세계 금융 서비스용 테크놀러지 투자를 주도하는 동향 TOP 10 - 2025년 중반판

This IDC Perspective highlights the 10 most important technology and business trends executives can use as a guideline to help prioritize spend. 2025 will be one of the most difficult years in the recent past for technology and business executives to make budgeting strategy decisions for 2026 and beyond. It's not hyperbole to say that the 2026 budget for all institutions could shape how they come out of the flurry of investments in AI balanced with all of the other, critical technology needs at the organization."As the industry prepares for its annual budget planning for 2026, nearly every financial institution wants to invest more in AI to take advantage of the potentially game-changing benefits it can bring," said Jerry Silva, vice president, IDC Financial Insights. "But there are other critical programs and initiatives that are vying for the same dollar, making prioritization at an individual organizational level an important exercise when considering all of the trends driving the industry today."

Executive Snapshot

Situation Overview

• Number 1: Artificial Intelligence, Machine Learning, RPA, Generative AI, and Agentic AI
• Number 2: Risk
• Number 3: Financial Crime and Security
• Number 4: Compliance
• Number 5: Embedded Finance
• Number 6: Data Management
• Number 7: Real Time
• Number 8: Infrastructure and Application Modernization
• Number 9: Resilience
• Number 10: Skills, Partnerships, and Services

Advice for the Technology Buyer

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• Synopsis