북미의 POS 단말기 : 시장 점유율 분석, 업계 동향과 통계, 성장 예측(2026-2031년)

According to Mordor Intelligence, the North America POS terminal market size is expected to grow from USD 9.78 billion in 2025 to USD 10.68 billion in 2026 and is forecast to reach USD 16.53 billion by 2031 at 9.18% CAGR over 2026-2031.

This report is Segmented by Mode of Payment Acceptance (Contact-Based and Contactless), POS Type (Fixed Point-Of-Sale Systems and Mobile/Portable Point-Of-Sale Systems), End-User Industry (Retail, Hospitality, Healthcare, Transportation and Logistics, and Other End-User Industries), and Country. The Market Forecasts are Provided in Terms of Value (USD).

North America POS Terminal Market Trends and Insights

Explosion of Contactless-Card Issuance Post-2025 EMV Re-Issuance Mandate

EMV liability shifts drive cascading re-issuance waves that place contactless cards into consumer hands at record volumes, compelling merchants to adopt dual-interface terminals that reduce tap-to-pay processing times. Roughly 10.8 billion EMV cards circulate worldwide, and 3 billion new units ship each year, creating consistent hardware pull through for certified readers. Fuel operators unable to meet dispenser upgrade deadlines face average fraud costs of USD 201,000 per store across seven years, reinforcing replacement urgency. Compliance with PCI-DSS v4.0 additionally requires tokenization and biometric-ready hardware that many legacy devices cannot support. Terminal manufacturers that bundle remote key injection and firmware management position themselves as preferred partners for acquirers seeking fleet-wide security uniformity.

Retail Cloud-POS Refresh Cycles Driven by Omnichannel Inventory Needs

Unified commerce strategies pressure retailers to synchronize inventory, pricing, and customer data across channels, prompting wholesale replacement of on-premise POS with cloud-native suites. Shopify processed USD 235 billion in gross merchandise volume while supplying merchants with centralized dashboards that connect storefront and e-commerce stock counts, proving the model's scalability. Lower capital expense owing to subscription software prices unlocks adoption among micro-merchants targeted by state stimulus grants. Real-time data capture enhances loyalty offers and reduces out-of-stock events, directly supporting revenue lift. Vendors that integrate open APIs for third-party loyalty, tax, and logistics modules accelerate ecosystem stickiness.

Persistent Cyber-Attack Vectors on Android Smart-POS Devices

The open architecture enabling third-party apps on Android terminals also widens attack surfaces, evidenced by high-profile breaches at PAX Technology that led to heightened oversight by payment card regulators. Frequent firmware updates and endpoint monitoring become mandatory, inflating merchant support costs. Enterprises with limited IT teams outsource security to acquirers or managed-service providers, adding subscription overhead. The threat climate nudges risk-averse retailers toward incumbents that embed hardware-based encryption and secure-boot modules. Consequently, newer entrants without proven security credentials struggle to convert large-volume chains.

Other drivers and restraints analyzed in the detailed report include:

1. Rise of AI-Driven POS Analytics for Dynamic Pricing and Fraud Detection
2. U.S. Gas-Station EMV Upgrade Deadline Extending Smart-POS Roll-Outs
3. High TCO for PCI-DSS v4.0 Compliance Among SMBs

For complete list of drivers and restraints, kindly check the Table Of Contents.

Segment Analysis

The North America POS terminal market records contact-based systems with 58.12% share, but contactless readers outsell traditional units at a 9.08% CAGR to 2031 as tap-to-pay habits spread among U.S. consumers. Visa and Mastercard lift no-PIN limits, elevating average contactless ticket sizes and forcing merchants in electronics and jewelry to upgrade to dual-interface models that handle both modalities. Retailers adopting such units gain speed advantages, cutting checkout times by up to 15%. Healthcare operators embrace contactless for hygiene benefits and patient throughput, prompting pharmacy counters to retrofit signature pads with NFC modules. The North America POS terminal market remains split across verticals, yet contactless architectures steadily migrate into heavy-ticket segments once biometric verification stabilizes fraud performance at card networks.

Dual-interface hardware unlocks value-added services such as stored value reloads and commuter card top-ups, diversifying revenue streams for acquirers. Loyalty integration through tokenized card identifiers empowers real-time rewards issuance, raising customer retention metrics. Merchants still rely on contact-based fallback for high-value or chip-on-magstripe fallback events, preserving residual demand for EMV slots. Nevertheless, declining unit costs of NFC components narrow price gaps, shrinking resistance among budget-conscious owners. As a result, the North America POS terminal market size devoted to contactless-enabled form factors is projected to eclipse 70% of total shipments by the end of the decade.

Complete Report Scope:

• By Mode of Payment Acceptance
  • Contact-based
  • Contactless
• By POS Type
  • Fixed Point-of-Sale Systems
  • Mobile / Portable Point-of-Sale Systems
• By End-User Industry
  • Retail
  • Hospitality
  • Healthcare
  • Transportation and Logistics
  • Other End-User Industries
• By Country
  • United States
  • Canada
  • Mexico

List of Companies Covered in this Report:

1. VeriFone Systems, Inc.
2. Ingenico S.A.
3. First Data Merchant Services LLC (Fiserv, Inc.)
4. BBPOS Limited
5. Castles Technology Co., Ltd.
6. UIC Payworld Inc.
7. PAX Technology Limited
8. SZZT Electronics Co., Ltd.
9. Dspread Technology (Beijing) Inc.
10. Block, Inc.
11. Nayax Ltd.
12. Shanghai Smartpeak Technology Co., Ltd.
13. WizarPOS International Co., Ltd.
14. YouTransactor SAS
15. Urovo Technology Corporation Limited
16. Diebold Nixdorf, Incorporated
17. NCR Voyix Corporation
18. Centerm Information Co., Ltd.
19. Newland Payment Technology Co., Ltd.
20. Equinox Payments, LLC

Additional Benefits:

• The market estimate (ME) sheet in Excel format
• 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

• 1.1 Study Assumptions and Market Definition
• 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET LANDSCAPE

• 4.1 Market Overview
• 4.2 Market Drivers
  • 4.2.1 Explosion of contactless-card issuance post-2025 EMV re-issuance mandate
  • 4.2.2 Retail cloud-POS refresh cycles driven by omnichannel inventory needs
  • 4.2.3 Rise of AI-driven POS analytics for dynamic pricing and fraud detection
  • 4.2.4 U.S. gas-station EMV upgrade deadline extending smart-POS roll-outs
  • 4.2.5 Cross-border tourism rebound boosting multi-currency POS demand (Canada, Mexico)
  • 4.2.6 State-level incentives for small-merchant digitalisation (e.g., CA, NY grants)
• 4.3 Market Restraints
  • 4.3.1 Persistent cyber-attack vectors on Android smart-POS devices
  • 4.3.2 High TCO for PCI-DSS v4.0 compliance among SMBs
  • 4.3.3 SoftPOS cannibalising entry-level hardware sales
  • 4.3.4 Chipset shortages delaying hardware refresh since 2024
• 4.4 Industry Value Chain Analysis
• 4.5 Regulatory Landscape and Compliance Standards
• 4.6 Technological Outlook
• 4.7 Impact of Macroeconomic Factors
• 4.8 Porter's Five Forces Analysis
  • 4.8.1 Bargaining Power of Suppliers
  • 4.8.2 Bargaining Power of Buyers
  • 4.8.3 Threat of New Entrants
  • 4.8.4 Threat of Substitutes
  • 4.8.5 Intensity of Competitive Rivalry
• 4.9 Commentary on the Rising Use of Contactless Payment and its Impact

5 MARKET SIZE AND GROWTH FORECASTS (VALUE)

• 5.1 By Mode of Payment Acceptance
  • 5.1.1 Contact-based
  • 5.1.2 Contactless
• 5.2 By POS Type
  • 5.2.1 Fixed Point-of-Sale Systems
  • 5.2.2 Mobile / Portable Point-of-Sale Systems
• 5.3 By End-User Industry
  • 5.3.1 Retail
  • 5.3.2 Hospitality
  • 5.3.3 Healthcare
  • 5.3.4 Transportation and Logistics
  • 5.3.5 Other End-User Industries
• 5.4 By Country
  • 5.4.1 United States
  • 5.4.2 Canada
  • 5.4.3 Mexico

6 COMPETITIVE LANDSCAPE

• 6.1 Market Concentration
• 6.2 Strategic Moves
• 6.3 Market Share Analysis
• 6.4 Company Profiles (includes Global level Overview, Market level overview, Core Segments, Financials as available, Strategic Information, Market Rank/Share for key companies, Products and Services, and Recent Developments)
  • 6.4.1 VeriFone Systems, Inc.
  • 6.4.2 Ingenico S.A.
  • 6.4.3 First Data Merchant Services LLC (Fiserv, Inc.)
  • 6.4.4 BBPOS Limited
  • 6.4.5 Castles Technology Co., Ltd.
  • 6.4.6 UIC Payworld Inc.
  • 6.4.7 PAX Technology Limited
  • 6.4.8 SZZT Electronics Co., Ltd.
  • 6.4.9 Dspread Technology (Beijing) Inc.
  • 6.4.10 Block, Inc.
  • 6.4.11 Nayax Ltd.
  • 6.4.12 Shanghai Smartpeak Technology Co., Ltd.
  • 6.4.13 WizarPOS International Co., Ltd.
  • 6.4.14 YouTransactor SAS
  • 6.4.15 Urovo Technology Corporation Limited
  • 6.4.16 Diebold Nixdorf, Incorporated
  • 6.4.17 NCR Voyix Corporation
  • 6.4.18 Centerm Information Co., Ltd.
  • 6.4.19 Newland Payment Technology Co., Ltd.
  • 6.4.20 Equinox Payments, LLC

7 MARKET OPPORTUNITIES AND FUTURE OUTLOOK

• 7.1 White-space and Unmet-need Assessment