SIM 카드 교체 사기 방지 소프트웨어 : 시장 점유율 분석, 업계 동향 및 통계, 성장 예측(2026-2031년)

According to Mordor Intelligence, the SIM swap fraud prevention software market size was valued at USD 1.24 billion in 2025 and estimated to grow from USD 1.50 billion in 2026 to reach USD 3.97 billion by 2031, at a CAGR of 19.34% during the forecast period (2026-2031).

This report is Segmented by Component (Software, and Services), Deployment Mode (Cloud, and More), Application (Account Takeover Prevention, and More), End User (Mobile Network Operators, Mobile Virtual Network Operators, and More), Organization Size (Small and Medium-Sized Enterprises, and Large Enterprises), and Geography. The Market Forecasts are Provided in Terms of Value (USD).

Global SIM Swap Fraud Prevention Software Market Trends and Insights

Escalating Account Takeover and SIM Swap Incidents

SIM swap activity and account takeover losses are giving security teams a direct reason to improve mobile identity controls. UK SIM swap cases rose 38% year over year in 2025, after a 1,055% increase in 2024, while account takeover filings exceeded 78,000 and represented 18% of fraud-risk events. Cifas linked the 2025 rise partly to more automated attack methods, which make manual review less effective at scale. This software category responds by assessing whether a mobile number changed before a user completes a high-risk action. The FBI reported an average loss of USD 26,460 per victim from SIM swap attacks in the United States during 2024. These loss levels support spending decisions based on avoided losses rather than on fraud volumes alone.

Expansion of Mobile Banking and High-Value Digital Transactions

Mobile banking has made the phone number an important authentication asset for high-value transactions. Account takeover fraud affected 23% of U.S. financial institutions in the fourth quarter of 2025, a 7% year-over-year increase, according to the Federal Reserve Financial Services survey. Real-time payment systems can reduce the time available to identify and reverse a fraudulent transfer. Bharti Airtel, Reliance Jio, and Vodafone Idea announced access to federated SIM Swap and Number Verification APIs for enterprise users in banking and retail in 2025. Those APIs allow a financial institution to check a recent SIM change during authentication rather than after a payment has been made. This supports adoption in payment corridors where mobile numbers remain closely tied to customer identity. The SIM Swap Fraud Prevention Software Market benefits from this shift, as each mobile-led payment journey can create a new need for carrier-level risk checks.

Privacy and Consent Constraints for Subscriber Data

SIM-change history is sensitive subscriber information, so access to it must meet privacy and telecom rules. The GSMA has stated that privacy-by-design practices are central to Open Gateway services and that data protection obligations shape API deployment. Legal grounds can differ between markets, including consent, legitimate interest, and contractual necessity. Orange's SIM Swap API documentation describes a service that detects whether a SIM card has been replaced recently. Cross-border use can require additional reviews where data residency rules limit the movement of subscriber data. These platforms can face longer sales cycles when legal, compliance, and security teams must agree on each use case.

Other drivers and restraints analyzed in the detailed report include:

1. Regulatory Requirements for Stronger Subscriber Authentication
2. Adoption of Carrier-Grade Network APIs
3. Fragmented International KYC and SIM-Change Standards

For complete list of drivers and restraints, kindly check the Table Of Contents.

Segment Analysis

Software accounted for 81.23% of the SIM Swap Fraud Prevention Software Market share in 2025. Enterprises favor software platforms that combine risk rules, decision logic, API orchestration, and workflow controls into a configurable system. These deployments can connect with core banking systems, customer identity platforms, and fraud operations. A platform approach also allows organizations to apply the same SIM-change signal across several customer journeys. The software segment benefits when a buyer wants direct control over policy settings and alerts. The SIM Swap Fraud Prevention Software Market is therefore centered on products that turn carrier data into an immediate decision for a high-risk event.

Services are projected to expand at a 22.71% CAGR through 2031. Their growth reflects the practical work involved in connecting to mobile network operators and applying carrier APIs across different environments. Buyers may need support with operator agreements, privacy reviews, data residency mapping, API version changes, and workflow design. Managed services can help teams without specialist telecom integration resources. In July 2026, Vonage launched the Protection Suite for Okta, a prebuilt connector that uses SIM-swap detection and network-verified OTP delivery. Such offerings show how software providers can package connectivity and implementation support into a single customer proposition.

Cloud deployment commanded 79.14% of the SIM Swap Fraud Prevention Software Market share in 2025, and its alsop the fastest segment with a CAGR of 22.83%. Cloud systems can quickly distribute rule updates and risk-model changes as attack methods shift. This is relevant when SIM swap schemes are automated, and fraud teams need to revise controls without lengthy release cycles. The approach also supports API-based connections with banks, payment providers, and customer identity services. Cloud delivery can make the platform accessible to buyers seeking consumption-based pricing and lower infrastructure requirements. The SIM Swap Fraud Prevention Software Market benefits from this model, as it enables carrier intelligence to be applied in real time across digital channels.

On-premises deployment continues to serve buyers with strict data sovereignty or internal security requirements. Some telecom operators and regulated institutions limit the external movement of subscriber data. Hybrid designs can process carrier signals locally while using cloud services for selected risk-scoring and administrative tasks. This structure gives organizations a way to balance local control with operational speed. The EU Cyber Resilience Act and NIS2-related security expectations strengthen attention to data protection and secure digital infrastructure. Hybrid and on-premises configurations remain important where the location of subscriber data is part of the procurement decision.

Complete Report Scope:

• By Component
  • Software
  • Services
• By Deployment Mode
  • Cloud
  • On-Premises
  • Hybrid
• By Application
  • Account Takeover Prevention
  • Transaction Authentication
  • Digital Onboarding and Customer Enrollment
  • Password Reset and Account Recovery Protection
  • Mobile Number Porting and SIM Replacement Monitoring
  • Other Applications
• By End User
  • Mobile Network Operators
  • Mobile Virtual Network Operators
  • Banks and Financial Institutions
  • Fintech and Digital Payment Providers
  • E-Commerce and Retail Companies
  • Government and Public Sector Organizations
  • Healthcare Organizations
  • Other End Users
• By Organization Size
  • Small and Medium-Sized Enterprises
  • Large Enterprises
• By Geography
  • North America
    • United States
    • Canada
    • Mexico
  • South America
    • Brazil
    • Argentina
    • Chile
    • Rest of South America
  • Europe
    • Germany
    • United Kingdom
    • France
    • Italy
    • Spain
    • Rest of Europe
  • Asia-Pacific
    • China
    • Japan
    • India
    • South Korea
    • Australia
    • Rest of Asia-Pacific
  • Middle East
    • United Arab Emirates
    • Saudi Arabia
    • Qatar
    • Rest of Middle East
  • Africa
    • South Africa
    • Egypt
    • Nigeria
    • Rest of Africa

Geography Analysis

North America held 38.14% of the SIM Swap Fraud Prevention Software Market share in 2025. The region combines widespread use of mobile banking, formal authentication rules, and an advanced vendor ecosystem. FCC-23-95 requires wireless providers to use secure authentication for SIM changes and port-outs, which supports investment in stronger controls. In February 2026, Aduna announced U.S. coverage for SIM Swap Detection and Number Verification across AT&T, T-Mobile, and Verizon, covering more than 300 million connections through a single platform. This type of coverage gives developers a clearer route to add carrier signals to authentication workflows. Canada also faces a material fraud challenge, with the supplied research reporting 33,854 fraud cases and CAD 544 million in losses during 2025. Europe remains another significant revenue area because operators, regulators, and financial institutions have placed greater emphasis on subscriber data controls.

France was the first country where 4 major operators jointly launched KYC Match and SIM Swap APIs under CAMARA, according to the supplied research. Greece launched GSMA Open Gateway services in March 2026, expanding national support for fraud prevention and customer security. Croatia's data protection authority imposed a EUR 4.5 million fine on a telecommunications operator in November 2025 for failures in accessing subscriber data. These events make compliance controls part of the regional buying case. Mobile-first financial services and a large base of mobile subscribers support the Asia-Pacific. India's 3 largest operators introduced access to federated SIM Swap and Number Verification APIs for enterprise developers in 2025. The SIM Swap Fraud Prevention Software Market in Asia-Pacific can benefit as banks apply carrier checks to mobile-led account access and payments.

The Middle East is projected to expand at a 22.81% CAGR through 2031. Digital economy programs and the rollout of network API ecosystems across Gulf markets support demand. Ooredoo and Vodafone Qatar released CAMARA-standardized anti-fraud APIs in 2025. South America and Africa remain early-stage markets, but their mobile financial systems create a strong need for affordable detection tools. Ecuador and Paraguay launched GSMA Open Gateway services in 2025, widening the availability of standardized operator capabilities. Brazil's monthly volume of 500,000 SIM-swap and number-verification API transactions indicates that carrier-level verification can be used at a meaningful scale. Cloud-based services may be particularly relevant in these regions because they can lower deployment requirements for banks, fintech companies, and smaller digital businesses.

1. TeleSign Corporation
2. Prove Identity, Inc.
3. Twilio Inc.
4. Infobip Ltd.
5. Syniverse Technologies, LLC
6. Mobileum Inc.
7. Boku, Inc.
8. Sinch AB
9. Vonage Holdings Corp.
10. Callsign Limited
11. 1Kosmos Inc.
12. Trulioo Information Services Inc.
13. Authlete, Inc.
14. Tru.ID Limited
15. Giesecke+Devrient Mobile Security GmbH
16. Thales S.A.
17. Tyntec GmbH
18. Mitek Systems, Inc.
19. Aeris Communications, Inc.
20. netnumber, Inc.
21. Subex Limited
22. Entersekt Technologies (Pty) Ltd
23. XConnect Limited
24. Socure, Inc.

Additional Benefits:

• The market estimate (ME) sheet in Excel format
• 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

• 1.1 Study Assumptions and Market Definition
• 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET LANDSCAPE

• 4.1 Market Overview
• 4.2 Market Drivers
  • 4.2.1 Escalating Account Takeover and SIM Swap Incidents
  • 4.2.2 Expansion of Mobile Banking and High-Value Digital Transactions
  • 4.2.3 Regulatory Requirements for Stronger Subscriber Authentication
  • 4.2.4 Adoption of Carrier-Grade Network APIs
  • 4.2.5 eSIM and Digital Provisioning Complexity
  • 4.2.6 Cross-Industry Demand for Silent Mobile Identity Verification
• 4.3 Market Restraints
  • 4.3.1 Privacy and Consent Constraints for Subscriber Data
  • 4.3.2 Fragmented International KYC and SIM-Change Standards
  • 4.3.3 Limited Awareness and Budgets Among MVNOs and SMEs
  • 4.3.4 Complex Revenue-Sharing Between MNOs and Identity Aggregators
• 4.4 Impact of Macroeconomic Factors on the Market
• 4.5 Industry Value-Chain Analysis
• 4.6 Technology Outlook
• 4.7 Regulatory Landscape
• 4.8 Porter's Five Forces Analysis
  • 4.8.1 Threat of New Entrants
  • 4.8.2 Bargaining Power of Suppliers
  • 4.8.3 Bargaining Power of Buyers
  • 4.8.4 Threat of Substitutes
  • 4.8.5 Intensity of Competitive Rivalry

5 MARKET SIZE AND GROWTH FORECASTS (VALUE)

• 5.1 By Component
  • 5.1.1 Software
  • 5.1.2 Services
• 5.2 By Deployment Mode
  • 5.2.1 Cloud
  • 5.2.2 On-Premises
  • 5.2.3 Hybrid
• 5.3 By Application
  • 5.3.1 Account Takeover Prevention
  • 5.3.2 Transaction Authentication
  • 5.3.3 Digital Onboarding and Customer Enrollment
  • 5.3.4 Password Reset and Account Recovery Protection
  • 5.3.5 Mobile Number Porting and SIM Replacement Monitoring
  • 5.3.6 Other Applications
• 5.4 By End User
  • 5.4.1 Mobile Network Operators
  • 5.4.2 Mobile Virtual Network Operators
  • 5.4.3 Banks and Financial Institutions
  • 5.4.4 Fintech and Digital Payment Providers
  • 5.4.5 E-Commerce and Retail Companies
  • 5.4.6 Government and Public Sector Organizations
  • 5.4.7 Healthcare Organizations
  • 5.4.8 Other End Users
• 5.5 By Organization Size
  • 5.5.1 Small and Medium-Sized Enterprises
  • 5.5.2 Large Enterprises
• 5.6 By Geography
  • 5.6.1 North America
    • 5.6.1.1 United States
    • 5.6.1.2 Canada
    • 5.6.1.3 Mexico
  • 5.6.2 South America
    • 5.6.2.1 Brazil
    • 5.6.2.2 Argentina
    • 5.6.2.3 Chile
    • 5.6.2.4 Rest of South America
  • 5.6.3 Europe
    • 5.6.3.1 Germany
    • 5.6.3.2 United Kingdom
    • 5.6.3.3 France
    • 5.6.3.4 Italy
    • 5.6.3.5 Spain
    • 5.6.3.6 Rest of Europe
  • 5.6.4 Asia-Pacific
    • 5.6.4.1 China
    • 5.6.4.2 Japan
    • 5.6.4.3 India
    • 5.6.4.4 South Korea
    • 5.6.4.5 Australia
    • 5.6.4.6 Rest of Asia-Pacific
  • 5.6.5 Middle East
    • 5.6.5.1 United Arab Emirates
    • 5.6.5.2 Saudi Arabia
    • 5.6.5.3 Qatar
    • 5.6.5.4 Rest of Middle East
  • 5.6.6 Africa
    • 5.6.6.1 South Africa
    • 5.6.6.2 Egypt
    • 5.6.6.3 Nigeria
    • 5.6.6.4 Rest of Africa

6 COMPETITIVE LANDSCAPE

• 6.1 Market Concentration
• 6.2 Strategic Moves
• 6.3 Market Share Analysis
• 6.4 Company Profiles (includes Global Level Overview, Market Level Overview, Core Segments, Financials as available, Strategic Information, Market Rank/Share, Products and Services, Recent Developments)
  • 6.4.1 TeleSign Corporation
  • 6.4.2 Prove Identity, Inc.
  • 6.4.3 Twilio Inc.
  • 6.4.4 Infobip Ltd.
  • 6.4.5 Syniverse Technologies, LLC
  • 6.4.6 Mobileum Inc.
  • 6.4.7 Boku, Inc.
  • 6.4.8 Sinch AB
  • 6.4.9 Vonage Holdings Corp.
  • 6.4.10 Callsign Limited
  • 6.4.11 1Kosmos Inc.
  • 6.4.12 Trulioo Information Services Inc.
  • 6.4.13 Authlete, Inc.
  • 6.4.14 Tru.ID Limited
  • 6.4.15 Giesecke+Devrient Mobile Security GmbH
  • 6.4.16 Thales S.A.
  • 6.4.17 Tyntec GmbH
  • 6.4.18 Mitek Systems, Inc.
  • 6.4.19 Aeris Communications, Inc.
  • 6.4.20 netnumber, Inc.
  • 6.4.21 Subex Limited
  • 6.4.22 Entersekt Technologies (Pty) Ltd
  • 6.4.23 XConnect Limited
  • 6.4.24 Socure, Inc.

7 MARKET OPPORTUNITIES AND FUTURE OUTLOOK

• 7.1 White-Space and Unmet-Need Assessment