (PaaS) market includes revenues earned by entities by providing payment services such as merchant onboarding, settlement of transactions, fraud management, dashboard reporting, and reconciliation. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

Payments as a Service (PaaS) refers to a service platform that provides platforms and develops the opportunity to offer payment options and generate revenue quickly and easily. It is used for enabling banks, payment providers, and other financial institutions for providing their customers with advanced payment products and services without resource-intensive internal development investment costs.

North America was the largest region in the payment as a service market in 2022. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the payments as a Service (PaaS) report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa.

The main services of payment as a service are professional services and managed services. Professional services are nonphysical products or services that individuals or companies provide to customers to help them manage or improve a specific area of their businesses. The components used are platform and services, that involve the uses in retail, hospitality, media and entertainment, healthcare, banking, financial services, and insurance (BFSI), and others.

The increasing adoption of cashless transactions worldwide is expected to propel the growth of the payment as a service market going forward. A cashless transaction is an automated or online transaction between two people, companies, or organizations. With the help of payment as a service (PaaS) technology providers and cloud-based platforms, banks and credit unions can quickly expand and modernize their payment capabilities without making a significant initial investment. For instance, in July 2021, according to a report published by VISA, a US-based digital payment company, in Southeast Asia, 64% of consumers have tried to go cashless, with the highest percentages occurring in Vietnam (84%), Thailand (82%), and the Philippines (79%). Therefore, the increasing adoption of cashless transactions worldwide is driving the growth of the payment as a service market.

Technological Advancements are a key trend gaining popularity in the payment-as-a-service market. Major companies operating in the payment-as-a-service market are focused on developing new technological solutions to strengthen their position. For instance, in December 2021, Route Mobile, an India-based company operating in payment as a service, launched the payment as a Service - Click2Pay. This PaaS is an instant payment solution for simplifying communications and helps deliver a great conversational experience with a flexible option for integrating payment platforms of choice with advanced AI algorithms, enhanced analytics, and unified payment APIs. It helps in cost optimization the payment reminder messages more informative and actionable.

In December 2020, International Business Machines Corporation (IBM), a US-based provider of information technology (IT) products and services, acquired Expertus Technologies Inc. for an undisclosed amount. This acquisition is expected to advance IBM's hybrid cloud and AI strategy and broaden its capabilities as a provider of complete digital payment solutions. Expertus Technologies Inc is a Canada-based company operating in payment as a service.

The countries covered in the payments as a Service (PaaS) market report are: Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

The payment as a service market research report is one of a series of new reports from The Business Research Company that provides payment as a service market statistics, including payment as a service industry global market size, regional shares, competitors with a payment as a service market share, detailed payment as a service market segments, market trends and opportunities, and any further data you may need to thrive in the payment as a service industry. This payment as a service market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.

Table of Contents

1. Executive Summary

2. Payment as a Service Market Characteristics

3. Payment as a Service Market Trends And Strategies

4. Payment as a Service Market - Macro Economic Scenario

• 4.1. COVID-19 Impact On Payment as a Service Market
• 4.2. Ukraine-Russia War Impact On Payment as a Service Market
• 4.3. Impact Of High Inflation On Payment as a Service Market

5. Payment as a Service Market Size And Growth

• 5.1. Global Payment as a Service Historic Market, 2017-2022, $ Billion
  • 5.1.1. Drivers Of The Market
  • 5.1.2. Restraints On The Market
• 5.2. Global Payment as a Service Forecast Market, 2022-2027F, 2032F, $ Billion
  • 5.2.1. Drivers Of The Market
  • 5.2.2. Restraints On the Market

6. Payment as a Service Market Segmentation

• 6.1. Global Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• Professional Services
• Managed Services
• 6.2. Global Payment as a Service Market, Segmentation By Component, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• Platform
• Services
• 6.3. Global Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• Retail
• Hospitality
• Media and entertainment
• Healthcare
• Banking, Financial Services, and Insurance (BFSI)
• Other Verticals

7. Payment as a Service Market Regional And Country Analysis

• 7.1. Global Payment as a Service Market, Split By Region, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 7.2. Global Payment as a Service Market, Split By Country, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

8. Asia-Pacific Payment as a Service Market

• 8.1. Asia-Pacific Payment as a Service Market Overview
• Region Information, Impact Of COVID-19, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
• 8.2. Asia-Pacific Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 8.3. Asia-Pacific Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

9. China Payment as a Service Market

• 9.1. China Payment as a Service Market Overview
• 9.2. China Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F,$ Billion
• 9.3. China Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F,$ Billion

10. India Payment as a Service Market

• 10.1. India Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 10.2. India Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

11. Japan Payment as a Service Market

• 11.1. Japan Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 11.2. Japan Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

12. Australia Payment as a Service Market

• 12.1. Australia Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 12.2. Australia Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

13. Indonesia Payment as a Service Market

• 13.1. Indonesia Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 13.2. Indonesia Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

14. South Korea Payment as a Service Market

• 14.1. South Korea Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 14.2. South Korea Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

15. Western Europe Payment as a Service Market

• 15.1. Western Europe Payment as a Service Market Overview
• 15.2. Western Europe Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 15.3. Western Europe Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

16. UK Payment as a Service Market

• 16.1. UK Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 16.2. UK Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

17. Germany Payment as a Service Market

• 17.1. Germany Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 17.2. Germany Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

18. France Payment as a Service Market

• 18.1. France Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 18.2. France Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

19. Eastern Europe Payment as a Service Market

• 19.1. Eastern Europe Payment as a Service Market Overview
• 19.2. Eastern Europe Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 19.3. Eastern Europe Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

20. Russia Payment as a Service Market

• 20.1. Russia Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 20.2. Russia Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

21. North America Payment as a Service Market

• 21.1. North America Payment as a Service Market Overview
• 21.2. North America Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 21.3. North America Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

22. USA Payment as a Service Market

• 22.1. USA Payment as a Service Market Overview
• 22.2. USA Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 22.3. USA Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

23. South America Payment as a Service Market

• 23.1. South America Payment as a Service Market Overview
• 23.2. South America Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 23.3. South America Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

24. Brazil Payment as a Service Market

• 24.1. Brazil Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 24.2. Brazil Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

25. Middle East Payment as a Service Market

• 25.1. Middle East Payment as a Service Market Overview
• 25.2. Middle East Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 25.3. Middle East Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

26. Africa Payment as a Service Market

• 26.1. Africa Payment as a Service Market Overview
• 26.2. Africa Payment as a Service Market, Segmentation By Service, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion
• 26.3. Africa Payment as a Service Market, Segmentation By Vertical, Historic and Forecast, 2017-2022, 2022-2027F, 2032F, $ Billion

27. Payment as a Service Market Competitive Landscape And Company Profiles

• 27.1. Payment as a Service Market Competitive Landscape
• 27.2. Payment as a Service Market Company Profiles
  • 27.2.1. Aurus Inc.
    • 27.2.1.1. Overview
    • 27.2.1.2. Products and Services
    • 27.2.1.3. Strategy
    • 27.2.1.4. Financial Performance
  • 27.2.2. Total System Services Inc (TSYS)
    • 27.2.2.1. Overview
    • 27.2.2.2. Products and Services
    • 27.2.2.3. Strategy
    • 27.2.2.4. Financial Performance
  • 27.2.3. Ingenico
    • 27.2.3.1. Overview
    • 27.2.3.2. Products and Services
    • 27.2.3.3. Strategy
    • 27.2.3.4. Financial Performance
  • 27.2.4. Paystand Inc.
    • 27.2.4.1. Overview
    • 27.2.4.2. Products and Services
    • 27.2.4.3. Strategy
    • 27.2.4.4. Financial Performance
  • 27.2.5. Mindgate Solutions Private Limited
    • 27.2.5.1. Overview
    • 27.2.5.2. Products and Services
    • 27.2.5.3. Strategy
    • 27.2.5.4. Financial Performance

28. Key Mergers And Acquisitions In The Payment as a Service Market

29. Payment as a Service Market Future Outlook and Potential Analysis

30. Appendix

• 30.1. Abbreviations
• 30.2. Currencies
• 30.3. Historic And Forecast Inflation Rates
• 30.4. Research Inquiries
• 30.5. The Business Research Company
• 30.6. Copyright And Disclaimer