모바일 ID : 시장 점유율 분석, 업계 동향과 통계, 성장 예측(2026년-2031년)

According to Mordor Intelligence, the mobile identification market size is expected to grow from USD 5.20 billion in 2025 to USD 6.55 billion in 2026 and is forecast to reach USD 20.79 billion by 2031 at 25.99% CAGR over 2026-2031.

This report is Segmented by Authentication (Single-Factor Authentication, Multi-Factor Authentication), Component (Biometric, Non-Biometric, Services), Deployment (Cloud, On-Premise), Application (BFSI, IT and Telecom, Retail, Healthcare, Government and Defense, Travel and Hospitality), and Geography. The Market Forecasts are Provided in Terms of Value (USD).

Global Mobile Identification Market Trends and Insights

eKYC Mandates Across BFSI

Financial-services regulators in the United States and Canada are tightening identity-proofing standards, prompting banks to embed real-time biometric checks into mobile apps. Rising fraud losses, estimated at USD 56 billion in 2021, are accelerating multi-factor authentication adoption across credit issuance, digital wallets, and P2P transfers. A parallel wave of streamlined KYC guidance allows self-declarations in markets such as India, cutting onboarding friction without diluting risk controls. Industry working groups now benchmark AI-scored document verification accuracy, and user expectations for frictionless login are driving passwordless pilots in high-risk workflows.

National Digital ID Projects

Asia's large-scale identity schemes, most notably India's 1.3 billion-record Aadhaar platform and Singapore's Singpass ecosystem, embed mobile credentials into payments, healthcare, and public subsidies. These programs anchor a broader 43% CAGR in digital-payment volumes across emerging APAC economies, catalyzing private-sector wallet, lending, and insurance use cases. Early-stage roll-outs in Malaysia and Indonesia highlight implementation hurdles - low opt-in rates and integration gaps - but also reveal long-run capacity to uplift formal economic participation. Global vendors view these government tenders as entry points for cloud-based orchestration layers and country-specific trust frameworks.

Data-residency Regulations Create Cross-border Friction

The EU Digital Markets Act and Digital Services Act impose strict localisation and gatekeeper provisions that raise compliance costs for U.S.-headquartered cloud-ID platforms. Simultaneously, new U.S. rules restrict the export of sensitive personal data to designated countries of concern. Providers operating pan-regional wallets must therefore replicate data stores, reroute API calls, and negotiate sub-processor arrangements, stretching deployment timelines and eroding cost advantages.

Other drivers and restraints analyzed in the detailed report include:

1. Remote Workforce Zero-trust Roll-outs
2. Telco-bank SIM-based ID Alliances
3. High Spoofing in Low-light Environments

For complete list of drivers and restraints, kindly check the Table Of Contents.

Segment Analysis

Multi-factor frameworks held 61.37% of the mobile identification market share in 2025 as financial services, healthcare, and government portals elevated assurance requirements for high-value transactions. The surge coincides with regulators urging stronger customer authentication and enterprises migrating toward risk-adaptive policies that layer device, biometric, and contextual signals. Four-factor and higher models are projected to grow at a 28.74% CAGR through 2031, driven by national schemes embedding digital signatures and hardware-rooted credentials. While OTP remains widespread, standards bodies champion FIDO-aligned, public-key cryptography to curb SIM-swap and phishing exploits, gradually displacing SMS codes in Western markets.

Adoption dynamics are nuanced: retail-banking apps embed selfie checks mainly during account opening, whereas crypto wallets perform real-time KYC refreshes at each fiat on-ramp. Behavioral-biometric overlays - gauging typing cadence or device grip - offer continuous authentication without undermining user experience. Enterprises balancing security with usability orchestrate these layers via identity APIs that normalise signals across vendors, reducing vendor-lock risk and accelerating policy updates in response to evolving threat taxa.

Biometric modules generated 67.92% of 2025 revenue, confirming facial and fingerprint modalities as the de facto gatekeepers for consumer apps. Sensor miniaturisation, improved matching algorithms, and on-device AI accelerators have shortened latency and elevated liveness-detection accuracy, consolidating user trust. As government mandates expand, backend orchestration services-document verification, risk scoring, and behavioural analytics - are forecast to outpace hardware at a 26.35% CAGR.

Service-layer differentiation rests on federated-learning models that avoid centralising raw biometrics while still improving fraud-detection heuristics. In addition, vendors monetise add-ons such as continuous credential-health checks, breach-notification feeds, and UI-level SDKs for rapid mobile-app integration, positioning services as high-margin, recurring-revenue streams.

Complete Report Scope:

• By Authentication
  • Single-Factor Authentication
  • Multi-Factor Authentication
• By Component
  • Biometric
  • Non-Biometric
  • Services
• By Deployment
  • Cloud
  • On-Premise
• By Application
  • Banking, Financial Services and Insurance (BFSI)
  • IT and Telecom
  • Retail and E-commerce
  • Healthcare and Life Sciences
  • Government and Defense
  • Travel and Hospitality
• By Geography
  • North America
    • United States
    • Canada
    • Mexico
  • South America
    • Brazil
    • Argentina
    • Chile
    • Colombia
  • Europe
    • United Kingdom
    • Germany
    • France
    • Italy
    • Spain
  • Middle East and Africa
    • Middle East
      • Saudi Arabia
      • United Arab Emirates
      • Turkey
      • Qatar
    • Africa
      • South Africa
      • Nigeria
      • Kenya
      • Egypt
  • Asia-Pacific
    • China
    • Japan
    • India
    • South Korea
    • Rest of Asia-Pacific

Geography Analysis

North America maintained a 36.22% revenue share in 2025, supported by robust fintech ecosystems, the world's highest mobile-banking penetration, and pervasive zero-trust architectures in Fortune 500 enterprises. Regulatory clarity around consent, open-banking APIs, and digital-government service expansion sustains demand across public and private verticals.

Asia-Pacific represents the fastest-growing theatre, with a 28.05% CAGR projected through 2031. India's Aadhaar-linked UPI rails, Singapore's Singpass integrations, and China's provincial ID pilots generate network effects that entice private digital-lending, ride-sharing, and insure-tech players onto shared credential backbones. Mid-tier handset proliferation makes advanced biometrics ubiquitous, narrowing the urban-rural security divide and broadening inclusion.

Europe's growth is tempered by localisation mandates; nevertheless, the forthcoming EU digital identity wallet regulation obliges all member states to issue interoperable credentials by 2026, creating a multi-billion-dollar procurement wave. Vendors must certify against eIDAS 2.0 assurance levels and integrate selective-attribute disclosure to meet privacy-by-design prescriptions.

Africa and the Middle East advance through telco-bank partnerships that align SIM registration with real-time KYC. Pan-regional operator consortia leverage GSMA Open Gateway APIs to counter A2P fraud, while Gulf Cooperation Council states pilot mobile-driver-licence schemes that couple residency permits with banking access. Skeletal fixed-line infrastructure in vast rural zones pushes reliance on mobile edge networks, amplifying the importance of lightweight SDKs optimised for intermittent connectivity.

1. IDEMIA
2. Thales Group
3. Okta, Inc.
4. OneLogin (One Identity LLC)
5. IBM Corporation
6. Micro Focus
7. SecureAuth Corp.
8. Trend Micro
9. F-Secure
10. Sophos Ltd.
11. Telesign
12. Regula
13. Ping Identity
14. Cisco Systems
15. RSA Security
16. NEC Corporation
17. HID Global
18. Duo Security (Cisco)
19. ForgeRock
20. Entrust Datacard
21. Nok Nok Labs
22. 42Gears Mobility Systems

Additional Benefits:

• The market estimate (ME) sheet in Excel format
• 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

• 1.1 Study Assumptions and Market Definition
• 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET LANDSCAPE

• 4.1 Market Overview
• 4.2 Market Drivers
  • 4.2.1 Growing eKYC Mandates Across BFSI in North America
  • 4.2.2 National Digital ID Projects Accelerating Adoption in Asia (India Aadhaar, Singapore Singpass)
  • 4.2.3 Surge in Remote Workforce Drives Zero-Trust Authentication Spend (Europe and U.S.)
  • 4.2.4 Telco Banking Partnerships for SIM-Based ID in Africa and Middle East
  • 4.2.5 Biometric Hardware Integration in Mid-Tier Smartphones (Asia)
  • 4.2.6 Fintech and Crypto Exchanges Requiring Real-Time Mobile ID Verification (Global)
• 4.3 Market Restraints
  • 4.3.1 Data-Residency Barriers in EU Impeding Cross-Border Mobile ID
  • 4.3.2 High Spoofing Rates on Face-Recognition in Low-Light Regions (Africa)
  • 4.3.3 Fragmented Device OS Security Standards Slowing Enterprise Roll-outs
  • 4.3.4 Budget Limitations for MFA Roll-outs in SME Retail Chains (South America)
• 4.4 Supply Chain Analysis
• 4.5 Regulatory Outlook
• 4.6 Porter's Five Forces Analysis
  • 4.6.1 Bargaining Power of Suppliers
  • 4.6.2 Bargaining Power of Buyers
  • 4.6.3 Threat of New Entrants
  • 4.6.4 Threat of Substitutes
  • 4.6.5 Intensity of Competitive Rivalry
• 4.7 Impact of Macroeconomic Trends on Mobile Identification Adoption

5 MARKET SIZE AND GROWTH FORECASTS (VALUE)

• 5.1 By Authentication
  • 5.1.1 Single-Factor Authentication
  • 5.1.2 Multi-Factor Authentication
• 5.2 By Component
  • 5.2.1 Biometric
  • 5.2.2 Non-Biometric
  • 5.2.3 Services
• 5.3 By Deployment
  • 5.3.1 Cloud
  • 5.3.2 On-Premise
• 5.4 By Application
  • 5.4.1 Banking, Financial Services and Insurance (BFSI)
  • 5.4.2 IT and Telecom
  • 5.4.3 Retail and E-commerce
  • 5.4.4 Healthcare and Life Sciences
  • 5.4.5 Government and Defense
  • 5.4.6 Travel and Hospitality
• 5.5 By Geography
  • 5.5.1 North America
    • 5.5.1.1 United States
    • 5.5.1.2 Canada
    • 5.5.1.3 Mexico
  • 5.5.2 South America
    • 5.5.2.1 Brazil
    • 5.5.2.2 Argentina
    • 5.5.2.3 Chile
    • 5.5.2.4 Colombia
  • 5.5.3 Europe
    • 5.5.3.1 United Kingdom
    • 5.5.3.2 Germany
    • 5.5.3.3 France
    • 5.5.3.4 Italy
    • 5.5.3.5 Spain
  • 5.5.4 Middle East and Africa
    • 5.5.4.1 Middle East
      • 5.5.4.1.1 Saudi Arabia
      • 5.5.4.1.2 United Arab Emirates
      • 5.5.4.1.3 Turkey
      • 5.5.4.1.4 Qatar
    • 5.5.4.2 Africa
      • 5.5.4.2.1 South Africa
      • 5.5.4.2.2 Nigeria
      • 5.5.4.2.3 Kenya
      • 5.5.4.2.4 Egypt
  • 5.5.5 Asia-Pacific
    • 5.5.5.1 China
    • 5.5.5.2 Japan
    • 5.5.5.3 India
    • 5.5.5.4 South Korea
    • 5.5.5.5 Rest of Asia-Pacific

6 COMPETITIVE LANDSCAPE

• 6.1 Market Concentration
• 6.2 Strategic Moves
• 6.3 Market Share Analysis
• 6.4 Company Profiles (includes Global level Overview, Market level overview, Core Segments, Financials as available, Strategic Information, Market Rank/Share for key companies, Products and Services, and Recent Developments)
  • 6.4.1 IDEMIA
  • 6.4.2 Thales Group
  • 6.4.3 Okta, Inc.
  • 6.4.4 OneLogin (One Identity LLC)
  • 6.4.5 IBM Corporation
  • 6.4.6 Micro Focus
  • 6.4.7 SecureAuth Corp.
  • 6.4.8 Trend Micro
  • 6.4.9 F-Secure
  • 6.4.10 Sophos Ltd.
  • 6.4.11 Telesign
  • 6.4.12 Regula
  • 6.4.13 Ping Identity
  • 6.4.14 Cisco Systems
  • 6.4.15 RSA Security
  • 6.4.16 NEC Corporation
  • 6.4.17 HID Global
  • 6.4.18 Duo Security (Cisco)
  • 6.4.19 ForgeRock
  • 6.4.20 Entrust Datacard
  • 6.4.21 Nok Nok Labs
  • 6.4.22 42Gears Mobility Systems

7 MARKET OPPORTUNITIES AND FUTURE OUTLOOK

• 7.1 White-Space and Unmet-Need Assessment