로보 어드바이저 시장 : 세계 산업 규모, 점유율, 동향, 기회 및 예측 - 비즈니스 모델별, 프로바이더별, 서비스 유형별, 최종사용자별(개인투자가, 부유층), 지역별 및 경쟁별 세분화(2020-2030년)

The Global Robo Advisory Market, valued at USD 7.90 Billion in 2024, is projected to experience a CAGR of 42.00% to reach USD 64.77 Billion by 2030. Robo-advisors are digital platforms providing automated, algorithm-driven financial planning and investment services with minimal human intervention. The market's growth is primarily driven by the increasing demand for accessible, cost-effective financial solutions and continuous technological advancements, including the integration of artificial intelligence and machine learning.

Key Market Drivers

The global robo advisory market is significantly influenced by the enhanced accessibility and convenience of investment services. Digital platforms have effectively removed many traditional barriers to entry for investors, making financial advice and portfolio management available to a broader demographic. This ease of access encourages participation, particularly among individuals who might have been excluded by the high minimums or complex processes of traditional wealth management firms.

Key Market Challenges

A significant challenge impeding the expansion of the global robo advisory market is the difficulty in cultivating profound client trust in fully automated financial services. This issue arises from the perceived absence of personalized human interaction, which investors often deem essential, particularly during times of market volatility when tailored guidance and reassurance are sought. Furthermore, lingering questions about the algorithms' comprehensive understanding of complex, real-time market dynamics contribute to investor apprehension, restricting confidence in the depth of advice provided by purely digital platforms. This fundamental lack of deep trust directly hampers broader market adoption and limits the inflow of assets to robo-advisory platforms.

Key Market Trends

The global robo advisory market is witnessing a significant trend in the evolution towards hybrid advisory models, which integrate automated platforms with human financial advisors. This strategic shift addresses a critical market demand for both the efficiency of digital tools and the personalized reassurance of human interaction, particularly for more complex financial planning needs or during periods of market uncertainty. The blended approach expands the appeal of robo-advisors beyond digitally native investors to include those with higher asset bases who value comprehensive human guidance.

Key Market Players

• Vanguard Group, Inc.
• Charles Schwab & Co., Inc.
• Betterment LLC
• Wealthfront Inc.
• FRM LLC
• Social Finance Inc.
• Acorns Grow, Incorporated
• M1 Finance Inc.
• Robinhood Financial LLC
• SigFig Wealth Management, LLC

Report Scope:

In this report, the Global Robo Advisory Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Robo Advisory Market, By Business Model:

• Pure Robo Advisors
• Hybrid Robo Advisors

Robo Advisory Market, By Provider:

• Fintech Robo Advisors
• Banks
• Traditional Wealth Managers
• Others

Robo Advisory Market, By Service Type:

• Direct Plan-based/Goal-based
• Comprehensive Wealth Advisory

Robo Advisory Market, By End User:

• Retail Investor
• High Net Worth Individuals (HNIs)

Robo Advisory Market, By Region:

• North America
  • United States
  • Canada
  • Mexico
• Europe
  • France
  • United Kingdom
  • Italy
  • Germany
  • Spain
• South America
  • Brazil
  • Argentina
  • Colombia
• Middle East & Africa
  • South Africa
  • Saudi Arabia
  • UAE
• Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea

Competitive Landscape

Company Profiles: Detailed analysis of the major companies presents in the Global Robo Advisory Market.

Available Customizations:

Global Robo Advisory Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

• Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

• 1.1. Market Definition
• 1.2. Scope of the Market
  • 1.2.1. Markets Covered
  • 1.2.2. Years Considered for Study
  • 1.2.3. Key Market Segmentations

2. Research Methodology

• 2.1. Objective of the Study
• 2.2. Baseline Methodology
• 2.3. Key Industry Partners
• 2.4. Major Association and Secondary Sources
• 2.5. Forecasting Methodology
• 2.6. Data Triangulation & Validation
• 2.7. Assumptions and Limitations

3. Executive Summary

• 3.1. Overview of the Market
• 3.2. Overview of Key Market Segmentations
• 3.3. Overview of Key Market Players
• 3.4. Overview of Key Regions/Countries
• 3.5. Overview of Market Drivers, Challenges, Trends

4. Voice of Customer

5. Global Robo Advisory Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Business Model (Pure Robo Advisors, Hybrid Robo Advisors)
  • 5.2.2. By Provider (Fintech Robo Advisors, Banks, Traditional Wealth Managers, Others)
  • 5.2.3. By Service Type (Direct Plan-based/Goal-based, Comprehensive Wealth Advisory)
  • 5.2.4. By End User (Retail Investor, High Net Worth Individuals (HNIs))
  • 5.2.5. By Region
  • 5.2.6. By Company (2024)
• 5.3. Market Map

6. North America Robo Advisory Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Business Model
  • 6.2.2. By Provider
  • 6.2.3. By Service Type
  • 6.2.4. By End User
  • 6.2.5. By Country
• 6.3. North America: Country Analysis
  • 6.3.1. United States Robo Advisory Market Outlook
    • 6.3.1.1. Market Size & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share & Forecast
      • 6.3.1.2.1. By Business Model
      • 6.3.1.2.2. By Provider
      • 6.3.1.2.3. By Service Type
      • 6.3.1.2.4. By End User
  • 6.3.2. Canada Robo Advisory Market Outlook
    • 6.3.2.1. Market Size & Forecast
      • 6.3.2.1.1. By Value
    • 6.3.2.2. Market Share & Forecast
      • 6.3.2.2.1. By Business Model
      • 6.3.2.2.2. By Provider
      • 6.3.2.2.3. By Service Type
      • 6.3.2.2.4. By End User
  • 6.3.3. Mexico Robo Advisory Market Outlook
    • 6.3.3.1. Market Size & Forecast
      • 6.3.3.1.1. By Value
    • 6.3.3.2. Market Share & Forecast
      • 6.3.3.2.1. By Business Model
      • 6.3.3.2.2. By Provider
      • 6.3.3.2.3. By Service Type
      • 6.3.3.2.4. By End User

7. Europe Robo Advisory Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Business Model
  • 7.2.2. By Provider
  • 7.2.3. By Service Type
  • 7.2.4. By End User
  • 7.2.5. By Country
• 7.3. Europe: Country Analysis
  • 7.3.1. Germany Robo Advisory Market Outlook
    • 7.3.1.1. Market Size & Forecast
      • 7.3.1.1.1. By Value
    • 7.3.1.2. Market Share & Forecast
      • 7.3.1.2.1. By Business Model
      • 7.3.1.2.2. By Provider
      • 7.3.1.2.3. By Service Type
      • 7.3.1.2.4. By End User
  • 7.3.2. France Robo Advisory Market Outlook
    • 7.3.2.1. Market Size & Forecast
      • 7.3.2.1.1. By Value
    • 7.3.2.2. Market Share & Forecast
      • 7.3.2.2.1. By Business Model
      • 7.3.2.2.2. By Provider
      • 7.3.2.2.3. By Service Type
      • 7.3.2.2.4. By End User
  • 7.3.3. United Kingdom Robo Advisory Market Outlook
    • 7.3.3.1. Market Size & Forecast
      • 7.3.3.1.1. By Value
    • 7.3.3.2. Market Share & Forecast
      • 7.3.3.2.1. By Business Model
      • 7.3.3.2.2. By Provider
      • 7.3.3.2.3. By Service Type
      • 7.3.3.2.4. By End User
  • 7.3.4. Italy Robo Advisory Market Outlook
    • 7.3.4.1. Market Size & Forecast
      • 7.3.4.1.1. By Value
    • 7.3.4.2. Market Share & Forecast
      • 7.3.4.2.1. By Business Model
      • 7.3.4.2.2. By Provider
      • 7.3.4.2.3. By Service Type
      • 7.3.4.2.4. By End User
  • 7.3.5. Spain Robo Advisory Market Outlook
    • 7.3.5.1. Market Size & Forecast
      • 7.3.5.1.1. By Value
    • 7.3.5.2. Market Share & Forecast
      • 7.3.5.2.1. By Business Model
      • 7.3.5.2.2. By Provider
      • 7.3.5.2.3. By Service Type
      • 7.3.5.2.4. By End User

8. Asia Pacific Robo Advisory Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Business Model
  • 8.2.2. By Provider
  • 8.2.3. By Service Type
  • 8.2.4. By End User
  • 8.2.5. By Country
• 8.3. Asia Pacific: Country Analysis
  • 8.3.1. China Robo Advisory Market Outlook
    • 8.3.1.1. Market Size & Forecast
      • 8.3.1.1.1. By Value
    • 8.3.1.2. Market Share & Forecast
      • 8.3.1.2.1. By Business Model
      • 8.3.1.2.2. By Provider
      • 8.3.1.2.3. By Service Type
      • 8.3.1.2.4. By End User
  • 8.3.2. India Robo Advisory Market Outlook
    • 8.3.2.1. Market Size & Forecast
      • 8.3.2.1.1. By Value
    • 8.3.2.2. Market Share & Forecast
      • 8.3.2.2.1. By Business Model
      • 8.3.2.2.2. By Provider
      • 8.3.2.2.3. By Service Type
      • 8.3.2.2.4. By End User
  • 8.3.3. Japan Robo Advisory Market Outlook
    • 8.3.3.1. Market Size & Forecast
      • 8.3.3.1.1. By Value
    • 8.3.3.2. Market Share & Forecast
      • 8.3.3.2.1. By Business Model
      • 8.3.3.2.2. By Provider
      • 8.3.3.2.3. By Service Type
      • 8.3.3.2.4. By End User
  • 8.3.4. South Korea Robo Advisory Market Outlook
    • 8.3.4.1. Market Size & Forecast
      • 8.3.4.1.1. By Value
    • 8.3.4.2. Market Share & Forecast
      • 8.3.4.2.1. By Business Model
      • 8.3.4.2.2. By Provider
      • 8.3.4.2.3. By Service Type
      • 8.3.4.2.4. By End User
  • 8.3.5. Australia Robo Advisory Market Outlook
    • 8.3.5.1. Market Size & Forecast
      • 8.3.5.1.1. By Value
    • 8.3.5.2. Market Share & Forecast
      • 8.3.5.2.1. By Business Model
      • 8.3.5.2.2. By Provider
      • 8.3.5.2.3. By Service Type
      • 8.3.5.2.4. By End User

9. Middle East & Africa Robo Advisory Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Business Model
  • 9.2.2. By Provider
  • 9.2.3. By Service Type
  • 9.2.4. By End User
  • 9.2.5. By Country
• 9.3. Middle East & Africa: Country Analysis
  • 9.3.1. Saudi Arabia Robo Advisory Market Outlook
    • 9.3.1.1. Market Size & Forecast
      • 9.3.1.1.1. By Value
    • 9.3.1.2. Market Share & Forecast
      • 9.3.1.2.1. By Business Model
      • 9.3.1.2.2. By Provider
      • 9.3.1.2.3. By Service Type
      • 9.3.1.2.4. By End User
  • 9.3.2. UAE Robo Advisory Market Outlook
    • 9.3.2.1. Market Size & Forecast
      • 9.3.2.1.1. By Value
    • 9.3.2.2. Market Share & Forecast
      • 9.3.2.2.1. By Business Model
      • 9.3.2.2.2. By Provider
      • 9.3.2.2.3. By Service Type
      • 9.3.2.2.4. By End User
  • 9.3.3. South Africa Robo Advisory Market Outlook
    • 9.3.3.1. Market Size & Forecast
      • 9.3.3.1.1. By Value
    • 9.3.3.2. Market Share & Forecast
      • 9.3.3.2.1. By Business Model
      • 9.3.3.2.2. By Provider
      • 9.3.3.2.3. By Service Type
      • 9.3.3.2.4. By End User

10. South America Robo Advisory Market Outlook

• 10.1. Market Size & Forecast
  • 10.1.1. By Value
• 10.2. Market Share & Forecast
  • 10.2.1. By Business Model
  • 10.2.2. By Provider
  • 10.2.3. By Service Type
  • 10.2.4. By End User
  • 10.2.5. By Country
• 10.3. South America: Country Analysis
  • 10.3.1. Brazil Robo Advisory Market Outlook
    • 10.3.1.1. Market Size & Forecast
      • 10.3.1.1.1. By Value
    • 10.3.1.2. Market Share & Forecast
      • 10.3.1.2.1. By Business Model
      • 10.3.1.2.2. By Provider
      • 10.3.1.2.3. By Service Type
      • 10.3.1.2.4. By End User
  • 10.3.2. Colombia Robo Advisory Market Outlook
    • 10.3.2.1. Market Size & Forecast
      • 10.3.2.1.1. By Value
    • 10.3.2.2. Market Share & Forecast
      • 10.3.2.2.1. By Business Model
      • 10.3.2.2.2. By Provider
      • 10.3.2.2.3. By Service Type
      • 10.3.2.2.4. By End User
  • 10.3.3. Argentina Robo Advisory Market Outlook
    • 10.3.3.1. Market Size & Forecast
      • 10.3.3.1.1. By Value
    • 10.3.3.2. Market Share & Forecast
      • 10.3.3.2.1. By Business Model
      • 10.3.3.2.2. By Provider
      • 10.3.3.2.3. By Service Type
      • 10.3.3.2.4. By End User

11. Market Dynamics

• 11.1. Drivers
• 11.2. Challenges

12. Market Trends & Developments

• 12.1. Merger & Acquisition (If Any)
• 12.2. Product Launches (If Any)
• 12.3. Recent Developments

13. Global Robo Advisory Market: SWOT Analysis

14. Porter's Five Forces Analysis

• 14.1. Competition in the Industry
• 14.2. Potential of New Entrants
• 14.3. Power of Suppliers
• 14.4. Power of Customers
• 14.5. Threat of Substitute Products

15. Competitive Landscape

• 15.1. Vanguard Group, Inc.
  • 15.1.1. Business Overview
  • 15.1.2. Products & Services
  • 15.1.3. Recent Developments
  • 15.1.4. Key Personnel
  • 15.1.5. SWOT Analysis
• 15.2. Charles Schwab & Co., Inc.
• 15.3. Betterment LLC
• 15.4. Wealthfront Inc.
• 15.5. FRM LLC
• 15.6. Social Finance Inc.
• 15.7. Acorns Grow, Incorporated
• 15.8. M1 Finance Inc.
• 15.9. Robinhood Financial LLC
• 15.10. SigFig Wealth Management, LLC

16. Strategic Recommendations

17. About Us & Disclaimer